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Offline franksolich

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primitive needs some help with a problem
« on: September 20, 2012, 01:59:24 PM »
http://www.democraticunderground.com/10021384566

Oh my.

Problems, the primitives got plenty of.

Including some they don't know about yet.

But whatever.

Quote
bakpakr (99 posts)  Thu Sep 20, 2012, 02:02 PM

Need some help with a problem

Not sure if this is the right place for this. If it isn't please move or delete as needed.

Ok I have a neighbor (friend) who is 51 years old and due to financial concerns. The parents own the home with a mortgage. Well today the home was sold at a tax sale for 4k.

I was visiting when one of the bidders showed up prior to the sale. He informed the parents that they should stop paying the mortgage and tell the high bidder to pound sand and they are not moving. They are in their 80's and he told them it will take years for the high bidder to get them removed from the home. Not sure how true this all is but does not sound right. This is in PA by the way.

Now to my friends problem. Like I said he is 51 single male and not disabled no drug or alcohol abuse. Honorably discharged vet. Has no car, can't afford one.

He has a job but is actively looking for a better job. He works 6 hours a week at his present job. Brings home $200 a month net. I have driven him to many places to apply. He uses my phone number as a contact and so far no calls for interviews. This has been going on for over a year.

Went to all the homeless shelters as he is about to lose his home due to the tax sale. All are either full or only take females or families. Contacted county vet rep. No help there as he is not a vet of a conflict and has no substance or health issues. Went to hud they have a two year waiting list.

Also he applied for medical assistance and food stamps and has been turned down twice, now get this. I saw the denial letter myself and this blows me away. He was turned down because he does not make enough money. I called and was informed that there is a minimum that you must make to qualify for benefits. Also he was turned down for cash assistance because he does not have minor children and he is not female.

As it stands he will be homeless and no way to get help as there is none.

I have exhausted all my ideas and hope that someone here has ideas. i would let him move in with me but we don't have room for him.

Quote
HopeHoops (40,710 posts)  Thu Sep 20, 2012, 02:40 PM

1. If you can afford it, offer the highest bidder $10K (100% ROI) and let the neighbors stay.

Quote
bakpakr (99 posts)  Thu Sep 20, 2012, 02:54 PM

2. I wish I could.

I thought of that but I do not have the funds to do it.
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Offline USA4ME

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Re: primitive needs some help with a problem
« Reply #1 on: September 20, 2012, 02:05:43 PM »
Quote from:
bakpakr

i would let him move in with me but we don't have room for him.

Poor primitive, he doesn't have enough floorspace in his house for someone to lay down on.

.
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Offline Texacon

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Re: primitive needs some help with a problem
« Reply #2 on: September 20, 2012, 02:23:45 PM »
Quote
The parents own the home with a mortgage. Well today the home was sold at a tax sale for 4k.

I'm calling complete total bullshit on this one.  Unless the mortgage was less than the $4k claimed.

When you have a mortgage on a property and the taxes aren't paid the lender will have a representative at the tax sale to purchase the property to protect their investment.  They do the same thing at foreclosure sales.  They aren't going to let a $100,000 home be sold for $4,000 over taxes or a foreclosure sale.

Now, having said that; If the highest bidder was $4k .... what kind of condition must the home be in?!  That would be a bulldozer ready home even here in the sticks.

KC
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Offline jukin

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Re: primitive needs some help with a problem
« Reply #3 on: September 20, 2012, 02:24:49 PM »
HOW the hell can this be happening under the economic genius of Wile B. Obama?
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Offline JohnnyReb

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Re: primitive needs some help with a problem
« Reply #4 on: September 20, 2012, 03:27:17 PM »
Around here...if it was sold for the property taxes owed, the owner has up to 1 year to pay their back taxes and that negates the tax sale....so high bidder doesn't own it yet.
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Offline Randy

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Re: primitive needs some help with a problem
« Reply #5 on: September 20, 2012, 03:27:40 PM »
Someone should have paid their taxes. DUmmies sho is DUmb.

