Here's what bugs the hell out of me, tho. Most companies with two functional brain cells will NOT accept a diploma or transcripts submitted by an applicant as a definitive source. Sure, you can bring your copy, but most employers I've dealt with will have you sign a release to the university you claimed asking to verify dates of attendance, transcripts, etc.
Now, never having defaulted on a loan of any sort, let alone a student loan, I don't know if that would bar a prospective employer from obtaining them, but if it did, that wouldn't exactly help, now would it? Trustworthiness, financially stable, capable of making intelligent decisions?
Yeah, Amber pretty much fails on all accounts.