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Author Topic: DUmmy Dennis the Menace Opens His Credit Card Bill  (Read 4534 times)

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Offline GOBUCKS

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DUmmy Dennis the Menace Opens His Credit Card Bill
« on: December 05, 2012, 02:15:00 PM »
DUmmy Dennis the Menace, the DUmp's officially, professionally diagnosed lunatic, has made several mentions about his compulsive spending as part of his nuttiness. A four-thousand dollar bicycle here, a premium gym membership there, no problem for a mentally scrambled paralegal.

Now the bills are rolling in.
Quote
Wed Dec 5, 2012, 02:55 AM
Denninmi (4,281 posts)

Hi. The reality of a situation is hitting home. I really f'ed up something.
Yeah. I don't even know where to begin to start on this one .... Back to the angst-filled posts. Well, not quite as bad as where I was. Not irrational or ranting, more like I am trying to admit I have a problem so I can deal with it.

...blah, blah, blah, whine, blah....

I haven't even been brave enough to look at my credit card statements for months. Just ignore them when they show up. More than ignore. Avoid. Purposefully avoid. To the extent that I just wrote smallish payment checks and a cover letter and mailed to the payments address I had copied down for both issuers back around Labor Day. That way I wouldn't have to look.

Well, I had to look. Couldn't avoid it any more.

Self-Inflicted Disaster. Of epic proportions. I was shocked at the balances. And by the fact I am very near credit limits. Never been there before.

I'm not even brave enough here to admit to the numbers. But as a percentage of annual net income, total is about 200%. Enough to buy a really nice car, and not a basic Chevy or Toyota, but some model of some of the luxury brands.

I worked up the courage to check statements because I took savings bonds out of the safe deposit box last week, and submitted yesterday after getting the medallion signature guarantees on them. I took out what I thought would cover most of it. Wrong, about half. And this is pre-invoice for a couple of my biggest medical bills.

...blah, blah, whine, blah...

Some of this spending is legit - been paying the medical bills that have come in this way, pre-paid my therapist for 4 months, plus gas, car repairs that were essential that were about $1000.

But I did this. Prior to August, total I owed on CC was about 2/3 rds of annual net income. And I was working really hard on getting it down - in January 2012 it was about equal to NI. Was making good progress.

I have confidence 2013 will be a better year for me.
 
http://www.democraticunderground.com/11512274
No, DUmmy Dennis the Menace, 2013 most assuredly will not be a better year for you.

Except for one thing.

It's too late this year, but next year you could be a DOTY contender.

You could easily become a lunatic of nadinesque proportions.
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Offline USA4ME

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #1 on: December 05, 2012, 02:26:47 PM »
Ladies and Gentlemen, the next President of the United States, Primitive Denninmi.

.
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Offline Karin

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #2 on: December 05, 2012, 02:33:54 PM »
What a big mess.  What a perfect demokrat.  And no, Dennis.  2013 is not going to be a good year for you. 
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Offline Chris_

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #3 on: December 05, 2012, 02:34:37 PM »
Quote from: USA4ME on December 05, 2012, 02:26:47 PM
Ladies and Gentlemen, the next President of the United States, Primitive Denninmi.

.
He has as much sense as TurboTax Timmy.
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Offline DLR Pyro

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #4 on: December 05, 2012, 02:43:11 PM »
Quote from: USA4ME on December 05, 2012, 02:26:47 PM
Ladies and Gentlemen, the next President of the United States, Primitive Denninmi.

.
That was my exact thought when I was reading thru his ramblings.  He should just ask for an indefinite increase on his credit limit and all his problems will be solved.
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Offline Dori

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #5 on: December 05, 2012, 02:45:53 PM »
huh?

