WHat we need is some ACA success stories

[Freeper]

AngryAmish (19,876 posts)

WHat we need is some ACA success stories

I would like to hear from the DUers who have been successful in getting medical insurance through the exchanges and how much they have saved.

http://www.democraticunderground.com/10023920392

Sounds like a bouncy contest to me. 

Star Member Sedona (1,854 posts)
1. Multiple Pre-existing Conditions saving $500 a month in Arizona

Sure you are. I notice you didn't give any details such as your deductible, and co pays.

Raine1967 (3,574 posts)
2. This is a pretty cool website for success stories:

It's not DU'rs but it's asking people to submit stories. ACA Success Stories story.http://acasuccessstories.tumblr.com/

Here's just one:

How my state’s embrace of the ACA is saving me thousands

I’m a single young professional, not covered by health insurance, working on my application to grad school. Two years ago, I looked at the price for health insurance for an individual, and it was discouraging. A bare-bones policy would have cost me almost a thousand dollars, and would still leave me bankrupt if anything went wrong. I’ve been uninsured since then, compulsively hoarding money so I could pay the bills if something went wrong and I became terribly injured or sick, and paying the full uninsured cost whenever I needed something looked at.

Today, I signed up for health insurance through the New York State of Health exchange. The price for a solid silver-level plan before subsidies was only a bit more than a third of what I had been quoted by the Freelancers’ Union two years ago - $350. With the tax credit, it’s even less. Now that I know my out-of-pocket is capped, I can put my savings toward going to grad school and becoming a certified teacher, as I’ve wanted to do for years.

Why could I have such amazing success? Because New York City has a public health option. It’s called MetroPlus, and it’s run by the city’s Health and Hospitals Corporation largely as a public benefit. It had been providing Medicaid services and coverage for city health employees, but now it’s being made available to all of us through the exchange. Because it isn’t seeking massive profit, it can charge lower prices - bringing costs down for people who sign up, and also driving down the prices from other insurers. On top of that, our otherwise feckless governor made sure to negotiate hard with the insurance companies, bringing costs down further.

We’re not all the way yet, and things can be better. But I am giddy with relief, knowing that I can follow my dreams and give back without the threat of bankruptcy hanging over my head.


I would love too see success stories here on DU -- I've seen a few but it would be awesome to see them all in one spot. 

Star Member Hoyt (14,098 posts)
3. I have insurance through my employer, but I am no longer concerned about losing it since


I cannot be denied coverage for pre-existing conditions. That opens up a bunch of opportunities, and removes a lot of concerns.

Just wait DUmmy, I realize you believed 0bama when he said you can keep what you have if you like it, but it won't be that way for long.

BluegrassStateBlues (742 posts)
8. I got Medicaid.

My mother, who has been without insurance for most of her life got a silver plan with a $1,000 deductible for only $13.21 a month.

Just wait until she realizes that she pays everything until that $1000 is reached, then after that she is still stuck with 20% of the bill.

[GOBUCKS]

Star Member Hoyt (14,098 posts)
3. I have insurance through my employer, but I am no longer concerned about losing it since
I cannot be denied coverage for pre-existing conditions. That opens up a bunch of opportunities, and removes a lot of concerns.

Group insurance through an employer has never been subject to cancellation due to "preexisting conditions", nor is COBRA, nor is insurance through a subsequent employer.

It's only a problem when you have a break in coverage and then go to buy an individual policy. As long as you have no break in coverage, you can buy insurance without a physical or preexisting condition limitations. I know, because I've done it. Of course now the premiums will be sky high because you have to help cover the people who sign up with cancer, and you have to pay for mammograms, Pap smears, maternity benefits, and all the other stuff the democrats are requiring you to buy.

If the moonbat doesn't agree, he can check it out with nadin.

[Carl]

BluegrassStateBlues (742 posts)
8. I got Medicaid.

My mother, who has been without insurance for most of her life got a silver plan with a $1,000 deductible for only $13.21 a month.

The lies they tell.

[Delmar]

Group insurance through an employer has never been subject to cancellation due to "preexisting conditions", nor is COBRA, nor is insurance through a subsequent employer.

It's only a problem when you have a break in coverage and then go to buy an individual policy. As long as you have no break in coverage, you can buy insurance without a physical or preexisting condition limitations. I know, because I've done it. Of course now the premiums will be sky high because you have to help cover the people who sign up with cancer, and you have to pay for mammograms, Pap smears, maternity benefits, and all the other stuff the democrats are requiring you to buy.

If the moonbat doesn't agree, he can check it out with nadin.

Hoyt is too busy divining who's carrying a concealed weapon and how many rounds they have in the magazine and if they've got a round in the chamber to be concerned with such trivial details.

[JohnnyReb]

What do you mean you don't take my kind of insurance??????????????????

[USA4ME]

I would like to hear from the primitives who have been successful in getting medical insurance through the exchanges and not need subsidies.

Com'n, primitives. Let's see what you got.

.

[Tess Anderson]

96% of Maryland's enrollment totals so far were for Medicaid.

[GOBUCKS]

BluegrassStateBlues (742 posts)
8. I got Medicaid.

My mother, who has been without insurance for most of her life got a silver plan with a $1,000 deductible for only $13.21 a month.

His mother must be that lady I keep reading about who posts over and over about making $11,000 a month on the internet working from home.