They could have paid any one of the outstanding years taxes to have stopped a sale if they'd done it before the third years tax certificate sold. I done this for years  to piss off an abbutting asshole that wants to buy steal a piece of property that I own outside of town.
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Offline shadeaux

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Re: primitive needs some help with a problem
« Reply #6 on: September 20, 2012, 04:17:52 PM »
I think scheming daemons should give his fellow DUmmy the money to help his friend.

http://www.democraticunderground.com/10021364601

It's only fair.
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Offline JohnnyReb

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Re: primitive needs some help with a problem
« Reply #7 on: September 20, 2012, 04:24:02 PM »
Quote from: shadeaux on September 20, 2012, 04:17:52 PM
I think scheming daemons should give his fellow DUmmy the money to help his friend.

http://www.democraticunderground.com/10021364601

It's only fair.

"Share and share alike"...it's the Obama redistribution of wealth plan.
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"America is like a healthy body and its resistance is threefold: its patriotism, its morality, and its spiritual life. If we can undermine these three areas, America will collapse from within."  Stalin

Offline jukin

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Re: primitive needs some help with a problem
« Reply #8 on: September 20, 2012, 04:27:41 PM »
Quote from: shadeaux on September 20, 2012, 04:17:52 PM
I think scheming daemons should give his fellow DUmmy the money to help his friend.

http://www.democraticunderground.com/10021364601

It's only fair.

Helping people is for others, not democrats....well maybe he could get the local government to steal some from productive people. Then the DUchebag could feel like it really helped out his neighbor.
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Offline DumbAss Tanker

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Re: primitive needs some help with a problem
« Reply #9 on: September 20, 2012, 04:54:18 PM »
What kind of a financial genius keeps up with the mortgage but not the taxes?
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Offline Randy

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Re: primitive needs some help with a problem
« Reply #10 on: September 20, 2012, 05:22:39 PM »
My taxes come out of escrow.
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Offline GOBUCKS

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Re: primitive needs some help with a problem
« Reply #11 on: September 20, 2012, 05:29:57 PM »
Quote
Ok I have a neighbor

I'll give the DUmpmonkey the benefit of the doubt, and agree that "Ok" is an acceptable substitute for "So".

Beyond that, this is a terribly lame bouncy tale.

From a financial standpoint, it makes no sense whatsoever.
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Offline I_B_Perky

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Re: primitive needs some help with a problem
« Reply #12 on: September 20, 2012, 05:43:11 PM »
Quote from: JohnnyReb on September 20, 2012, 03:27:17 PM
Around here...if it was sold for the property taxes owed, the owner has up to 1 year to pay their back taxes and that negates the tax sale....so high bidder doesn't own it yet.

Same here except it is two years. Now I may not have this completely right but it seems to me the guy that gets it in the tax auction don't get the  property free and clear. There is a mortgage on it after all. I would think anyway. Dunno. I always paid my taxes on time.
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Offline jukin

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Re: primitive needs some help with a problem
« Reply #13 on: September 20, 2012, 05:59:45 PM »
Quote from: I_B_Perky on September 20, 2012, 05:43:11 PM
Same here except it is two years. Now I may not have this completely right but it seems to me the guy that gets it in the tax auction don't get the  property free and clear. There is a mortgage on it after all. I would think anyway. Dunno. I always paid my taxes on time.

Think that you get a good interest rate on the tax lean if they pay it.
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Offline I_B_Perky

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Re: primitive needs some help with a problem
« Reply #14 on: September 20, 2012, 06:14:38 PM »
Quote from: jukin on September 20, 2012, 05:59:45 PM
Think that you get a good interest rate on the tax lean if they pay it.

