Okay now, I need unconfused.
Big Bertha's "wife" worked for the federal government for 31 years.
In other words, she's been what we call a "lifer;" hired to work for the government, all she was really interested in was collecting a big paycheck, the generous fringe benefits, and whatever freebies or discounted goods she could get.
Sort of like Hypertensive Bob in Colorado.
Disability insurance is available for governmental employees (federal, state, county, city), and it's insanely cheap. The only primitive I know who would be too stupid to take advantage of it, despite his near-lifetime of governmental employment, is the big guy from Bellevue, and he probably didn't take it because it wasn't mandatory and he would've had to contribute two or three bucks a month, when the big guy's always thought he was entitled to a 100% free ride on the backs of other people.