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Author Topic: chronically-helpless primitive spitting nails over Medicare  (Read 1893 times)

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Offline franksolich

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chronically-helpless primitive spitting nails over Medicare
« on: November 30, 2013, 10:36:19 AM »
http://www.democraticunderground.com/10024109918

Oh my.

First, dealing with two turkeys, and now this:

Quote
Paper Roses (4,817 posts)    Fri Nov 29, 2013, 04:44 PM

I am spitting nails. I don't use foul language. Hear me out regarding Medicare.

I can't even explain how angry I am at the health care plan I have and the Medicare stipulations imposed upon me(and others) because I did not sign up for Part D back in 2008.
 
I will explain the scenario tomorrow when I am more calm but in the meantime: Do any DU'ers go without prescription drug plan with their Medicare part B and have any relationship with any Canadian company that offers a drug plan for Seniors on Medicare?
 
I am so angry now, after receiving a huge increase in the cost of part B plus a PENALTY because I did not sign up for drug coverage in 2008---I could shout out expletives too nasty for me to say out loud.

I have to volunteer at a charity tomorrow but when I get home, hopefully more calm, I will fill you in on the nasty developments I have come upon as I tried to sign up for Part D.
 
Must go now before I scream.
Left over turkey awaits and I need to calm down.

You voted for it.

Suffer.

Quote
DesertFlower (9,375 posts)    Fri Nov 29, 2013, 04:56 PM

1. my medicare is going to cost me double in 2014 because of my 2012 income. my husband was dying and i panicked and took $125,000 out of his 401k. i was told i had 60 days to put it back. i opened an IRA in a bank and put $100.--- in. thought i was okay. the 401k only gave me $100,000. they kept $25,000 for federal tax. when i filed my taxes i found out that even though i put the money back it was considered income. i paid over $55,000 in federal tax for that year. i had a medicare supplemental plan from IBM that covered my drugs. that plan is no longer available so i took a Plan D for $12.40 a month for 2014. i just found out that i'm going to have to pay another $31.50 a month -- not to the insurance company but to medicare because of that high income.
 
i feel like i'm being punished 2x. because of that high income all my medical deductions were wiped out.
 
BTW. when you reach 70-1/2 you have to take a mandatory withdrawal from your 401k or IRA. between paying the tax on that and the tax on social security you can pretty much kiss that withdrawal goodbye.
 
yes. i have a good income that i'm thankful for. i give 10% or more to charity, but i'm still going to pay a lot in tax.

Quote
Hoyt (14,544 posts)    Fri Nov 29, 2013, 06:21 PM

4. Be honest with you, when I start Medicare I pray I will be making enough to hit that "penalty"

I'll gladly pay the $53.60 extra a month if I have an adjusted gross income between $85,000 - $107,000 as a single person (double that AGI if married). And, I'll be even happier if I have to pay $297.40 more a month if my adjusted gross income is more than $214,000.
 
I also understand why they penalize us a bit if we don't sign up for Part D from the start. Not really fair to wait until you know your drug costs are going to be more than the premium to sign up. Being one who paid for my mom's prescription drugs prior to the enactment of Part D, you'll never hear me complain about that Part D. Too many elderly folks went without drugs, or cut them in half, thirds, etc., to make it through the month when there was no prescription drug coverage.

Quote
RebelOne (28,769 posts)    Fri Nov 29, 2013, 06:36 PM

5. I started collecting Social Security in 2004 when I turned 65, but because I was still working and had an excellent health plan through my employer, I did not sign up for Medicare. Then I was laid off my job in 2010 and lost my health insurance. So I signed up for Medicare plans A & B. That is $105 monthly premium. If I have to pay any more it is going to be a hardship.

Since I need blood pressure medication, I order from a Canadian pharmacy. I have not been to a doctor in years, but I know the medication he had prescribed for me and I can get it with no prescription from the Canadian website. Just Google Canadian pharmacies and a lot of them will pop up. If you have a prescription, the prices are great. I don't so I have to pay a lot more.

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VanillaRhapsody (4,454 posts)    Fri Nov 29, 2013, 07:37 PM

6. I believe that is illegal....
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Offline Delmar

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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #1 on: November 30, 2013, 10:40:13 AM »
Quote
Response to RebelOne (Reply #5)Fri Nov 29, 2013, 07:37 PM
VanillaRhapsody (4,454 posts)
6. I believe that is illegal....

You'd better check with Barry, this might be one of the laws that he has suspended.
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Offline Freeper

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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #2 on: November 30, 2013, 10:43:12 AM »
Hey Desert Flower are you really that dense? Do you not realize that your political beliefs are engineered to punish those with high income? It's funny how they call for higher taxes on the rich, then when they get their own tax bill they squeal like a stuck pig.
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Offline Texacon

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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #3 on: November 30, 2013, 11:40:19 AM »
Quote from: Freeper on November 30, 2013, 10:43:12 AM
Hey Desert Flower are you really that dense? Do you not realize that your political beliefs are engineered to punish those with high income? It's funny how they call for higher taxes on the rich, then when they get their own tax bill they squeal like a stuck pig.

While their brethren proclaim, "I wish I had that problem, I'd gladly pay more..."

Easy to say until it's your reality.