Wasn't talking about the tax part of it. I was talking about the mortgage. Like I said... dunno. Seems to me like the mortgage holder has something on the property.
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Offline Randy

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Re: primitive needs some help with a problem
« Reply #15 on: September 20, 2012, 06:16:13 PM »
Here it's 3 years. The same person has to hold the previous certificates to call for a sale. A tax certificate pays 4% interest. The tax office charges 3% if you pay by anything but a check or cash. It's worth the 1% not to have to go get searched to go stand in line at the courthouse. But then again I just enjoy pissing off the neighbor to much to worry about the 1% anyways.  :-) I get letters every few months generously offering to buy my property for about 2/3 the accessed value. They used to be funny. Now they just piss me off.
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Offline BlueStateSaint

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Re: primitive needs some help with a problem
« Reply #16 on: September 21, 2012, 04:14:37 AM »
Quote from: Randy on September 20, 2012, 05:22:39 PM
My taxes come out of escrow.

Mine will, in about a month.  If I'm stupid enough to not pay the mortgage, I lose the townhouse (and my wife, probably).
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Offline franksolich

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Re: primitive needs some help with a problem
« Reply #17 on: September 21, 2012, 04:20:25 AM »
Quote from: BlueStateSaint on September 21, 2012, 04:14:37 AM
Mine will, in about a month.  If I'm stupid enough to not pay the mortgage, I lose the townhouse (and my wife, probably).

Are you guys moved in yet?
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Offline BlueStateSaint

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Re: primitive needs some help with a problem
« Reply #18 on: September 21, 2012, 04:29:09 AM »
Quote from: franksolich on September 21, 2012, 04:20:25 AM
Are you guys moved in yet?

Closing is in about a month.  We just had the home inspection last evening.  Nothing big was found.
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"Timid men prefer the calm of despotism to the tempestuous sea of Liberty." - Thomas Jefferson

"All you have to do is look straight and see the road, and when you see it, don't sit looking at it - walk!" -Ayn Rand
 
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Offline LC EFA

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Re: primitive needs some help with a problem
« Reply #19 on: September 21, 2012, 06:00:05 AM »
Quote
bakpakr (99 posts)  Thu Sep 20, 2012, 02:02 PM

...
Now to my friends problem. Like I said he is 51 single male and not disabled no drug or alcohol abuse. Honorably discharged vet. Has no car, can't afford one.

He has a job but is actively looking for a better job. He works 6 hours a week at his present job. Brings home $200 a month net. I have driven him to many places to apply. He uses my phone number as a contact and so far no calls for interviews. This has been going on for over a year.


...

*snort*

No alcohol or drug abuse. 

So he only smokes pot and drinks less than a case a day.

Giving the "friend" the benefit of the doubt and all , assuming that he doesn't have an eight-ball per day drug problem, then he's probably an entitlement minded leftist (as like minds tend to gather) who is totally useless , wilfully stupid and has a attitude that would require a metal bat to the head to correct.

More commonly referred to as "unemployable" or "democrat voter".

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Offline obumazombie

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Re: primitive needs some help with a problem
« Reply #20 on: September 21, 2012, 06:49:24 AM »
Why doesn't skimmer just hold another DU ponzi scheme scam to buy the tax note ?
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Offline Karin

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Re: primitive needs some help with a problem
« Reply #21 on: September 21, 2012, 10:14:52 AM »
Gotta love HopeHoop's solution.  "Buy the property for $10,000 and let the guy live there."  So, it's a gift of $10K.  Good luck ever removing them from the property.  But, it's not HopeHoops money, is it?

Any mortgage I've been involved with requires you to pay your property taxes into escrow, and the mortgage company pays them.  This is so the property doesn't get involved in bullshit like this.  It's called protecting their investment.  So, I call BS on the bouncy as well. 
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Offline Chris_

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Re: primitive needs some help with a problem
« Reply #22 on: September 21, 2012, 10:29:08 AM »
Man, what a lame story.

Six hours a week? 
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Online 67 Rover

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Re: primitive needs some help with a problem
« Reply #23 on: September 21, 2012, 11:23:22 AM »
Quote from: Chris_ on September 21, 2012, 10:29:08 AM
Man, what a lame story.

Six hours a week? 

Actually in the Obummer economy this is the most believable part of the bouncy.

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Offline Chris_

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Re: primitive needs some help with a problem
« Reply #24 on: September 21, 2012, 11:35:10 AM »
If you work less than X number of hours in a week, you can claim partial unemployment in some states.  I think it's 32 hours here.
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