The DUmmies shouldn't be so quick to celebrate Obamacare. Now, I haven't researched this particular detail but maybe someone else knows.
My DIL has seen a chiropractor for a few years for migraine headaches. She recently married my son, they moved to this area and both have new jobs with the school system; hence, they both have new BCBS insurance.
She found a new chiropractor to see for her migraines and has gone to see him three times. Her claims were rejected because she has a "pre-existing condition." She received a letter from the insurance company stating that because of the Affordable Care Act, and because her policy was not in effect before March of 2010 (those plans are "grandfathered-in"), 180 days has to pass before they will cover for a pre-existing condition.
So, if that is the case, what's up with that? I thought the pre-existing condition clause the DUmmies like to tout was already in effect but not for my DIL.
I have heard this from a poster on another conservative board that thought they might have to change insurance.
It used to be if you had less then a 90 day gap between policies, there was no preexisting.
It sounds like the insurnace lobby made Obamacare worse, not better....but we knew that would happen.
Years ago, once I had to self pay insurnace and did exceed the 90 day gap between coverage I actually had to wait a year for pre existing, so maybe six months is better...but it's still not the hype they promised to get the bill passed.
