No DUmmy love for Obamacare (Atman chimes in)

[Dori]

Ugh oh....this will not play well on the Island.

http://www.democraticunderground.com/1018549168

SouthernLiberal (209 posts)

Found out today how really bad my new Health Insurance Policy is

I'd looked at their website, and I could find no information about the plan I just bought into. So I spent hours on the phone instead. This afternoon, eventually I got forwarded to someone who gave me the bad news. Although I picked the only available plan that included my doctors. Now, I have found out that they are not exactly covered. Before the insurer will pay a dime, I have to meet a $6000 deductible. I could choose different doctors, they told me, and then my primary doctor would be covered from day 1 (except for a $10 co-pay). Of course, if I need to see a specialist more than twice, even if I select from their preferred list, I have to meet a $3000 deductible before they will cover any additional visits.

I do have Rheumatoid Disease, so yeah, I need to see a specialist several times a year.

Then, I looked for a rheumatologist on the preferred list. And oh joy, just one practice. The head doctor at that practice is the same one who was running the place when I went there. I have never been treated so badly at a doctor's office. No one, including the doctors, showed a shred of respect for the patients.

So, all things considered, I'm just going to have pay the $6000. That's in addition to $541 a month in premium.

And this, folks, is a 'silver' plan! But, it is here in SC, where our governor refused to set up a state exchange.

[Freeper]

Naturally it's not the democrat's fault, it's all the fault of their rethuglican governor.

[thundley4]

Naturally it's not the democrat's fault, it's all the fault of their rethuglican governor.

Since there is no state exchange, the DUmmie should be overjoyed to use the federal Obamacare exchange.

[Chris_]

And this, folks, is a 'silver' plan! But, it is here in SC, where our governor refused to set up a state exchange.

What makes you think the state-run system would be any better?  It has to follow the same rules.

But hey, you got to keep your doctor.

[DLR Pyro]

SouthernLiberal (209 posts)

Found out today how really bad my new Health Insurance Policy is

I'd looked at their website, and I could find no information about the plan I just bought into. So I spent hours on the phone instead. This afternoon, eventually I got forwarded to someone who gave me the bad news. Although I picked the only available plan that included my doctors. Now, I have found out that they are not exactly covered. Before the insurer will pay a dime, I have to meet a $6000 deductible. I could choose different doctors, they told me, and then my primary doctor would be covered from day 1 (except for a $10 co-pay). Of course, if I need to see a specialist more than twice, even if I select from their preferred list, I have to meet a $3000 deductible before they will cover any additional visits.

I do have Rheumatoid Disease, so yeah, I need to see a specialist several times a year.

Then, I looked for a rheumatologist on the preferred list. And oh joy, just one practice. The head doctor at that practice is the same one who was running the place when I went there. I have never been treated so badly at a doctor's office. No one, including the doctors, showed a shred of respect for the patients.

So, all things considered, I'm just going to have pay the $6000. That's in addition to $541 a month in premium.

you voted for it.  You

[Freeper]

Since there is no state exchange, the DUmmie should be overjoyed to use the federal Obamacare exchange.

My thoughts as well.

[Bad Dog]

Since SLib can afford the silver plan with no supplement she/it is obviously a 1%ter. Needs to do a better job of budgeting and give up a few luxuries.  Perhaps an evening job.

[jukin]

DUchebag just found out what smart people were ****ed by on October 1 st....sorry on November 30th.

[Karin]

Since SLib can afford the silver plan with no supplement she/it is obviously a 1%ter. Needs to do a better job of budgeting and give up a few luxuries.  Perhaps an evening job.

   Exactly!  As one DUmmie put it once, "probably has a list of unnecessary expenses as long as your arm." 

Man, SLib, that's really shitty insurance.  Sub-par.  Crappy. 

[Freeper]

Since SLib can afford the silver plan with no supplement she/it is obviously a 1%ter. Needs to do a better job of budgeting and give up a few luxuries.  Perhaps an evening job.

Yep, besides someone has to pay for Obama's skittle shitting unicorns and when a DUmmy gets the bill, that's justice!

[JohnnyReb]

Your old policy was a junk policy....enjoy your new, better, junkier policy, DUmmie.

[jukin]

Since there is no state exchange, the DUmmie should be overjoyed to use the federal Obamacare exchange.

