primitives discuss social security disability, retirement

[franksolich]

http://www.democraticunderground.com/1183592

Oh my.

pipi_k (15,867 posts)    Sun Mar 31, 2013, 10:54 AM

Social Security disability/retirement question...

Let's say someone became disabled before the age of 50 and worked long enough to be able to qualify for SSDI.
 
So the person would like to turn that over into regular (early) retirement at the age of 62.
 
The chart listing that person's year of birth says that early retirement would reduce the person's monthly benefits by 25% if that person were still working.
 
My question is...if someone is getting SSDI but elects to turn disability over to early retirement at 62, does the disability benefit amount get reduced by 25%, stay the same, or would early retirement mean that whatever regular benefits he would have gotten based on work history would be reduced by 25%?
 
Has anyone here had any experience with that sort of thing?

OffWithTheirHeads (8,960 posts)    Sun Mar 31, 2013, 11:10 AM

1. Why would you do that? Just stay on ssdi till 65.

pipi_k (15,867 posts)    Sun Mar 31, 2013, 11:44 AM

2. Staying on till 65 would mean another five years of having to justify to family/friends who know I'm on disability that I'm not just scamming the system (since I'm only 60 right now).
 
IOW, some of my family think just because they can't see my disability, I'm not really disabled. Like I'm only acting disabled in order to get it, never mind that my actual disability goes back decades.
 
So my thing is, if I'm getting plain old retirement benefits but I'm STILL suffering from the same disability, it means I wasn't faking it all these years.
 
Yeah, I know...I shouldn't care what other people think, but it hurts, you know?
 
Last summer, my relationship with my favorite sister was altered quite a bit when she said something unkind about me to Mr Pipi.

Betsy Ross (2,958 posts)    Sun Mar 31, 2013, 12:20 PM

3. Tell them what they want to hear.

Investigate so you know what you would be getting, but don't make the change if you don't have to before 65.

[I_B_Perky]

pipi_k (15,867 posts)    Sun Mar 31, 2013, 11:44 AM

2. Staying on till 65 would mean another five years of having to justify to family/friends The goverment who know I'm on disability that I'm not just scamming the system (since I'm only 60 right now).
 
IOW, some of my family think just because they can't see my disability, I'm not really disabled. You ain't. They know it and so do you! Like I'm only acting disabled in order to get it, never mind that my actual disability goes back decades. Unfortunately for you laziness is not considered a disability
 
So my thing is, if I'm getting plain old retirement benefits but I'm STILL suffering from the same disability, it means I wasn't faking it all these years. You were.
 
Yeah, I know...I shouldn't care what other people think, but it hurts, you know? Well if the shoe fits and all.
 
Last summer, my relationship with my favorite sister was altered quite a bit when she said something unkind about me to Mr Pipi. what was that? You should get a job?

I got one word for you dummie. That word is Loser.

Guy up at work had MS. Couldn't hardly walk but showed up everyday. Did that for 10 years until he was bedridden. He went on disability then.

See dummy? That is what disability is for.

[USA4ME]

Receiving SSDI and still working? Look, you're either disabled enough you can't work or you're able-bodied.

What a mooch.

.

[Texacon]

Lord these stories piss me off. If the family/friends think you're faking ... There's a damn good chance you're faking!  I'm going with the family/friends on this one.

KC

[Freeper]

Must be another DUmmy with high blood pressure, achy joints, and close to being diabetic. 

[I_B_Perky]

Must be another DUmmy with high blood pressure, achy joints, and close to being diabetic. 

Probably obese too.   

[JohnnyReb]

when she said something unkind about me to Mr Pipi. ....how do you pronounce Pipi....is it Pee-Pee.....Pie_pie....or is it plural for more than one Pimp?