Pretzel_Warrior (4,902 posts)
My take? **** THE INSURANCE COMPANIES! You deserve this ****ERS!!!
Well, you are a fool, PretzelBoi. Do you think insurance companies have a bank account with their life savings in it, and your premiums go to them for a fixed-price ticket to be allowed to pay some of your medical bills from their stash? Because that is the only scenario I can think of where your post makes sense. In the reality occupied by the rest of us, costs are passed directly on to the policy holders, which is why insurance companies don't get hurt either way, whether medical care goes up, down or stays the same, and whether any particular person uses it or not. They make their money on the margin between what the insured pool consumes and what the insured pool pays in to them in premiums. As long as they do the math right, they make money whether the cost of medical care goes up or goes down.
By the way, are you one of Obama's top economic advisers, by any chance?