Actually the total fiasco of the federal site was much better than many state exchanges. For instance, Oregon's state exchange spent about $160 million on their site and signed up exactly ZERO people.

Just remember DUchebags democrats did this to you. Not one single republican voted for the pain and misery (& soon death) that Obama Care will bring.

[Bad Dog]

One reply.  This thread is deader than Finnegan's goat over there.

[HawkHogan]

One reply.  This thread is deader than Finnegan's goat over there.

I'm surprised the Dummies aren't attacking him as a troll. 

[Bad Dog]

I'm surprised the Dummies aren't attacking him as a troll. 

Probably because of the Goodall effect discussed on other threads here.  We need a mole to kick it.

[CollectivismMustDie]

Remember, DUmmie, as your colleagues are apt to tell others in similar threads:

Obeymecare "is not about you".

Rethinking the joys of collectivism yet?


CMD

[Dori]

Since SLib can afford the silver plan with no supplement she/it is obviously a 1%ter. Needs to do a better job of budgeting and give up a few luxuries.  Perhaps an evening job.

There are only four plans.  Silver is the third one down the list.  He probably couldn't afford the premiums in gold or platinum.

[franksolich]

http://www.democraticunderground.com/1018549168

Oh my.

SouthernLiberal (209 posts)    Mon Jan 6, 2014, 07:11 PM

Found out today how really bad my new Health Insurance Policy is

I'd looked at their website, and I could find no information about the plan I just bought into. So I spent hours on the phone instead. This afternoon, eventually I got forwarded to someone who gave me the bad news. Although I picked the only available plan that included my doctors. Now, I have found out that they are not exactly covered. Before the insurer will pay a dime, I have to meet a $6000 deductible. I could choose different doctors, they told me, and then my primary doctor would be covered from day 1 (except for a $10 co-pay). Of course, if I need to see a specialist more than twice, even if I select from their preferred list, I have to meet a $3000 deductible before they will cover any additional visits.
 
I do have Rheumatoid Disease, so yeah, I need to see a specialist several times a year.
 
Then, I looked for a rheumatologist on the preferred list. And oh joy, just one practice. The head doctor at that practice is the same one who was running the place when I went there. I have never been treated so badly at a doctor's office. No one, including the doctors, showed a shred of respect for the patients.
 
So, all things considered, I'm just going to have pay the $6000. That's in addition to $541 a month in premium.
 
And this, folks, is a 'silver' plan! But, it is here in SC, where our governor refused to set up a state exchange.

You voted for it.

Voting has consequences, not all of them desirable ones.

Live with it.

Chan790 (15,882 posts)   Mon Jan 6, 2014, 08:48 PM

1. Technically, you have 90 days from the initiation to cancel in most jurisdictions.

It might be time to shop for a different plan even if it means a different doctor or one where the out of network deductible is smaller so you can keep your doctor.

Atman (26,993 posts)    Tue Jan 7, 2014, 12:57 PM

2. You have lots of "wants," but what you NEED is health care.

I do feel your pain*, seriously. But why on earth would you choose to spend the $6000 oop instead of just seeing a different doctor? Yeah, yeah, he's seen you naked, you have a relationship, I get all that...but you're talking about a lot of money. You obviously love your current doctor enough to pay $6000 oop to see him/her. That is your choice. But you have an ailment that needs to be treated, and you could be treating it for far less money if you'd approach it with an open mind instead of pure emotion.

*

okieinpain (8,388 posts)    Tue Jan 7, 2014, 04:15 PM

3. agree. left a job, switched to my wife's insurance

New insurance did not include old doc in its list. New doc is not that bad, so sometimes change isn't all bad.

aint_no_life_nowhere (19,308 posts)       Tue Jan 7, 2014, 05:23 PM

4. Sorry to read that

That sounds like not really being insured. This country needs a uniform dependable healthcare system for all.

[obumazombie]

Prelude to single payer. I need to work on getting a pre existing condition that will redound to my benefit.

[USA4ME]

Hey Pedro, your messiah said they could keep their doctor and the cost would go down. Now this person expresses their costs have gone up just to keep seeing the same doctor, or it would still go up and they would have to change doctors. And you said the crap you did instead of saying "Why did our master lie to us?"

This is why you're so stupid, Pedro.

.

[franksolich]

My bad.

I hadn't noticed Dori had already posted this.

My apologies, madam.