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Offline BannedFromDU

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Another moron borrows > $100K for an undergrad degree
« on: May 15, 2012, 11:12:19 AM »
Quote
LynneSin


 
I can't imagine graduating college owing $900 a month

I can't imagine even owing $900 a month on anything other than rent/mortgage.

Or Ding Dongs.


I'm reading this article from the NYTimes and I'm just stunned but this is the reality of a college education - unless you are a trust fund baby or have the grades for a massive scholarship your life is going to suck. What's worse is that the job market absolutely sucks and it's almost impossible to find a decent job that will include healthcare. Take way the healthcare plan recently passed and now college graduates are saddled with the full cost of healthcare if they can't be on their parents plans anymore.

How can anyone sit there and say this is ok - to start our young adults out in the world massively in debt. Mitt Romney's plan - just borrow from your parents.

At this point my advice to any non-trust fund/little scholarship graduate - do your first 2 years of college at a community college. All colleges are going to make you take core classes like English or Math or a Language - classes that are needed for you to graduate but not a part of your degree. Take them somewhere cheap where you might be able to still live at home and maybe work parttime. $50k a year for college is just not worth it - not for those non-degree classes.

Read the article, you *******ed moron. It makes clear that the student and her parents were sucked in by (probably liberal) professors. Professors couldn't give a shit how much you borrow - as long as you go there and they get to slurp coffee all day instead of being productive.



Oh here is the article:



http://www.nytimes.com/2012/05/13/business/student-loans-weighing-down-a-generation-with-heavy-debt.html?_r=1

A Generation Hobbled by the Soaring Cost of College

DA, Ohio — Kelsey Griffith graduates on Sunday from Ohio Northern University. To start paying off her $120,000 in student debt, she is already working two restaurant jobs and will soon give up her apartment here to live with her parents. Her mother, who co-signed on the loans, is taking out a life insurance policy on her daughter.
Multimedia

Ms. Griffith, 23, wouldn’t seem a perfect financial fit for a college that costs nearly $50,000 a year. Her father, a paramedic, and mother, a preschool teacher, have modest incomes, and she has four sisters. But when she visited Ohio Northern, she was won over by faculty and admissions staff members who urge students to pursue their dreams rather than obsess on the sticker price.

“As an 18-year-old, it sounded like a good fit to me, and the school really sold it,” said Ms. Griffith, a marketing major. “I knew a private school would cost a lot of money. But when I graduate, I’m going to owe like $900 a month. No one told me that.”


I also see alot of private colleges going belly up. I mean they are going to start losing students if they can't afford the tuition.


What is SO HARD about not borrowing money you probably can't pay back?


The school probably had an 0bama lookalike who winked at her and promised lots of weed and cock if she attended.

TRADE SCHOOL, DU. LOOK INTO IT.
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Offline obumazombie

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #1 on: May 15, 2012, 11:15:13 AM »
Colleges should start advertising free contraception. According to Sandra Fluke that would be a windfall for the college crowd.
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Offline Gina

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #2 on: May 15, 2012, 11:20:25 AM »
I just don't get it.  I made sure I paid for my school before the school year each and every time.  I try to do that in life instead of having credit.  A little Dave Ramsey class for $99 bucks would be a great graduation gift for some of our youth.
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Offline DumbAss Tanker

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #3 on: May 15, 2012, 11:21:08 AM »
Well, you could work first, then go to college...in fact if your work was enlisting in a uniformed service, you could kill two birds with one stone...
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Offline Gina

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #4 on: May 15, 2012, 11:21:46 AM »
Quote from: DumbAss Tanker on May 15, 2012, 11:21:08 AM
Well, you could work first, then go to college...in fact if your work was enlisting in a uniformed service, you could kill two birds with one stone...

EXACTLY.
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Offline NHSparky

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #5 on: May 15, 2012, 11:21:56 AM »
Ain't no way I'm co-signing a student loan for the kids.  No way, no how.
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Offline 67 Rover

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #6 on: May 15, 2012, 11:22:27 AM »
Quote
As an 18-year-old, it sounded like a good fit to me, and the school really sold it,” said Ms. Griffith, a marketing major. “I knew a private school would cost a lot of money. But when I graduate, I’m going to owe like $900 a month. No one told me that.”


