Author Topic: Can someone explain a quick question to me on the Affordable act?  (Read 2325 times)

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Offline Ptarmigan

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Can someone explain a quick question to me on the Affordable act?
http://www.democraticunderground.com/10024576780

A newbie is asking about Obamacare.

Quote
30cal (29 posts)

Can someone explain a quick question to me on the Affordable act?
 I'm moving to NC and am looking on the policy rates

I found one where it will cost $395 a month and my premium payment would be $79 a month

It says it has a deductible of $5500 a year.
It also said that my copay for prescriptions after the deductible is meet will be 20% cost of generic prescriptions .

Does this mean if I don't have to see a doctor I still have to spend $5500 at the pharmacy for my prescriptions before I can
use the plan?

Quote
babylonsister (146,455 posts)
1. I can't imagine prescriptions fall under the deductible.

I've had insurance, and that never happened. I doubt it.

Haven't used my insurance yet, but I have it. Yay, me!

Quote
30cal (29 posts)
2. I hope you are right

I should have tried to copy and paste what it said.

It sounded like it did because it said after deductible is meet in the prescription block of the quote it gave me.

It seems like you can't get the whole plan to read it until you buy it.
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Offline Dori

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #1 on: February 27, 2014, 07:51:58 PM »
Quote
30cal (29 posts)
2. I hope you are right

I should have tried to copy and paste what it said.

It sounded like it did because it said after deductible is meet in the prescription block of the quote it gave me.

It seems like you can't get the whole plan to read it until you buy it.


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Offline Delmar

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #2 on: February 27, 2014, 08:00:18 PM »
We will make America strong again. We will make America proud again. We will make America safe again. And we will make America great again.

Donald Trump

Offline Skul

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #3 on: February 27, 2014, 08:45:34 PM »


                           ^^^^^^^^^^^^^^^^^^^^THAT!

BTW, DUmpmonkey, we have no moles in the DUmp.
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freshwest

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« Last Edit: February 27, 2014, 08:50:02 PM by Skul »
Then-Chief Justice John Marshall observed, “Between a balanced republic and a democracy, the difference is like that between order and chaos.”

John Adams warned in a letter, “Remember democracy never lasts long. It soon wastes, exhausts, and murders itself. There never was a democracy yet, that did not commit suicide.”

Offline jukin

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #4 on: February 28, 2014, 10:03:08 AM »
Yes it means that you have to spend $5500 out of pocket in a year before you get to pay 40% of the bill. My policy does not count prescriptions toward the deductible. My prescriptions vary every year due to the negotiated price per drug.  Luckily I really only have it for antibiotics, anti-inflammatories, and the occasional pain med. I think that is because I eat so much meat.
« Last Edit: February 28, 2014, 11:51:14 AM by jukin »
When you are the beneficiary of someone’s kindness and generosity, it produces a sense of gratitude and community.

When you are the beneficiary of a policy that steals from someone and gives it to you in return for your vote, it produces a sense of entitlement and dependency.

Offline Karin

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #5 on: February 28, 2014, 10:26:39 AM »
Quote
I found one where it will cost $395 a month and my premium payment would be $79 a month
:???: 
Which is it, noob?

Offline Carl

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #6 on: February 28, 2014, 10:44:18 AM »
:???: 
Which is it, noob?

It is getting a $316/month $3792/year welfare subsidy on our dime for insurance that is generally unusable with that deductible.
Yet these are the morons that claimed catastrophic and affordable policies were "junk" because they would not buy it birth control pills.

Offline J P Sousa

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #7 on: February 28, 2014, 10:52:18 AM »
Quote
  babylonsister (146,455 posts)
1. I can't imagine prescriptions fall under the deductible.

I've had insurance, and that never happened. I doubt it.

Haven't used my insurance yet, but I have it. Yay, me! 

I hope this one comes back AFTER it tries to use the insurance.  :-)
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Offline USA4ME

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #8 on: February 28, 2014, 11:42:38 AM »
I could answer him, but let him suffer.

It's just great to know we have another moonbat moocher moving into the neighborhood.

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Offline Ralph Wiggum

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #9 on: February 28, 2014, 11:45:37 AM »
Quote
freshwest

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Offline DLR Pyro

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #10 on: February 28, 2014, 02:09:13 PM »
Quote
30cal (29 posts)

Can someone explain a quick question to me on the Affordable act?

I find it funny they still insist on using the word "affordable" when referring to this steaming turd.
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Offline Ralph Wiggum

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #11 on: February 28, 2014, 02:19:31 PM »
I find it funny they still insist on using the word "affordable" when referring to this steaming turd.

It should be named the expensive care act, based on most of what I've read & heard.
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Offline JohnnyReb

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #12 on: February 28, 2014, 04:50:07 PM »
It should be named the expensive care act, based on most of what I've read & heard.
More like the "We Don't Cover Much" care act.

It's all good ....for DUmmies. A few years from now, or sooner probably, they will say, "Oh, the deductible is to high. We need to lower it and up the premiums.....it's for the children.....that weren't aborted."
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Offline GOP Congress

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #13 on: February 28, 2014, 05:32:54 PM »
I find it funny they still insist on using the word "affordable" when referring to this steaming turd.

In addition, I don't see where "care" comes into play either. The only thing that is truthful about the "Affordable Care Act" is the word "act"...as in "nothing but an act."
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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #14 on: February 28, 2014, 06:40:18 PM »
2,200+ pages of legislation, 22,000+ pages of regulations, and this DUmbass wants a "quick" answer!
 :lmao: :rotf:  :rotf:  :lmao:

That's some funny shit right there!!!
 
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Offline freedumb2003b

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #15 on: February 28, 2014, 06:52:45 PM »
I find it funny they still insist on using the word "affordable" when referring to this steaming turd.

Haven't you heard?  Every story about obozocare casing pain or grief is a lie!
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Offline obumazombie

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #16 on: February 28, 2014, 08:02:06 PM »
:???: 
Which is it, noob?
He got one of those payments as a pre existing condition.
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Offline I_B_Perky

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #17 on: February 28, 2014, 09:28:12 PM »
Haven't you heard?  Every story about obozocare casing pain or grief is a lie!

They have moved on from that meme now... not necessarily the dummies mind you, the paid posters on the political websites is what I am talking about. The new meme is it was originally a conservative idea, implemented by Romney. I chuckle that the dummies are the last to get their marching orders.  You gotta be pretty low on the dem totem pole when you don't even get notified of the new meme.

I'm just curious though... why don't the dummies sign up to be paid posters on the political websites? C'mon dummies... do your part! Got to be pretty sad when even the liberal dem machine don't want to pay your ass to post the current liberal tripe.
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Offline BadCat

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #18 on: March 01, 2014, 07:29:41 AM »
I could answer him, but let him suffer.

It's just great to know we have another moonbat moocher moving into the neighborhood.

.

He/sh/it will most likely be relocating to the Raleigh or Charlotte areas. He/sh/it will fit right in there.
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Offline obumazombie

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #19 on: March 02, 2014, 11:21:35 PM »
Harry Reid is all in on any owebumacare nightmares are lies, and the person telling the lies is a liar. How would he know ?
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Offline GOBUCKS

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Re: Can someone explain a quick question to me on the Affordable act?
« Reply #20 on: March 03, 2014, 12:20:16 AM »
I've been looking at new mega-SUVs. Ay, caramba!!

I'd like for the jug-eared muslim to pass the Affordable Car Act.

This country will be broken if there ever comes a time when a normal civilized person can't buy an Escalade.

If the government can give Amber Hoyt a free apartment, it can front me a new Land Cruiser.