Author Topic: Open Enrollment Thread  (Read 3106 times)

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Offline NHSparky

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Open Enrollment Thread
« on: October 30, 2013, 03:54:43 PM »
Mods, please feel free to move wherever you feel appropriate.

Well, thanks, Obammy--at my company, Open Enrollment started TODAY.

I am no longer able to keep my plan, and instead am being shuttled to a plan that, while still good in the grand scheme of things, ain't nowhere near what I have been getting.

My "old" plan is: No deductibles within network, $1500 out-of-pocket limit, $20 PCP co-pays, $35 urgent care, $100 ER, $100/day hospital (nothing after fifth day), $100 outpatient surgery, 100 percent of labs and X-Rays.

My "new" plan as of 1/1/14 is: $950 individual deductible, $3500 individual out-of-pocket-limit, 20 percent PCP co-pays, 80 percent of hospital up to OOP limit then 100 percent after that, $50 urgent care, $250 ER, 80 percent of labs and X-Rays, and the co-pays for prescriptions roughly double, even using mail order.

And for that, my bi-weekly deduction nearly DOUBLED.

Thanks, Barry.
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Offline Freeper

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Re: Open Enrollment Thread
« Reply #1 on: October 30, 2013, 03:57:22 PM »
You are too stupid to realize that what you had really sucked, lucky for you the government stepped in and made it better for you.
I may not lock my doors while sitting at a red light and a black man is near, but I sure as hell grab on tight to my wallet when any democrats are close by.

Offline Splashdown

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Re: Open Enrollment Thread
« Reply #2 on: October 30, 2013, 03:58:34 PM »
Thank God the government knows better than we do.
Let nothing trouble you,
Let nothing frighten you. 
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God never changes.
Patience attains all that it strives for.
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God alone suffices.
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Offline Bad Dog

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Re: Open Enrollment Thread
« Reply #3 on: October 30, 2013, 04:00:27 PM »
All you need to do is manage your finances better and all will be well.

Offline Freeper

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Re: Open Enrollment Thread
« Reply #4 on: October 30, 2013, 04:04:17 PM »
All you need to do is manage your finances better and all will be well.

That's right. Typical greedy repuke complaining about his costs going up, when he should be happy that someone who didn't have health care before now can get it.
I may not lock my doors while sitting at a red light and a black man is near, but I sure as hell grab on tight to my wallet when any democrats are close by.

Offline Wineslob

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Re: Open Enrollment Thread
« Reply #5 on: October 30, 2013, 04:32:36 PM »
Time to take up smoking.
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Offline Crazy Horse

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Re: Open Enrollment Thread
« Reply #6 on: October 30, 2013, 04:55:02 PM »
You're not losing the plan, just being transferred to a better plan.
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Offline thundley4

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Re: Open Enrollment Thread
« Reply #7 on: October 30, 2013, 05:05:05 PM »
You're not losing the plan, just being transferred transitioned to a better plan.

Obamaspeak considers cancellations to be transitions.

Offline Dori

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Re: Open Enrollment Thread
« Reply #8 on: October 30, 2013, 05:21:10 PM »
I wonder how much the average healthy person would spend a year if they had to pay for their own medical care out of their own pocket.

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Offline freedumb2003b

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Re: Open Enrollment Thread
« Reply #9 on: October 30, 2013, 05:29:51 PM »
Same plan as before, but $500 a year more (I have never seen that big a jump).

The company site says this is in part due to obozocare.

Hey, obozo, where's my $2500?????
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Offline NHSparky

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Re: Open Enrollment Thread
« Reply #10 on: October 30, 2013, 05:38:53 PM »
I looked at the same plan I'm going to (it was offered last year.)  Add my contribution to the company contribution, the cost increase is about 30 percent--not as bad as my (doubled) contribution, but NOBODY can tell me health care costs have jumped that much in one year.  It's all due to the (UN)ACA.
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Offline Freeper

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Re: Open Enrollment Thread
« Reply #11 on: October 30, 2013, 05:43:26 PM »
Now the preezy says if you claim you lost your plan that you are misleading. The nerve of this asshole.
I may not lock my doors while sitting at a red light and a black man is near, but I sure as hell grab on tight to my wallet when any democrats are close by.