No one told you that? You did not ask?  Your parents did not tell you?  You yourself could not figure it out?  WTF are you doing in college then?
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Offline obumazombie

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #7 on: May 15, 2012, 11:25:17 AM »
Quote from: NHSparky on May 15, 2012, 11:21:56 AM
Ain't no way I'm co-signing a student loan for the kids.  No way, no how.
Wouldn't be prudent. Not at this time. Not at this juncture. (Say it like Dana Carvey).
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Offline hillneck

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #8 on: May 15, 2012, 11:44:38 AM »
Quote from: DumbAss Tanker on May 15, 2012, 11:21:08 AM
Well, you could work first, then go to college...in fact if your work was enlisting in a uniformed service, you could kill two birds with one stone...


It might even make them grow up a little, instead of being whining little b***hes.
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Offline JohnnyReb

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #9 on: May 15, 2012, 12:01:38 PM »
She has an undergraduate degree in overly educated stoopidity.

I bet this is one lesson she learns and not soon forget.......I could be wrong, we are talking about DUmmie offspring here. 
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Offline Karin

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #10 on: May 15, 2012, 12:16:55 PM »
Quote
Professors couldn't give a shit how much you borrow - as long as you go there and they get to slurp coffee all day instead of being productive.


It really is a scam, isn't it. 

Quote
I’m going to owe like $900 a month. No one told me that.”

That floored me, too.  Nobody?  Not her parents, not herself?  What are they doing in math class these days?  Coloring?  Why are these kids so damned stupid?  And look at the overtones of victimhood in her statement.  It's somebody else's fault!  They didn't tell me!  So I shouldn't have to pay this back!   
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Offline 67 Rover

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #11 on: May 15, 2012, 12:31:37 PM »
Quote from: Karin on May 15, 2012, 12:16:55 PM
It really is a scam, isn't it. 

That floored me, too.  Nobody?  Not her parents, not herself?  What are they doing in math class these days?  Coloring?  Why are these kids so damned stupid?  And look at the overtones of victimhood in her statement.  It's somebody else's fault!  They didn't tell me!  So I shouldn't have to pay this back!   

After reading the article again to find out what the degree was in, I do have to say at least she has a chance of finding work in her field.
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Offline seahorse513

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #12 on: May 15, 2012, 12:50:16 PM »
I have no clue where this generation gets their mentality from...
Case in point:My eldest niece is a stay at home mom...takes care of two other children besides her own and is a deulah(asst to a midwife)....ok fine whatevs....

My sister's other daughter is at UNH of which my sister is CIO/CFO of the UNH system, so somewhat of a discount. My sister wants her(my niece) to work during her summer vacation(quite rightly so). My niece is balking, saying she only wants to work a few hours a week for three days, so she can hang out with her friends...(who also will be working)

My mother, sister and I have always worked. I had chores,homework, girlscouts, field hockey and a job when i was in hs. I am sure many of you had that much and more....
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Offline Gina

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #13 on: May 15, 2012, 01:16:13 PM »
Quote from: seahorse513 on May 15, 2012, 12:50:16 PM
I have no clue where this generation gets their mentality from...
Case in point:My eldest niece is a stay at home mom...takes care of two other children besides her own and is a deulah(asst to a midwife)....ok fine whatevs....

My sister's other daughter is at UNH of which my sister is CIO/CFO of the UNH system, so somewhat of a discount. My sister wants her(my niece) to work during her summer vacation(quite rightly so). My niece is balking, saying she only wants to work a few hours a week for three days, so she can hang out with her friends...(who also will be working)

My mother, sister and I have always worked. I had chores,homework, girlscouts, field hockey and a job when i was in hs. I am sure many of you had that much and more....


I ask my son to take out the garbage and he acts like I have asked him for a kidney.  I am going to bust some sheetrock one day with his head  :-)
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Offline Mike220

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #14 on: May 15, 2012, 01:58:26 PM »
DUmbass should have gone to a state school. I graduated with my Bachelors this past weekend and have about $15,000 in loans over 4 years. That's what I get for enlisting and using my GI Bill and Hazlewood benefits for most of it.