KC
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Offline Karin

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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #4 on: November 30, 2013, 11:48:15 AM »
Ever notice that the libs always employ this phrase:  "Just a little bit more..."    You pay just a little bit more for someone else to get insurance, things like that.  The problem starts when "a little bit more" equals $10,000. 
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Offline Freeper

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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #5 on: November 30, 2013, 02:15:43 PM »
Quote from: Karin on November 30, 2013, 11:48:15 AM
Ever notice that the libs always employ this phrase:  "Just a little bit more..."    You pay just a little bit more for someone else to get insurance, things like that.  The problem starts when "a little bit more" equals $10,000.

It bugs the piss out of me when they say,"We are just asking you to pay a little more". First of all you aren't asking, you are forcing, secondly just a little more turns into just a little more constantly. Just a little more is never enough.
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Offline I_B_Perky

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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #6 on: November 30, 2013, 04:58:19 PM »
Quote
DesertFlower (9,375 posts)    Fri Nov 29, 2013, 04:56 PM

1. my medicare is going to cost me double in 2014 because of my 2012 income. my husband was dying and i panicked and took $125,000 out of his 401k. i was told i had 60 days to put it back. i opened an IRA in a bank and put $100.--- in. thought i was okay. the 401k only gave me $100,000. they kept $25,000 for federal tax. when i filed my taxes i found out that even though i put the money back it was considered income. i paid over $55,000 in federal tax for that year. i had a medicare supplemental plan from IBM that covered my drugs. that plan is no longer available so i took a Plan D for $12.40 a month for 2014. i just found out that i'm going to have to pay another $31.50 a month -- not to the insurance company but to medicare because of that high income.
 
i feel like i'm being punished 2x. because of that high income all my medical deductions were wiped out.
 
BTW. when you reach 70-1/2 you have to take a mandatory withdrawal from your 401k or IRA. between paying the tax on that and the tax on social security you can pretty much kiss that withdrawal goodbye.
 
yes. i have a good income that i'm thankful for. i give 10% or more to charity, but i'm still going to pay a lot in tax.

Aaaaw... poor dummie. Poor, poor dummie. Funny how when it's YOU paying the taxes it is all unfair.  Live with it dummie. You wanted it, you got it.
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Offline Bad Dog

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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #7 on: November 30, 2013, 05:56:45 PM »
As a retired military member, I would like to personally thank Desert Flower for the $55K she paid in taxes.  I shall think of her each month when the federal money fairy leaves cash in my account.  I hope she has plenty more for next year.  She might also look in to some books on proper capitalization and punctuation.  As to the other whiners in the thread, I have three letters...PAB.
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Offline jukin

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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #8 on: November 30, 2013, 06:02:33 PM »
That sure was a lot of words to just say "Bush was great and Obama has monkey hammered me."

BTW; HAHAHAHAHAHAHAHAHAHA.
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Offline I_B_Perky

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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #9 on: November 30, 2013, 08:39:10 PM »
Quote from: jukin on November 30, 2013, 06:02:33 PM
That sure was a lot of words to just say "Bush was great and Obama has monkey hammered me."

BTW; HAHAHAHAHAHAHAHAHAHA.

Monkey hammered me?  HAHAHAHAHAHAHAHAHHAHAHAHAHAHAHAHHA!!!  Never heard that one before Jukin.  H5!!!!
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Offline BlueStateSaint

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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #10 on: December 01, 2013, 04:32:25 AM »
Quote from: I_B_Perky on November 30, 2013, 08:39:10 PM
Monkey hammered me?  HAHAHAHAHAHAHAHAHHAHAHAHAHAHAHAHHA!!!  Never heard that one before Jukin.  H5!!!!

Neither have I.  Another H5 for jukin!
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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #11 on: December 01, 2013, 06:12:06 AM »
Quote from: jukin on November 30, 2013, 06:02:33 PM
That sure was a lot of words to just say "Bush was great and Obama has monkey hammered me."

BTW; HAHAHAHAHAHAHAHAHAHA.

RACIST!

According to the "PC Guide To Proper Thinking", using "Obama" and "monkey" in the same sentence is RACIST!

Personally, I don't give a $hit. 

Hi 5!   :II:
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Offline obumazombie

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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #12 on: December 01, 2013, 08:43:25 AM »
Quote from desertflower...
"i give 10% or more to charity, but i'm still going to pay a lot in tax."

I'm not falling for that. If desertflower said more or less, I could get behind the less. Much less.
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Offline Linda

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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #13 on: December 01, 2013, 08:49:42 AM »
What does her giving to charity have to do with her paying taxes?...That is like comparing apples and sports cars.
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Re: chronically-helpless primitive spitting nails over Medicare
« Reply #14 on: December 01, 2013, 10:43:57 AM »
Quote from: Linda on December 01, 2013, 08:49:42 AM
What does her giving to charity have to do with her paying taxes?...That is like comparing apples and sports cars.

They claim that us giving to charity doesn't prove we care, it's taxes that is the true measure of compassion. This DUmpmonkey should shut up and pay her fair share.
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I may not lock my doors while sitting at a red light and a black man is near, but I sure as hell grab on tight to my wallet when any democrats are close by.
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