Offline Dori

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Re: Open Enrollment Thread
« Reply #12 on: October 30, 2013, 05:47:45 PM »
NOBODY can tell me health care costs have jumped that much in one year.  It's all due to the (UN)ACA.

Yeah, but now you can get breast exams, pap smears, birth control pills, a baby or an abortion.

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Offline thundley4

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Re: Open Enrollment Thread
« Reply #13 on: October 30, 2013, 06:13:23 PM »
I wonder how much the average healthy person would spend a year if they had to pay for their own medical care out of their own pocket.




I've spent way more in premiums over the 24 years at my employer than I have claimed in benefits.

Offline DefiantSix

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Re: Open Enrollment Thread
« Reply #14 on: October 30, 2013, 06:21:04 PM »

I've spent way more in premiums over the 24 years at my employer than I have claimed in benefits.

I likewise. My wife is another matter, but I personally refuse to be a jobs program for the medical profession.
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Offline IassaFTots

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Re: Open Enrollment Thread
« Reply #15 on: October 30, 2013, 10:02:08 PM »
Dude!  You had a cadillac plan!  Those plans got priced out of the world when we opened it up for everyone.  No preex, dependents till age 26.....shoot, someone has got to pay, and that someone is, well, you. 

Total suck.

 Fortunately our plans were fully insured, so we had to mirror Texas state rules.  The upshot is we jumped to self funded and the employees get to pay the same they do this year.  Not that they will appreciate that, as our lowest plan has a 2K deductible with a $500 HRA, but that's the breaks. 
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Offline Dblhaul

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Re: Open Enrollment Thread
« Reply #16 on: October 30, 2013, 10:39:48 PM »
More lies from PBO!

Offline Dori

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Re: Open Enrollment Thread
« Reply #17 on: October 31, 2013, 09:03:14 AM »
More lies from PBO!

I love how Americans just roll over and take it. 
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Offline njpines

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Re: Open Enrollment Thread
« Reply #18 on: October 31, 2013, 11:37:22 AM »
Same plan this year as last, company sucked up the additional costs associated with it.  I did have to attest that my spouse's "company" (he's a self-employed CPA) doesn't offer him health insurance or I would have to pay an additional $100 per month for him in 2014.  Also had to attest that none of us have used tobacco products within the last 6 months (we don't smoke) or pay an additional $50 per month. Same FSA as 2013 (the max) because this year my son ended up in the emergency room twice and I can't take the risk he won't do the same next year (or husband for that matter).
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Offline RobJohnson

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Re: Open Enrollment Thread
« Reply #19 on: October 31, 2013, 11:51:47 AM »
Normally my open enrollment would of started on Oct 1. It was delayed this year.

I just received the paperwork in the mail that explains my choices. I do not want to ruin my day off by opening it.

Sparky it sounds like you are now fully protected by President Obama, preventative care and maternity benefits. You also now are able to get the morning after pill. God Bless Obamacare! 

Offline Dori

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Re: Open Enrollment Thread
« Reply #20 on: October 31, 2013, 12:53:52 PM »
I just received the paperwork in the mail that explains my choices. I do not want to ruin my day off by opening it.

Good idea.  Wait and open it at work.


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Offline Crazy Horse

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Re: Open Enrollment Thread
« Reply #21 on: October 31, 2013, 04:47:58 PM »
Yeah, but now you can get breast exams, pap smears, birth control pills, a baby or an abortion.



Don't forget fertility coverage, he is a nuke after all.
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Offline txradioguy

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Re: Open Enrollment Thread
« Reply #22 on: November 02, 2013, 09:26:44 AM »
You are too stupid to realize that what you had really sucked, lucky for you the government stepped in and made it better for you.

Exactly!  I mean now Sparky has coverage for his birth control...yearly mammograms and OB/GYN care.


Why is he complaining?
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