The one awesome thing that separates this board from Skin's island is that people can have different points of view without the threat of a moderator messing with and deleting a post...
So anywho, what the **** is so evil about obamacare? Im 32, with a disease that HOPES those laws go into effect.
Ive stayed at my job for the last 4 years cause I can't go elsewhere cause of preexisting conditions.
With employer sponsored insurance, if you currently have insurance that covers your pre-existing condition, then you will be covered by the next insurance company as long as you haven't gone
without insurance for any length of time. If you are currently uninsured, then your pre-existing condition won't be covered until you've paid for insurance for 2 years.
In fact, some people would switch jobs every few years because the next company would be required to cover the pre-existing condition when their former company had paid out to the limit of coverage.
Since Obamacare fails to recognize that safety net, employer sponsored coverage looks to be doomed. This means that people like you, with pre-existing conditions, will have to find your own insurance and pay the entire cost of it instead of paying only the portion your employer does not cover. This could end up raising your health insurance costs to well over $600 a month, while you would still be required to pay your deductibles and co-pays. If your insurance is typical, your out-of-pocket costs will skyrocket when your employer decides to just pay the penalty instead of covering your insurance.
What is so horrible about helping me get medical care?...And as long as there is a mortgage deduction, earned income, any every weird tax break for stocks vs. actual LABOR then I am going to bitch!
My bloodwork is 1500X4 my pills cost more then I make in a year... its 25Kplus billed to insurance... My hope is that I can find another job <without worrying about preX> making more so I can pay more into the system...And so on...
Everyone that currently pays insurance
is helping you keep medical care. Without the huge pool of those paying more for their insurance than their own healthcare would cost, your company couldn't afford to pay for your care.
In fact, insurance companies are keeping our entire medical system alive. Medicare pays an average of 65% of the
cost of a medical treatment. This is not 65% of
the bill, it is 65% of what it
costs the medical center to provide the service. The other 35% of the cost is covered by raising the costs to insurance companies and uninsured individuals (those that actually pay bills.)
The problem with Obamacare is that it will end up causing so many employers to drop coverage. Without the employers paying in, insurance companies will have a much harder time showing a profit, and they will have to negotiate for cheaper pay-outs to hospitals and doctors. More and more actual costs will end up being placed on individual payers, so more and more people will end up on government sponsored care, or truly going without medical care at all (something that is actually pretty rare today.) Even with this shift in billing, smaller hospitals and clinics are sure to go bankrupt as time goes on, no business can stay open when they only recoup 65%
of their costs for delivering a service. More and more rural people and those in poorer neighborhoods will be forced to travel farther and farther for even basic healthcare. Where I grew up, it was already 30 miles to the closest doctor. If those little rural healthcare clinics and hospitals go out, it will be a minimum of 90 miles to the closest doctor. Of course, this will reduce rural population, one of the left's stated goals...
Another problem with Obamacare is the 80+ new taxes imposed. I hope you don't own a house, because when you sell it, you'll have to pay a tax for the sale.
http://www.newsmax.com/GroverNorquist/obamacare-taxes/2011/01/14/id/382849Yet another problem is all the unknowns....exactly how this will all shake out as different regulations are taken to court and challenged. Employers at this time have very little idea what their costs will be per employee looking just 5 years down the road. As an aside to Obamacare, Obama has also constantly threatened to raise taxes on small businesses and business owners. Along with our very high current corporate tax rate, the current uncertainty as to future taxes and future employee costs are keeping many businesses sitting on their cash instead of investing in growth. Those that are big enough are growing overseas, where they have more certainty as to costs and possible profits. Remember, no one will invest a bunch of his own money in a business with no or little hope of profit, so the more Obama "criminalizes" profit, the less will be invested in business...and the fewer jobs there will be.
Overall, thanks to Obamacare and Obama's handling of businesses and taxes, businesses don't grow. No growth equals no jobs. No jobs equals more people on government benefits and fewer paying taxes. And the cycle of economic depression continues.
The worst part of it all is that 90% of the few good points about Obamacare could have been provided to people through simple regulation and allowing insurance companies to sell across state lines. This simple approach - suggested repeatedly by the GOP (though never really explained in our MSM), would have reduced the overall government burden on the backs of taxpayers instead of giving Uncle Sam an extra layer of obesity that we and our children will have to struggle under.
If Michelle really cared about obesity, Sam would be her target, not little kids.
