Considering that some "homeless" panhandling makes more than some people with regular jobs, and throw in the social services on top of that...the temptation might be strong for some with no sense of shame.
Oh, and Tav--even if you use the very dubious number of 3.5 million, that's barely 1 percent. Try some real paradises like Caracas, Manila, Mombassa, etc., and even what passes for homes there would be laughably pathetic. Finally, to say that we do "nothing"? **** you, shit for brains.