A guy who is tens of thousands of dollars underwater on credit cards has a personal trainer and gives the old one three or four hundred bucks worth of stuff after employing him for nine month. Who'd'a thunk it?
You don't get tens of thousands underwater by charging an occasional pack of AA batteries.
Dennis works at it, then he goes months and months being afraid to open his statements.
He just mails in enough every month to cover what he estimates minimum payments should be.
He'll give us a few great threads the next time he gets up enough courage to open his bills.