In essence, this is the so-called medical plan that Mrs E has.
She's covered, but only after a $1,500 deductible is met. Which means that her routine mammograms, and other routine health care stuff, we have to pay for.
The only problem I see with this is the "negotiation" that goes on between insurance company and doctor. That's gone away under the doc's deal, so he can charge whatever he wants. Nobody's there to run interference.