There was another thread about this a couple of days ago, but I'm not tracking which forum it was on or what's become of it in the meantime. This particular DUmmie is flirting with disaster with a retirement plan that essentially boils down to living hand to mouth forever, with the Government supplying at least two of the fingers on that hand. A hundred things could topple his strategy, from market turbulence blanking the investments, to new government regulations on burning wood for heat, to simple old age or infirmity making it too tough to cut wood or garden...and if anything like that does befall him, getting re-employed after taking 10 or 15 years off to play Woods Elf is going to be a whole lot harder than he is apparently thinking now.