Obamacare is a failure, right?

[FaC]

http://www.democraticunderground.com/10024406442

Gravitycollapse (4,799 posts)

Obamacare is a failure, right?


Last edited Wed Jan 29, 2014, 12:57 AM - Edit history (1)

I got my insurance issues squared away. Because I make 16,000 a year, I qualify for insanely discounted rates. This is a PPO through Blue Cross Blue Shield

Here's what I pay...

Premium: $90 a month
Deductible: $50 annually
Maximum annual out of pocket: $2,250

Primary care provider: $5
Specialist: $10

ER visit: $35

Prescriptions-

Level 1: $5
Level 2: $10
Level 3: $15

Vision exam: $5

Chiropractic: $10

This isn't socialized medicine. But, at that price and level of benefits, it's pretty damn close.

Not even a thanks for the suckers that are funding the "insane discount"...

But it gets better....

progressoid (29,773 posts)
7. Good for you. Ours will cost us about a $1000 more a year.

Wait, wut - not possible - progressoid must be mole - off with their head!

9. More than what? More than for a crap policy

that could drop you anytime you got an expensive illness and needed insurance the most?

Which could happen to any individual policy before the ACA.

So for less than $100 a month more you have insurance that you can actually count on.

Boy, there sure were a lot of crap policies before the boy king saved us. All hail the boy king!

progressoid (29,773 posts)
10. Yes, more than we paid before for our old crap policy.

We had to sign up on the exchange because my wife lost her job (ironically due to cost issues related to ACA according to her former employer - which I don't believe). Regardless, we were covered through her job. Although, if they hadn't laid her off, I would have lost my coverage on her policy because of the "family glitch" in ACA and would have had to pay even more to cover myself.

So, either way, we got screwed.

And no, it's not less than $100 a month more for insurance we can actually count on. It's a $100 more a month that we can't afford for a crap policy that we can only use after we shell out 7500.00 in deductibles. I just finished paying off a medical bill from June of 2013. Only one more outstanding medical bill to go and then the whole shitty process starts over again. Yippee! If we're lucky, this time around we can get 2014 bills paid off by mid 2015.

The laws on unintended consequences can hurt at times...

pnwmom (49,948 posts)
11. You aren't worse off than before. Without the ACA you wouldn't have any insurance,

or it would have been even more expensive, depending on any preexisting conditions.

Pay attention you peon - I am from the government and I know that you had a "crap" plan!

progressoid (29,773 posts)
12. Yeah, it's great.

It's like being mugged and only getting stabbed once.

On the plus side, I just read that our ins provider's stock is rising on Wall Street. So, that's good...for somebody.

snork...

edit - remove duplicate quote

[fatboy]

I'm waiting for some DUmmy to ask G Collapse how much his policy pays for mental health services.

Good one FaC  H5

[Purple Sage]

Social Equality.  Keeping everybody down.

[Linda]

Hi-5 PS...that seems to be obama's plan in a nut shell.

[DefiantSix]

Hi-5 PS...that seems to be obama's plan in a nut shell.

What I think of Dear Leader's "plan"...

[youtube=425,350]http://www.youtube.com/watch?v=VtvjbmoDx-I[/youtube]

[DumbAss Tanker]

Wait until the Gravitard comes to grips with the concept of 'Covered expenses.'

 

It sounds like he will get whatever benefit there may be for him at around the point where his annual medical expenses exceed 15% of his annual income.

[Carl]

The reason that dems called the welfare handouts "subsidies" and "tax credits" was to fool even the average but uninformed person about what they actually are.
Same with the new definition of Medicaid as insurance of some kind.

[JohnnyReb]

Obamacare is a failure, right?....Damn right it is.

[Linda]

Obamacare is a failure, right?....Damn right it is.

For once a DUmmie told the truth.

[Celtic Rose]

There are people who have benefited from the ACA.  My dad is semi-retired and doesn't have employer paid healthcare.  He is also only 55 and not eligible for Medicare.  Due to a heart attack 9 years ago, he has been uninsurable, but due to the fact that he can no longer be denied based on pre-existing conditions, he now has insurance.  He has to pay through the nose for it, but he has it.  

However, the majority of Americans are not seeing the benefits.  Of course there are success stories, but how many people have been screwed financially for every success story?  How much are hospitals going to lose because of red tape?  

[67 Rover]

Obamacare is a failure, right?....Damn right it is.

There are 1300 former employees at my company that would agree with you.  Those jobs are now permanently in Costa Rica.

[DumbAss Tanker]

However, the majority of Americans are not seeing the benefits.  Of course there are success stories, but how many people have been screwed financially for every success story?  How much are hospitals going to lose because of red tape?  

You're completely correct, there are always winners and losers in any of these programs.  Even the Democrats haven't figured out a way to make everyone lose in them.  In this case I think the losers will probably end up outnumbering the winners by somewhere north of five to one.  Even if it had worked as advertised when it was being passed, before HHS used their regulatory power to kill almost all existing policies, it really would have only worked out to about an even trade. 

[Dori]

Last night Obama said that 9+ million people have been covered because of health reform.

Talk about smoke and mirrors.

