My Family Is SCREWED!!!

[formerlurker]

Fri Dec 27, 2013, 05:44 PM

Dirty Socialist (313 posts)

My Family Is SCREWED!!!
My wife's unemployment runs out on Dec. 28. She has been looking for a job since April. I am underemployed. Thanks to the lack of unemployment extension, we are royally SOL.

http://www.democraticunderground.com/10024237368

WTF is underemployed?  Is that a new term I missed a memo on?

My dear Dirty Socialist, one question if you will -- who is president? 

You see there was a presidential candidate who made his platform job creation.  You didn't vote for him.  You voted for more Obamaphones.   Your candidate won.  You lose.  See how that worked?

Your socialist president's approval rating is 39% presently.   Thankfully that means the GOP will win back seats in the mid-term - pray that happens so your family is no longer screwed. 

Jackass.

[obumazombie]

It's fun to see owebuma have to eat his words when he makes statements like "elections have consequences".

[Skul]

underemployed

They don't give him100k for a librul arts music degree.

DUmpmonkey, he's at least working STFU.

[Dori]

http://www.democraticunderground.com/10024237368

WTF is underemployed?  Is that a new term I missed a memo on?

Probably only working part time because of Obamacare.

[Skul]

Probably only working part time because of Obamacare.

Hadn't thought of that. Very good. 

[freedumb2003b]

http://www.democraticunderground.com/10024237368

WTF is underemployed?  Is that a new term I missed a memo on?

My dear Dirty Socialist, one question if you will -- who is president? 

You see there was a presidential candidate who made his platform job creation.  You didn't vote for him.  You voted for more Obamaphones.   Your candidate won.  You lose.  See how that worked?

Your socialist president's approval rating is 39% presently.   Thankfully that means the GOP will win back seats in the mid-term - pray that happens so your family is no longer screwed. 

Jackass.

I suspect the Missus will all of a sudden be VERY motivated to get a job -- even one that is "below" her. The days of holding out are over.

[Gern]

http://www.democraticunderground.com/10024237368

WTF is underemployed? 

It means this dolt likely got fired from his union job of collecting trash at $18 an hour, and now he's cleaning toilets for $8.50 an hour.

[Gern]

The current extension allows for an additional 37 weeks on top of the 26 or so that your state provides, bringing the entire time you can stay on unemployement to 63 weeks, or 15 months.

That's about a year and three months to find a new job. 450 days. 

People piss me off.  This money isn't free.

Employers get hit with that increase to fund the extension.  It gets added to FUI (Fed Unemployment Insurance) and SUI (State) as a tax on their total payroll.  Since the recession started, I'm coughing up an extra 2.5 percent in tax between FUI and my state SUI.

For you lurking DUers who would like to accuse me of whining over a measly 2.5 percent...that's ON TOP of what I already was paying in Unemployment tax on my payroll--and that's on my TOTAL annual payroll, which happens to be about $80K for the past $#&^!  FIVE YEARS. 

That's roughly an extra 2 thousand dollars a year, times 5, for a whopping $10,000 in extra tax I've paid to help fund loafers who can't find a job in almost a year and a half.
You can be damn sure it's played a part in my decision to hire any new people, since I want to be sure I keep them and don't have to lay them off and send our Unemployment tax into the stratosphere.  WHOOPS!  Looks like there's a direct correlation between extending unemployment benefits and hiring.  Who would've thunk it!!!

[I_B_Perky]

Dirty Socialist (313 posts)

My Family Is SCREWED!!!
My wife's unemployment runs out on Dec. 28. She has been looking for a job since April. I am underemployed. Thanks to the lack of unemployment extension, we are royally SOL.

Wait... I thought unemployment went on for 99 weeks? And your wife just started looking for a job in April?

Who has been prezzzident since 2008? Look Dirty Socialist... this is what socialism looks like. If we would be having a President Romney next month I think things would be picking up. But no, we won't cause you and your ilk voted for obumbles. You made your bed, now lie in it. Sucks to be you. I hope you wind up on the street starving.

[formerlurker]

The current extension allows for an additional 37 weeks on top of the 26 or so that your state provides, bringing the entire time you can stay on unemployement to 63 weeks, or 15 months.

That's about a year and three months to find a new job. 450 days. 

People piss me off.  This money isn't free.

Employers get hit with that increase to fund the extension.  It gets added to FUI (Fed Unemployment Insurance) and SUI (State) as a tax on their total payroll.  Since the recession started, I'm coughing up an extra 2.5 percent in tax between FUI and my state SUI.

For you lurking DUers who would like to accuse me of whining over a measly 2.5 percent...that's ON TOP of what I already was paying in Unemployment tax on my payroll--and that's on my TOTAL annual payroll, which happens to be about $80K for the past $#&^!  FIVE YEARS. 

That's roughly an extra 2 thousand dollars a year, times 5, for a whopping $10,000 in extra tax I've paid to help fund loafers who can't find a job in almost a year and a half.
You can be damn sure it's played a part in my decision to hire any new people, since I want to be sure I keep them and don't have to lay them off and send our Unemployment tax into the stratosphere.  WHOOPS!  Looks like there's a direct correlation between extending unemployment benefits and hiring.  Who would've thunk it!!!

