primitive won't get medicare

[franksolich]

http://www.democraticunderground.com/1261183

Oh my.

PasadenaTrudy (446 posts)    Tue Sep 10, 2013, 05:58 PM

Looks like I won't get Medicare

I'm almost 50 and worried. To get Medicare, you have to have worked 10 yrs at least. I spent my entire life taking care of sick family members and managing our apt. bldg. I get $45,000 a yr. for doing this from money accrued through rents. This country does not care about its citizens, that's for sure. I'm not married either. I guess I'll have to buy the most expensive coverage in the new healthcare exchange here in CA. I won't get SS either. I'm so depressed right now!

PoliticAverse (6,782 posts)    Tue Sep 10, 2013, 06:02 PM

1. Have you been paying self-employment tax on the income you've been receiving ?

PasadenaTrudy (446 posts)    Tue Sep 10, 2013, 06:14 PM

7. I'm not self-employed. I get an income distribution every year.

hollysmom (1,681 posts)   Tue Sep 10, 2013, 06:04 PM

2. I was self employed for 40 years and always paid my social security and medicare amounts.

alfie (49 posts)   Tue Sep 10, 2013, 06:05 PM

3. Do you not pay into SS?

If you are just 50 you have plenty of time to get 10 years of payments in if you start now.

newfie11 (4,093 posts)    Tue Sep 10, 2013, 06:06 PM

4. Move to Mexico

They have national health insurance with the top cost of $200.

PasadenaTrudy (446 posts)    Tue Sep 10, 2013, 06:11 PM

6. May have to some day.

PasadenaTrudy (446 posts)    Tue Sep 10, 2013, 06:10 PM

5. No

For some reason I can't pay into it. I get an annual income distribution from our property/trust. I can't work due to CFS/Fibromyalgia. I have a good tax guy, he would have figured this out by now.

dkf (36,004 posts)    Tue Sep 10, 2013, 06:19 PM

8. He may be optimizing the trust for taxes, not to get you Medicare/social security.

Have you ever asked him specifically what you can do to change the structure? Are there others involved?
 
On edit: you can get Medicare you just have to pay for it.

http://www.aarp.org/health/medicare-insurance/info-04-2008/ask_ms__medicare_9.html
 
Otherwise, if you’re 65 or older, you can buy into Medicare by paying monthly premiums for Part A hospital insurance. You can also join Part B and pay the same premiums as other people. In both cases, you must be a U.S. citizen or a legal resident (green card holder) who has lived in the United States continuously for at least five years.
 
The amount you pay for the Part A premium in 2013 is $243 a month (if you have 30 to 39 work credits) or $441 a month (if you have fewer than 30 work credits). These amounts usually increase each year. If you continue working until you’ve earned 40 credits (about 10 years' work in total), you’ll no longer be required to pay Part A premiums.
 
If you buy Part A, you must also enroll in Part B. But you can enroll in Part B without having Part A. You can get Part D prescription drug coverage if you’re enrolled in Part A or Part B. To join a private Medicare Advantage plan or to buy Medigap supplemental insurance, you must have Part A and Part B.

PoliticAverse (6,782 posts)   Tue Sep 10, 2013, 06:22 PM

9. Yes the poster might want to reconfigure things to be able to pay into SS/Medicare.

PasadenaTrudy (446 posts)   Tue Sep 10, 2013, 06:55 PM

14. Yes

My brother and I inherited this property and we share the income after expenses. I take more, because he already makes a lot of money and doesn't want to be in a higher bracket. Luckily, our property has been valued between $1.5-2.1 million a couple yrs ago, and property values keep rising for South Pasadena. We plan to hold on to our property as long as possible. Neither of us had kids, either.

rickford66 (233 posts)   Tue Sep 10, 2013, 06:30 PM

10. Medicare is not tied to SS -- oops

You get part A just for being 65 at no cost. Part B costs about $100/month. My wife is a British citizen who hasn't worked long enough to collect SS on her work record so she gets half of what I get. Her Medicare was not ties to this at all.
 
I looked closer and it seems she may not be eligible. I guess my wife was eligible because I was. It's easy to "assume" someone has worked 10 years by the time they are 65.

PoliticAverse (6,782 posts)    Tue Sep 10, 2013, 06:49 PM

11. Right. Everyone at 65 can get Medicare, but if you don't have sufficient 'work credits' you must pay for part A (currently a maximum of $441/month).

See:
http://www.medicare.gov/your-medicare-costs/part-a-costs/part-a-costs.html

PasadenaTrudy (446 posts)   Tue Sep 10, 2013, 06:52 PM

12. Wow

That's what I pay for my health ins. now. Who know what things will be like in 15 yrs I guess.

PoliticAverse (6,782 posts)    Tue Sep 10, 2013, 06:55 PM

13. You also probably would want Part B, currently $104.90/month.

http://www.medicare.gov/your-medicare-costs/part-b-costs/part-b-costs.html

PasadenaTrudy (446 posts)    Tue Sep 10, 2013, 06:59 PM

15. Thanks for all your help!!

Really, I do feel less stressed now. My boyfriend and I may just marry someday too, just for this reason. We are just real nonconformists and don't like the idea of being married, but we may just have to!

Uh, question.

Since when has it been nonconformist to live together without a marriage certificate?

Once upon a time, a very long time ago, that was indeed radical and shocking.