Quote
pre-paid my therapist for 4 months

you need to get your money back....'cause it's not working.
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Offline Chris_

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #6 on: December 05, 2012, 02:47:40 PM »
:lmao: That's what liberals consider "saving for a rainy day".
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Offline DumbAss Tanker

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #7 on: December 05, 2012, 03:01:10 PM »
It's like he was betting on the world ending December 21st to bail him out.  What a fool, I have no sympathy at all for him or the States of Kalifornistan or Illinopponesia.
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Offline jukin

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #8 on: December 05, 2012, 03:04:20 PM »
First, what economic idiot prepays with a 20% interest rate? A future democrat politician that's who!!

Quote
I have confidence 2013 will be a better year for me.

Nope, everything is going to go up because of spending habits like yours at the federal, state, and local level. That $5/gallon gas that 0bama promised, it will be here by April. Meat prices are going to double, maybe triple by the summer. Last but by no means least is your tab to the spendaholics in government will go up at least 30%. The only way 2013 gets better is if you go BK and get those charge cards written off. Unless you have any assets, like the shit you bought on credit.

No, Jukin's crystal ball says that 2013 is going to be very hard on everyone except government employees (just like in the good old USSR) and particularly hard on stupid shits like the DUmpmonkeys, women, minorities, and children.  The misery and anguish that those groups will feel is the only solace for responsible people.
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Offline GOBUCKS

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #9 on: December 05, 2012, 03:07:57 PM »
Quote
I took savings bonds out of the safe deposit box last week, and submitted yesterday after getting the medallion signature guarantees on them.
What does this mean?

I haven't had a savings bond since the 70s.

Never heard of a "medallion signature guarantee".
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Offline DLR Pyro

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #10 on: December 05, 2012, 03:12:03 PM »
Quote from: GOBUCKS on December 05, 2012, 03:07:57 PM
What does this mean?

I haven't had a savings bond since the 70s.

Never heard of a "medallion signature guarantee".
Medallion signature guarantee

I had to get one these a few years back when I converted a 401k rollover account to physical gold.
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ProudDad Donating Member (1000+ posts) Wed Mar-09-11 08:50 PM
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Offline DLR Pyro

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #11 on: December 05, 2012, 03:13:38 PM »
Quote from: jukin on December 05, 2012, 03:04:20 PM


No, Jukin's crystal ball says that 2013 is going to be very hard on everyone except government employees (just like in the good old USSR) and particularly hard on stupid shits like the DUmpmonkeys, women, minorities, and children. 
and predictably they will blame all their misery on Bush.
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Biden is an illegitimate President.  Change my mind.

Police lives matter.

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ProudDad Donating Member (1000+ posts) Wed Mar-09-11 08:50 PM
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Offline GOBUCKS

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #12 on: December 05, 2012, 03:35:57 PM »
I have a credit card that I use for gasoline, Amazon, and restaurants.

I pay the balance in full every month.

After following this routine for years, and not being a professionally, officially diagnosed lunatic, I'm still stunned by the amount every month.
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Offline miskie

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #13 on: December 05, 2012, 03:48:48 PM »
I bet this primitive secretly hopes that the Mayan "Doomsday" prophecies are true.
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Offline franksolich

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #14 on: December 05, 2012, 03:56:44 PM »
Quote from: miskie on December 05, 2012, 03:48:48 PM
I bet this primitive secretly hopes that the Mayan "Doomsday" prophecies are true.

When's that supposed to happen?  Some time this month, right?
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Offline Dori

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #15 on: December 05, 2012, 03:58:28 PM »
Quote from: franksolich on December 05, 2012, 03:56:44 PM
When's that supposed to happen?  Some time this month, right?

the 21st
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Offline franksolich

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #16 on: December 05, 2012, 04:01:33 PM »
Quote from: Dori on December 05, 2012, 03:58:28 PM
the 21st

Thanks.

It's too bad the primitives don't own anything of real value, otherwise I'd be bidding on them, the primitives selling them now since the world's going to end anyway.
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apres moi, le deluge

Milo Yiannopoulos "It has been obvious since 2016 that Trump carries an anointing of some kind. My American friends, are you so blind to reason, and deaf to Heaven? Can he do all this, and cannot get a crown? This man is your King. Coronate him, and watch every devil shriek, and every demon howl."