Good info - interesting.  Thanks for sharing it.  H5.

[DLR Pyro]

My wife's unemployment runs out on Dec. 28. She has been looking for a job since April.

please define "looking for a job".

[Skul]

please define "looking for a job".

Watches street for a John? 

[obumazombie]

I don't like that UIC is taken out of paychecks as a payroll deduction. Or that the self employed have to pay estimated taxes etc. But once it's deducted it should be fully available for what it was designed for, a safety net. But not a hammock. And there should be far fewer restrictions on it. You shouldn't have to go to an unemployment office like you're a beggar and beg for what is yours.

[miskie]

Waaaaah ! No more free money !!! Waaaaaaahhhh !!!!11!

I think the only things that are 'screwed' DUmbass, are those marathon sessions of WoW you were enjoying while mostly 'funemployed'. - or whatever it is you do on most days.

[landofconfusion80]

The fellas saw this campfire....

[98ZJUSMC]

It means this dolt likely got fired from his union job of collecting trash at $18 an hour, and now he's cleaning toilets for $8.50 an hour.

At Wal-Mart.   

[franksolich]

Too bad for the unlaundered socialist.

You know, there's some of us who've been steadily employed since we were in our mid-teens; not in the same job, but always employed.

During tight times, one takes less, and makes do with less.

[Dori]

I don't like that UIC is taken out of paychecks as a payroll deduction. Or that the self employed have to pay estimated taxes etc. But once it's deducted it should be fully available for what it was designed for, a safety net. But not a hammock. And there should be far fewer restrictions on it. You shouldn't have to go to an unemployment office like you're a beggar and beg for what is yours.

I don't think unemployment insurance is paid for by an employee, at least it isn't in Calif. 

[Mr Mannn]

He's missing a BIG opportunity!

He should follow Lady Freedom Returns to the homeless mecca of Tuscon. He'll get Free apartments, great part time jobs at a halfway house cafe. He could be a shot girl...

and if he's lucky, he could walk away with a brand new ripped indian of his very own!
(and all the free fish you could eat!)

Sell the car, pack the wife and kids on a greyhound, and head on down to Tucson.

[I_B_Perky]

I don't think unemployment insurance is paid for by an employee, at least it isn't in Calif. 

It is that way in WV. Only time employees had to pay was years and years ago.... circa late 70's and early 80's during the Carter debacle, times got real bad around these parts. Our unemployment fund went broke and had to borrow money. To pay it back, the state put a tax on employees of a $1.50 per $50.00 of employee wages until it was all paid back. Didn't hurt me much, I was making $3.35 hr. It went away around 85 or 86 I think once the Reagan boom took hold.

[Dori]

It is that way in WV. Only time employees had to pay was years and years ago.... circa late 70's and early 80's during the Carter debacle, times got real bad around these parts. Our unemployment fund went broke and had to borrow money. To pay it back, the state put a tax on employees of a $1.50 per $50.00 of employee wages until it was all paid back. Didn't hurt me much, I was making $3.35 hr. It went away around 85 or 86 I think once the Reagan boom took hold.

They must be using money from the general fund to cover all these people on unemployment and disability.

[I_B_Perky]

They must be using money from the general fund to cover all these people on unemployment and disability.

Circa 2008, if I recall correctly, some states borrowed money from the federal government to fund their unemployment funds. Not sure about California... I think a couple states were Illinois and Michigan. This money has to be paid back. How the states do that is up to them I guess. For some reason I seem to recall that California borrowed too. Can't remember now. I know they was hurting.  I'm not even sure if the states have to pay interest. 

[Dori]

Circa 2008, if I recall correctly, some states borrowed money from the federal government to fund their unemployment funds. Not sure about California... I think a couple states were Illinois and Michigan. This money has to be paid back. How the states do that is up to them I guess. For some reason I seem to recall that California borrowed too. Can't remember now. I know they was hurting.  I'm not even sure if the states have to pay interest. 

The unemployment is only collected on the first $7000 of wages.  I can't imagine that there was nearly enough to cover all the people who have been unemployed these past 5 years, especially for 99 weeks.  Same with disability. 

[I_B_Perky]

The unemployment is only collected on the first $7000 of wages.  I can't imagine that there was nearly enough to cover all the people who have been unemployed these past 5 years, especially for 99 weeks.  Same with disability. 

Well Dori... I did not know that about the $7,000 thing. You just a wealth of information!!! 


Hope ya had a good Christmas! 

[obumazombie]

I don't think unemployment insurance is paid for by an employee, at least it isn't in Calif. 

Are you saying it's "payed" by the employer ?
Because if that's the case it's transposed income, and in effect the employee is paying it because it's a compensation that goes along with employment.
If that's the case it's a not so thinly veiled hidden tax.
The shell game of unemployment insurance is very similar to the shell game of social security.