[DumbAss Tanker]

AngryAmish (19,876 posts)

WHat we need is some ACA success stories

Try searching the "Fiction" section using one or more of the following terms:  Rainbow, Skittles, or Unicorn.

[miskie]

For there to be success stories, there first needs to be success.

But dont worry primitives you're halfway there ! Success is a two syllable word, Obamacare has the first one down. Even damn dirty repugs cannot deny !

[FlaGator]

My Obamacare success story. I was able to connect to the site. Nothing else really worked but I was able to connect to the site.

[ChuckJ]

I don't know the truth to this one.

A guy told me that his friend had just gotten notification that his (and his wife's) insurance was going to sky rocket in price. He claimed that one of the reasons for the rise is because in order to be Obamacare compliant the insurance company has to provide maternity insurance to his wife. They do not currently have maternity insurance because they are in their late 50s.

Could the above be true?

[DumbAss Tanker]

I don't know the truth to this one.

A guy told me that his friend had just gotten notification that his (and his wife's) insurance was going to sky rocket in price. He claimed that one of the reasons for the rise is because in order to be Obamacare compliant the insurance company has to provide maternity insurance to his wife. They do not currently have maternity insurance because they are in their late 50s.

Could the above be true?

Yes - the plans are "One size fits all" so the cost of everything from AIDS, birth control, Lupus, maternity, abortion, and everything else imaginable can be spread out over the entire risk pool, which is basically everybody in the plan, regardless of its relevance to any particular insured.

[ChuckJ]

Yes - the plans are "One size fits all" so the cost of everything from AIDS, birth control, Lupus, maternity, abortion, and everything else imaginable can be spread out over the entire risk pool, which is basically everybody in the plan, regardless of its relevance to any particular insured.

Wow. I was sort of taking the story with a grain of salt.

[98ZJUSMC]

http://www.democraticunderground.com/10023920392

Sounds like a bouncy contest to me.  
 

 Exactly!  

96% of Maryland's enrollment totals so far were for Medicaid.

Same for Oregon and Minnesota.

[98ZJUSMC]

The lies they tell.

I've heard of nothing even remotely close to that. And you know we would have, by now.

F*king liars.

I can see the premium that low. ONLY heavily subsidized, by the rest of us.  But the deductible would be astronomical.

[whiffleball]

How can they determine any sort of success yet?  The plan has to be in force and being utilized to judge the results.  I guess the ability to signup equals a success story.  I'd love to hear what the out of pocket is for the alleged 1k deductible at $13.21 a month.

[Delmar]

How can they determine any sort of success yet?  The plan has to be in force and being utilized to judge the results.  I guess the ability to signup equals a success story.  I'd love to hear what the out of pocket is for the alleged 1k deductible at $13.21 a month.

That's a good point.  The only thing the left cares about is if enough people sign up to qualify as something they can call a win for Barry.  The dollars and cents results for the people of America don't matter at all to them--the masterminds at the top, anyway, some of the lumpenproletariat are starting to realize that they're getting hosed by the Unaffordable Care Act.

[Fourwinds]

Heh..success stories indeed 

http://philadelphia.cbslocal.com/2013/10/25/spanish-language-version-of-healthcare-website-not-ready-for-enrollment/

[BattleHymn]

What luck!  I found another Obumblecare success story:

http://touch.latimes.com/#section/-1/article/p2p-77942344/

Pam Kehaly, president of Anthem Blue Cross in California, said she received a recent letter from a young woman complaining about a 50% rate hike related to the healthcare law.

"She said, 'I was all for Obamacare until I found out I was paying for it,'" Kehaly said.

Nearly 2 million Californians have individual insurance, and several hundred thousand of them are losing their health plans in a matter of weeks.

[jukin]

 Exactly!  

Same for Oregon and Minnesota.

Well then Ohio IS a success story, only 89% of sign ups are going to medicaid.

At first I was going to call BS on the grad student paying a thousand a month for a catastrophic plan but that is in New York and they too have a one size fits all plan. Typical catastrophic plan for a young person would be $100 in kalifornia. So I'm 99% sure the bouncy is a bouncy but given that it is New Yord I give it a 1% chance it is not complete bullshit.

[Ballygrl]

Today, I signed up for health insurance through the New York State of Health exchange. The price for a solid silver-level plan before subsidies was only a bit more than a third of what I had been quoted by the Freelancers’ Union two years ago - $350. With the tax credit, it’s even less. Now that I know my out-of-pocket is capped, I can put my savings toward going to grad school and becoming a certified teacher, as I’ve wanted to do for years.

Actually from everything I've heard and read? NY/NJ are supposed to come down rate-wise, but as someone put it "those States have been so over-regulated for years now" that the rates are supposed to come down. The problem for the Democrats is this, the rates are supposed to go up high in most States, and when the mid-terms come around? people in those States will vote with their wallets.

[JohnnyReb]

Joe Wilson, "You Lie!".....beginning to sound like a prophet crying in the wilderness, huh.

[Karin]

"She said, 'I was all for Obamacare until I found out I was paying for it,'" Kehaly said.

Seems to be a recurring theme.  Studies have shown that the threshold for all this wealth-spreading is $50 per year.  After that, people balk.

[txradioguy]

AngryAmish (19,876 posts)

WHat we need is some fabricated ACA success stories

FIFY.


That's the only way it's ever gonna happen.