Hold on just a sec - isn't this the guy that is so far in the hole on his CC bills that he only opens every 3rd or 4th one? Either he has all of the exercise machines in his basement or he is going to some gym to use them. In either case that is money. Should he either sell the machines or quit the gym and put the money toward his past due CC bills?
If you are in the hole I would suggest walking for your exercise rather than gyms or machines...