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anyone dealt with medmaxfinance?with my wife being diagnosed with cancer we have started to run up some bills and the one hospital told us we could finance through medmaxfinance which offers a $25.00 a year credit card with a 0% interest rate for the first 6 months then it jumps to 5.99%. All well and good, right? upon reading their cardholder agreement they want a signature to allow them to transfer the balance and change the terms at anytime at their discretion. that sounds like setting up for a total screwing. Any opinions?