Mods, please feel free to move wherever you feel appropriate.
Well, thanks, Obammy--at my company, Open Enrollment started TODAY.
I am no longer able to keep my plan, and instead am being shuttled to a plan that, while still good in the grand scheme of things, ain't nowhere near what I have been getting.
My "old" plan is: No deductibles within network, $1500 out-of-pocket limit, $20 PCP co-pays, $35 urgent care, $100 ER, $100/day hospital (nothing after fifth day), $100 outpatient surgery, 100 percent of labs and X-Rays.
My "new" plan as of 1/1/14 is: $950 individual deductible, $3500 individual out-of-pocket-limit, 20 percent PCP co-pays, 80 percent of hospital up to OOP limit then 100 percent after that, $50 urgent care, $250 ER, 80 percent of labs and X-Rays, and the co-pays for prescriptions roughly double, even using mail order.
And for that, my bi-weekly deduction nearly DOUBLED.
Thanks, Barry.