Hint, hint, DUmbass.
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Offline ROCKURWORLD

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #15 on: May 15, 2012, 02:21:59 PM »
Quote from: Gina on May 15, 2012, 01:16:13 PM
I ask my son to take out the garbage and he acts like I have asked him for a kidney.  I am going to bust some sheetrock one day with his head  :-)

Ohh god do I know what you mean. I don't know if my 14 yr old will make it to 15.  :banghead:
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Offline Gina

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #16 on: May 15, 2012, 02:24:05 PM »
Quote from: ROCKURWORLD on May 15, 2012, 02:21:59 PM
Ohh god do I know what you mean. I don't know if my 14 yr old will make it to 15.  :banghead:

Is that you in your avatar?  if so....let me introduce myself  :naughty:   



 :lmao:
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Offline seahorse513

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #17 on: May 15, 2012, 02:35:31 PM »
Quote from: Gina on May 15, 2012, 02:24:05 PM
Is that you in your avatar?  if so....let me introduce myself  :naughty:   



 :lmao:
Holy max!! look at the muskles on that guy...woohoo!! :naughty: :naughty:
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Nothing is sexier than a man and his gun!!!

A man should prefer his own company to that of others, because no matter where he goes,he'll find himself there..

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Offline Gina

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #18 on: May 15, 2012, 02:45:54 PM »
Quote from: seahorse513 on May 15, 2012, 02:35:31 PM
Holy max!! look at the muskles on that guy...woohoo!! :naughty: :naughty:

I laid claim to him first bitch  :catfight:













 :lmao:
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Offline seahorse513

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #19 on: May 15, 2012, 02:49:18 PM »
Quote from: Gina on May 15, 2012, 02:45:54 PM
I laid claim to him first bitch  :catfight:




Well, mebbe he has a twin, or another brother, we can double date!!! :lmao: :p








 :lmao:
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The sea is treacherous, but an even hand on the keel brings it safely to port.

Nothing is sexier than a man and his gun!!!

A man should prefer his own company to that of others, because no matter where he goes,he'll find himself there..

"The problem with socialism is that eventually you run out of other people's money".  Lady Maggie Thatcher

Offline Gina

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #20 on: May 15, 2012, 02:50:44 PM »
twins  :drool:

gosh......here we are treating him like a piece of meat...... :popcorn:
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Offline seahorse513

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #21 on: May 15, 2012, 02:53:40 PM »
Quote from: Gina on May 15, 2012, 02:50:44 PM
twins  :drool:

gosh......here we are treating him like a piece of meat...... :popcorn:

Well I am sure he is very flattered, however......his wife or significant other might not be impressed!!
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The sea is treacherous, but an even hand on the keel brings it safely to port.

Nothing is sexier than a man and his gun!!!

A man should prefer his own company to that of others, because no matter where he goes,he'll find himself there..

"The problem with socialism is that eventually you run out of other people's money".  Lady Maggie Thatcher

Offline Gina

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #22 on: May 15, 2012, 02:55:52 PM »
Quote from: seahorse513 on May 15, 2012, 02:53:40 PM
Well I am sure he is very flattered, however......his wife or significant other might not be impressed!!

 :ohmy:
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Offline 67 Rover

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #23 on: May 15, 2012, 03:58:52 PM »
Quote from: seahorse513 on May 15, 2012, 02:53:40 PM
Well I am sure he is very flattered, however......his wife or significant other might not be impressed!!

The way I look at it is maybe the wife is into that sort of thing.  :cheersmate:

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Offline Ogre

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Re: Another moron borrows > $100K for an undergrad degree
« Reply #24 on: May 15, 2012, 04:37:16 PM »
Quote from: DumbAss Tanker on May 15, 2012, 11:21:08 AM
Well, you could work first, then go to college...in fact if your work was enlisting in a uniformed service, you could kill two birds with one stone...

I agree, however DUmmies would never make it. 

Not sure I would wish a DUmmie on any basic training instructor.

Then again the DUmmie could always serve as an example to the rest of the noobs as what not to do.
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