The federal government has stayed out of the insurance industry from the beginning of our country. It has always been left to the states to regulate. So, this is another area of unprecedented intrusion into the private sector. If the ability of the industry to rate premium according to risk is taken away, as it is under ObamaTax, it is no longer insurance.
The entire health insurance industry will become an instrument for subsidies, and nothing more. The federal intrusion into insurance is, potentially, devastating. Why should the ex-con with twelve pit bulls have to pay more than you for liability insurance? That's discrimination! Actuarial tables are just like slavery!