I'll be leaving work early to pick up some paperwork downtown and file a police report. I'll grab my camera and stop by the wrecker's to take some pictures and get my stuff out of the car.
I can't do anything else until an adjuster contacts me, so it looks like I'm going to be sitting on my hands until then.
Sorry Chris, but no one sits on their hands when it comes to an accident, you minding your own business finds your self in an accident due to another's fault.
We are talking big money here, your transportation and cost of it. Get out there and find out what is going on at the police station, what you said and they said, there may be mistakes in your or their report.
Keep looking as you may find out just how hard the insurance company's play ball.
I know for a fact you need to keep a paper trail of any medical problems caused by the seat belts and what comes after due to delayed problems.
Good luck, and God's speeds.