3 million have signed up on Obamacare, but we don't know how many of those have paid and are legitimately insured.

3 million + have signed up on their parents policies since 2010.

3.9 million have signed up or renewed their policies for Medicaid.

So what happened to the 6 million policies that were cancelled?  What happened to all those people?

[Carl]

Last night Obama said that 9+ million people have been covered because of health reform.

Talk about smoke and mirrors.

3 million have signed up on Obamacare, but we don't know how many of those have paid and are legitimately insured.

3 million + have signed up on their parents policies since 2010.

3.9 million have signed up or renewed their policies for Medicaid.

So what happened to the 6 million policies that were cancelled?  What happened to all those people?

Latest figure I read as far as those enrolled are that only 11% getting a private (non Medicaid) policy were previously uncovered.
That is based on some state exchanges as the Feds refuse to release those figures.

[Chris_]

What happened to the 30-40 million uninsured when Barry was campaigning for office (Kerry used the same numbers in 2004).  Did they just disappear?

[redwhit]

What happened to the 30-40 million uninsured when Barry was campaigning for office (Kerry used the same numbers in 2004).  Did they just disappear?

Until they're necessary again, yes.

[SSG Snuggle Bunny]

I qualify for insanely discounted rates

If you had the balls to tell the truth you'd acknowledge the fact the government is taking money from other families and giving it to you despite the fact you will be doing nothing to compensate them for your by-proxy theft.

[GOBUCKS]

Uninsured people have disappeared, thanks to the jug-eared muslim.

I've also noticed we seem to have solved the homeless crisis as well.

When W was President, every time there was a cold snap the local and national newscasts were flooded with features about freezing winos, and how their numbers were growing due to W's policies. (At the time, unemployment here in red state hell was under 2%.)

[jukin]

The OP is lying. You know DUmmys and what they do.

I played around with all sorts of incomes and the plans it is talking about are just not available in the PRoC. The line between medicaid (medical) was at $14k. I put in $17k and got a silver plan for about $85/month (real cost was $587/mo.) after subsidizes but still had a $6000 deductible, 80/20 after that, and the co-pays were still $100.

[DLR Pyro]

Gravitycollapse (4,799 posts)

Obamacare is a failure, right?


Last edited Wed Jan 29, 2014, 12:57 AM - Edit history (1)

I got my insurance issues squared away. Because I make 16,000 a year, I qualify for insanely discounted rates. This is a PPO through Blue Cross Blue Shield

Here's what I pay...

Premium: $90 a month
Deductible: $50 annually
Maximum annual out of pocket: $2,250

Primary care provider: $5
Specialist: $10

ER visit: $35

Prescriptions-

Level 1: $5
Level 2: $10
Level 3: $15

Vision exam: $5

Chiropractic: $10

This isn't socialized medicine. But, at that price and level of benefits, it's pretty damn close.

And as one of the guys who is paying for your insanely discounted rates,  Your Welcome, you stupid ungrateful bastard

[Dori]

Uninsured people have disappeared, thanks to the jug-eared muslim.

I've also noticed we seem to have solved the homeless crisis as well.

When W was President, every time there was a cold snap the local and national newscasts were flooded with features about freezing winos, and how their numbers were growing due to W's policies. (At the time, unemployment here in red state hell was under 2%.)

I was just reading where the media did the same thing when Reagan was in office, but under Clinton they disappeared.

The numbers are all over the place.  One department estimates 600k and and another one says it's more like 3 million.

We had a lot of homeless downtown L.A. I would say more than half  were habitual.  They were also wackos that needed to be institutionalized and could never be rehabilitated.   

[98ZJUSMC]

What happened to the 30-40 million uninsured when Barry was campaigning for office (Kerry used the same numbers in 2004).  Did they just disappear?

Yep.  Right down the same unperson hole the long-term unemployed have.

[zeitgeist]

What happened to the 30-40 million uninsured when Barry was campaigning for office (Kerry used the same numbers in 2004).  Did they just disappear?

This blast from the past from the original DU model says it all:



After waiting 5 years for health care the 21 or more million are pushing daisies.  

Obamadon'tcare 's slow roll out killed 'em dead, in emergency waiting rooms across the fruited plain they got the tombstone baby, the granite pizza pie.        

[RobJohnson]

The OP is lying. You know DUmmys and what they do.

I played around with all sorts of incomes and the plans it is talking about are just not available in the PRoC. The line between medicaid (medical) was at $14k. I put in $17k and got a silver plan for about $85/month (real cost was $587/mo.) after subsidizes but still had a $6000 deductible, 80/20 after that, and the co-pays were still $100.

I don't remember seeing any plans that included vision exams. That usually requires an additional policy. (Unless it's for an eye injury or disease)

[jukin]

I don't remember seeing any plans that included vision exams. That usually requires an additional policy. (Unless it's for an eye injury or disease)

Yeah they all do but it is only for 18 years and under. They get both vision and dentistry. Doesn't do anybody over 18 any good at all but I bet it kicks your premium up a good $80/month.

The DUchebag is lying. Even if it were true, good luck on finding a doctor to take the medicaid level payments. This fictional plan's network would look like a lodge pole pine. Like most of the DUche's family trees.