Offline JohnnyReb

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #17 on: December 05, 2012, 04:11:48 PM »
DUmmie idea of saving for a rainy day: having a few dollars credit left on a credit card.
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Offline jukin

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #18 on: December 05, 2012, 04:22:22 PM »
Quote from: JohnnyReb on December 05, 2012, 04:11:48 PM
DUmmie idea of saving for a rainy day: having a few dollars credit left on a credit card.

The smartest people on the internet will also have saved a few blank checks too!
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When you are the beneficiary of someone’s kindness and generosity, it produces a sense of gratitude and community.

When you are the beneficiary of a policy that steals from someone and gives it to you in return for your vote, it produces a sense of entitlement and dependency.

Offline ScubaGuy

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #19 on: December 05, 2012, 05:53:01 PM »
I run everything I can through my Cabellas Club credit card and pay it off at the end of the month.

Cost me the same as paying cash and I get free Cabellas stuff.  Just got a nice remote start generator for a total of $0.00.
Back in January I got all my turkey frying equipment and some clothes for.......$0.00.

No annual fee and as long as you pay the balance due every month, no interest charges.

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Offline GOBUCKS

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #20 on: December 05, 2012, 06:18:11 PM »
Dennis the Menace is a little like the weeping neckbeard.

At the DUmp, his thread has been up for sixteen hours, getting 108 views (mostly from us) and four replies.

Here, this thread has been up for only four hours with 223 views and nineteen replies.

DUmmy Dennis can get a lot more advice on dealing with his lunacy by lurking here than at the DUmp.

Besides, here his audience is made up of decent and civilized people.

In the DUmp's loony bin he's just talking to other lunatics, like his nutty buddy DUmmy Tobin S.
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Offline franksolich

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #21 on: December 05, 2012, 06:19:47 PM »
Quote from: GOBUCKS on December 05, 2012, 06:18:11 PM
Dennis the Menace is a little like the weeping neckbeard.

At the DUmp, his thread has been up for sixteen hours, getting 108 views (mostly from us) and four replies.

Here, this thread has been up for only four hours with 223 views and nineteen replies.

DUmmy Dennis can get a lot more advice on dealing with his lunacy by lurking here than at the DUmp.

Besides, here his audience is made up of decent and civilized people.

In the DUmp's loony bin he's just talking to other lunatics, like his nutty buddy DUmmy Tobin S.

^^^my point exactly.

There's lots of primitives--the most notable being the big guy and my evil twin--who'd get more readership and more reaction over here, than among their own fellow primitives.
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Offline Skul

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #22 on: December 05, 2012, 06:34:24 PM »
Quote
Response to Denninmi (Original post)
Wed Dec 5, 2012, 03:01 PM
HereSince1628 (24,651 posts)
3. Yes, this is very sobering, but I'm glad that you can see a path
out from under the financial impact. Many folks can't and are severely punished by the same system that exploited their vulnerability.
Accepting this as something you CAN learn to manage is a really really big deal.
With your current attitude, you can get through this.
:???: :???: :???:
What path is this idiot talking about?
This part?
Quote
I haven't even been brave enough to look at my credit card statements for months. Just ignore them when they show up.
:lalala: :lalala: :lalala:
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Offline shadeaux

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #23 on: December 05, 2012, 07:17:02 PM »
"I've cut back on everything I can.  I don't understand why I'm going hungry."

Average DUmmy quote.  :mental:

I've read similar things from DUmmies outside of the DUmp now for months. Credit cards seem to be their weakness and something they just can't control. Or won't.

Dennis is a prime example of why Bill Clinton once said you can't give money directly to the people because they will waste it. 

Exploited my booty.
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Offline Evil_Conservative

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Re: DUmmy Dennis the Menace Opens His Credit Card Bill
« Reply #24 on: December 05, 2012, 07:41:32 PM »
Dumbass.
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