http://www.democraticunderground.com/10025775186leftyladyfrommo (7,843 posts)
Life as the new Lower Middle Class.
All of my friends (women mostly but not all) have fallen into this whole new class of people. We aren't poor because we have more money than that. But are definitely lower middle class now. Most of us have quite a bit of education and experience but that doesn't matter anymore because we are over 50. Some of us rely on our SS and some of us aren't old enough for that so we are using all of our life savings just to make it until our SS kicks in.
Most of us work some sort of low paying part-time job. No benefits. Obamacare has been a godsend for the people who don't qualify for Medicare yet.
We drive small, economy cars or older cars that we keep repairing and praying that they will make it another 50 miles.
We live in small houses that we mostly own. The thermostat is set on 60 during the day and lower at night because we don't want to run up the gas bill.
We watch how much water we use. We turn off anything electrical that we aren't using to keep the electric bill down.
Food is a problem. It's hard to cook economically for just one or two people. We really need to be eating lots of fresh fruits and veggies but they are so expensive. Now the beans we can afford and we mix them into stuff just about every meal. Or we go to Taco Bell where we can get a $2 burrito.
We don't travel.
Clothes come from Walmart. It's a copout but it's cheaper than Target or K Mart.
I'm currently doing about as well as I was when I first got out of college and got my first job. I'm lucky. I have a warm house and a car and can make my utility payments and still eat. Some of my friends aren't quite so lucky.
This is our new reality. It's not terrible. We get by. But it's sure not how we expected to live out our senior years.
We didn't vote Republican.
Give me a break, lady.
My question to you is: if you have ALLLL this education, and ALLLLL this experience, why are you working a shitty part-time job? What happened to you that you lost your full-time job (assuming you ever had one.) Did you not save anything? No 401k? No IRA? And now you're blaming YOUR lack of planning on the Republicans?
Let me tell you a story, DUmbass: my dad (not a Republican, by the way) is retired, has been retired for for six years now? He worked 40+ years at a labor-intensive full time job (and 20+ years at a part time job to send me to private school) and is not 'poor.' Why?
He saved his money. He made smart financial decisions when he was younger to make sure he could retire and not have to live like you do. Now granted he's frugal (the house is always cold in winter, he never leaves a light on if he's not in the room, he owns one set of good clothes) but that's less because he can't afford it and more because he has always been that way. Your problem, leftylady, is that you didn't bother to plan ahead. Don't blame the republicans for your lack of foresight.