Bennyboy primitive rips off the state of California

[franksolich]

http://www.democraticunderground.com/1141311

Oh my.

freemay20 (140 posts)    Wed Aug 21, 2013, 08:42 PM

Questions about senior citizens and assisted living.

My mother-in-law resides in Alabama. She has been told that if she were to have to go to assisted living, the State would seize all of her assets and use them to pay the expenses incurred at the facility. She is wondering if she needs to disperse her assets prior to that happening. I have no clue how things work in Alabama and would greatly appreciate any insight any of you could give me. She is scared to death that she will lose her assets to the State if she does not do something prior to that time coming (that is if she ever has to go to a facility). I let her know we would take care of her and she always has a place, but we all know how some people feel about their independence and kudos to them for that.

spartan61 (1,843 posts)    Wed Aug 21, 2013, 08:50 PM

1. I'm not sure about Alabama, but in Maine there is a five year look back. It used to be a three year look back. That means the state goes through all of the family member's finances and if it looks like he/she has given her assets away in the past 5 years, the state will not pay for her care. I'm sure most states have the same kind of laws as Maine.

alfie (34 posts)     Wed Aug 21, 2013, 08:51 PM 

2. There are exceptions so you need to check to see what. I'm in Ga and they have a similar provision. State is mainly saying, pay what you can yourself before you ask the state to pay for it (through Medicaid). In Ga, they don't require a spouse to sell their home if the other spouse must go into a nursing home.

alfie (34 posts)    Wed Aug 21, 2013, 08:55 PM

4. Oh, one other thing

If she needs temporary care, ie rehab after a hip replacement in a nursing home, that would fall under Skilled Nursing Care and is covered by Medicare for up to 120 days. They would not expect her to pay more than the normal co-pay, deductibles, etc and they would not seize assets.

Bennyboy (9,219 posts)    Wed Aug 21, 2013, 09:05 PM

6. Look into the look back there..... But, no matter what

have her get rid of her assets today. Not trusts, not inheritances, none of that, gift it. My Mom died in june (In CA) and they are already after her estate after being on MediCal... And because I told her how it was going to happen (and for once she listened to me) and how she protected her assets, the money she saved ( A pittance really) was mine free and clear because she gifted it to her relatives.
 
If the Gov't (local and state) pay for your care they want to be paid for the money they spent. And assisted living is very very expensive and it is more likely that ehy have a program that keeps her in the home with a care giver than paying for assisted living. So have her get rid of it. All of it.

[USA4ME]

A lot of people do what the Bennyboy primitive is talking about in order that their parents still have some money after they move into an assisted living facility. However, given how the left has scolded "greedy rich people" for "not paying their fair share" and using the existing tax laws to pay the minimum amount possible, liberals are being hypocritical when they do the same thing.

As much as they talk about money and their desire to have more of it (via confiscating it from others who actually earned it), I would think it more likely that the left would get the parent(s) to move their assets into their care and then forget the parent(s) is even alive.

.

[jukin]

Estate Planning for DUmmys

[GOBUCKS]

Bennyboy (9,219 posts)    Wed Aug 21, 2013, 09:05 PM

6. Look into the look back there..... But, no matter what

have her get rid of her assets today. Not trusts, not inheritances, none of that, gift it. My Mom died in june (In CA)

Well, that's interesting.

DUmmy Bennyboy lives in his mother's home; he's never been self-supporting. Repeatedly he's told the DUmmies how much he hated his mother.

Earlier this summer, she was very ill, and he discussed at the DUmp about how he could surreptitiously disconnect her from her support systems to speed her on her way. He was anxious to get rid of her.

Looks like he did it. Now it's just Bennyboy, his weed, and his squeamish carcinoma.

[Carl]

Yet as they lust for single payer they think something like this won`t come with it. 

[Delmar]

My Mom died in june...the money she saved ( A pittance really) was mine free and clear

And he has probably already pissed it all away.