Now it's the norm, living together without being married.

The primitive should become a real nonconformist, and hurry to the altar.

[Chris_]

He makes $45k and can't afford his own insurance? 

Well, you know who's fault that is.

[dane]

I get $45,000 a yr. for doing this from money accrued through rents

How will a 65th (or later) birthday change this income?  The DUmmy can continue to live on the $45K (probably more by then) and bask in the knowledge she/he has a multimillion dollar property to rent.

There was all sorts of moaning and gnashing of teeth in DUmmyland concerning McCain and others of some means using Medicare and Social Security - even though they had contributed over their working lives, and here's a DUmmy who wants it without the contribution.  Not surprising.

[jukin]

He makes $45k and can't afford his own insurance? 

Well, you know who's fault that is.

So the DUchebag has not been paying into either SS or medicare but thinks it should get both of them.

And they call us greedy.

[GOBUCKS]

http://www.democraticunderground.com/1261183

Oh my.

Uh, question.

Since when has it been nonconformist to live together without a marriage certificate?

Once upon a time, a very long time ago, that was indeed radical and shocking.

Now it's the norm, living together without being married.

The primitive should become a real nonconformist, and hurry to the altar.

Maybe not "nonconformist", but the definition of "slut" does not change with the times.

DUmmy PasadenaTrudy is both a tax evasion criminal and a slut.

[Carl]

Another ****ing parasite that is dumber then shit yet wants handouts.

Eat shit and die...God these useless vermin piss me off more and more every day.

[Texacon]

If said DUmbass has been avoiding taxes all this time then WHY does it have 'a good tax man'?

This is all kinds of fishy.

KC

[Celtic Rose]

1 bedroom apartments current go for $1600 to $2200 a month in Pasadena.  According to the DUmmies, they are netting less than $7500 per month in rent.  Either it is a very small complex, or they have a heck of a lot of monthly expenses.

Also, she is getting $45000 for the shared job of managing their rental property.  With all the time she has left in the year, she hasn't been able to work enough the past 30 years to collect medicare or social security? 

[Dori]

1 bedroom apartments current go for $1600 to $2200 a month in Pasadena.  According to the DUmmies, they are netting less than $7500 per month in rent.  Either it is a very small complex, or they have a heck of a lot of monthly expenses.

Also, she is getting $45000 for the shared job of managing their rental property.  With all the time she has left in the year, she hasn't been able to work enough the past 30 years to collect medicare or social security? 

She said she has chronic fatigue syndrome and fibromyalgia.

[diesel driver]

She said she has chronic fatigue syndrome and fibromyalgia.

IOW, (s)he's a 400 pound tub of lard that can't get out of it's own way, has no intention of starting now, and is angling for Kalifornia to subsidize it's wide load ass.

PasadenaTrudy (446 posts)   Tue Sep 10, 2013, 06:55 PM

Neither of us had kids, either.

Proof positive that God exists!                                                                                                          

[RobJohnson]

With all the time she has left in the year, she hasn't been able to work enough the past 30 years to collect medicare or social security? 

I spent my entire life taking care of sick family members and managing our apt.

Several of us have taken care of ill family members yet still made it to high school, college and full time jobs during the same time.

Asking DU for tax advice is a sure way to end up behind bars!

She still has enough years in which she could find a part time job, or (gasp) a full time job with health insurance that would allow her to accumulate credits for Medicare.

[dane]

Proof positive that God exists!                                                                                                          

hi 5 for that

[Gina]

PasadenaTrudy (446 posts)   Tue Sep 10, 2013, 06:55 PM

14. Yes

My brother and I inherited this property and we share the income after expenses. I take more, because he already makes a lot of money and doesn't want to be in a higher bracket. Luckily, our property has been valued between $1.5-2.1 million a couple yrs ago, and property values keep rising for South Pasadena. We plan to hold on to our property as long as possible. Neither of us had kids, either.

You know what?  Sell your shit and fund your damn retirement yourself.  SHHEEEEEESH!  

[AprilRazz]

1 bedroom apartments current go for $1600 to $2200 a month in Pasadena.  According to the DUmmies, they are netting less than $7500 per month in rent.  Either it is a very small complex, or they have a heck of a lot of monthly expenses.

Also, she is getting $45000 for the shared job of managing their rental property.  With all the time she has left in the year, she hasn't been able to work enough the past 30 years to collect medicare or social security? 

Wonder if the primitive did indeed inherit the property free and clear. Then proceeded to mortgage it to the teeth.

[Karin]

I'm having a hard time ginning up any crocodile tears for this DUmmie.  That $45K she's talking about is probably after the depreciation charge.  She's probably looking at $100K in cash.  Per  year.  Greedily clawing at the poor tenants pockets, eager to get their last dime in rent.  And it better not be late, either, or there's a $75 late fee plus interest at 29%. 

And get rid of that cat. 

[Gina]

I'm having a hard time ginning up any crocodile tears for this DUmmie.  That $45K she's talking about is probably after the depreciation charge.  She's probably looking at $100K in cash.  Per  year.  Greedily clawing at the poor tenants pockets, eager to get their last dime in rent.  And it better not be late, either, or there's a $75 late fee plus interest at 29%. 

And get rid of that cat. 

You mean they the lib isn't taking care of the other deadbeats with their socialist utopia idea?