primitive needs some help with a problem

[Karin]

You know what, Hopehoops hijacked the thread in order to brag about all his charity throughout his life.

Even when I was in really bad shape financially, K-Mart had a clearance sale on quilted flannel shirts (nice ones) for $3-$5 each!!! I bought all of the largest sizes and took them down to the men's homeless shelter in Harrisburg. It was a big hit for me at the time, but I'm sure they were worth a fortune to those who received them.

When I was 16 or 17, I'd just gotten a footlong from a sub shop and was on my way back to the office. The look on this man's face still haunts me. I handed the bag to him and he split the sub with three other guys.

I was working at my dad's office as a grunt making minimum wage ($3.something/hr tops) and that sub was probably about an hour's worth of work. It was worth it.

like dropping a penny and not picking it up. I leave the penny for a kid to find (highlight of my day when I was five).

    

[GOBUCKS]

All a lie, or the DUmmy is too stupid to understand the situation. Whenever I've had a mortgage the taxes and, I think, the insurance were always handled through escrow.

[obumazombie]

PITI the fool. (Principle, Interest, Taxes, Insurance). Paraphrased from -Mister "T"-

[DumbAss Tanker]

Gotta love HopeHoop's solution.  "Buy the property for $10,000 and let the guy live there."  So, it's a gift of $10K.  Good luck ever removing them from the property.  But, it's not HopeHoops money, is it?

Any mortgage I've been involved with requires you to pay your property taxes into escrow, and the mortgage company pays them.  This is so the property doesn't get involved in bullshit like this.  It's called protecting their investment.  So, I call BS on the bouncy as well. 

It's true for the mortgages that are destined to become 'Commercial paper' and Federally-insured under one program or another, and thus be traded like baseball cards among financial institutions for their duration, which is the vast majority of residential mortgages.  However, for mortgages like the one on my farm that are carried by a local bank from origination to final settlement on paper that is not marketable in the paper world, it is not necessarily the case at all.