Because dammit, we simply cannot have justice without some commas attached to the check!!!
Oh, and DUmmies, if an individual does something in a gated community/HOA development, and you try to sue the HOA, stand by to hear this:
[youtube=425,350]http://www.youtube.com/watch?v=D9rtmtyb_Jw[/youtube]
Now, I'm not a lawyer, but I'm pretty sure that even if a member was part of the HOA, even then it would be pretty shaky to sue the HOA as a whole unless there was action on the part of the board as a whole. MAYBE then you might get a dime--but your lawyer would get most of that.
So, yeah--good luck getting the blood out of that turnip.