Author Topic: Today, I was fired. Ask me anything about banking! (Chan790) (Read 4354 times)

BattleHymn · « **on:** August 17, 2011, 05:49:40 PM »

http://www.democraticunderground.com/discuss/duboard.php?az=show_mesg&forum=105&topic_id=9760087&mesg_id=9760087

This campfire finishes up with one heck of a bounce-a-thon:

Quote

Chan790 Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Tue Aug-16-11 06:52 PM
Original message
Today, I was fired. Ask me anything about banking!

I can't say I didn't have it coming, but I think it was an idiotic move on their part since I know their dirty secrets and how they're screwing their clients. I'm squealing like a pig and snitching on their asses.

Quote

bigwillq Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Tue Aug-16-11 07:00 PM
Response to Original message
1. Did they do anything illegal?

If so, I think it needs to be reported.

Sorry about the job. :hug:

Quote

Chan790 Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Tue Aug-16-11 07:11 PM
Response to Reply #1
3. Oh they did plenty that was illegal...

Edited on Tue Aug-16-11 07:22 PM by Chan790
and plenty more that was unethical. I've made a list, I'm bringing it to my unemployment hearing. They think that I'm an idiot.

For one thing, it's common practice to forge/change missing data and add signature "X" marks on checks if we realize after we've cashed them that they're not negotiable to make them so. That's fairly banal compared to what I know...also it's something that they can claim plausible deniability of and pin all responsibility for on branch employees, but they *wink wink nudge nudge* don't discourage the practice. I mention that because it'll piss people off to know it, but not something I intend to use against them. I'm looking to burn the company, not the schlubs in the branch who get paid crap and treated poorly, they're as much victims of the bank as the clients are.

Edit: I should point out that I was not a favorite of management because I refused to do this.

Quote

Tuesday Afternoon Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Wed Aug-17-11 08:52 AM
Response to Original message
6. good luck with all that - -

seriously, keep us posted. I want to know how all this turns out. Interesting because you are not in a right-to-work state. Are you filing for unemployment?

Quote

Chan790 Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Wed Aug-17-11 09:55 AM
Response to Reply #6
9. Yes. DC allows it by online filing, I'm doing it as we speak. n/t

Now there is a surprise.

Quote

dawg Donating Member (1000+ posts) Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Wed Aug-17-11 09:41 AM
Response to Original message
7. Getting fired was one of the best things that ever happened to me.

It ripped my guts out at the time, but I was miserable in that job. It wasn't where I was meant to be, and I hated it.

This is a chance for you to find something more fulfilling. Grab it.

Oh, and I hope you make those ****ers pay!

Chances are the only thing DUmmie Chan will probably be grabbing in the near future is his twig and berries, while he whiles away his time on funemployment.

Quote

TZ Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Wed Aug-17-11 10:53 AM
Response to Original message
14. Ummm congrats? LOL

Pretty sure this will end up making you happier in the long run. And have fun screwing them over, I sort of did the same thing at one job after my boss was fired and the others tried to make me leave...

Quote

Chan790 Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Wed Aug-17-11 11:19 AM
Response to Reply #14
15. In the long run yes...

in the "I have to pay rent in 13 days" sense and I don't get unemployment pay for the next seven days, not so much.

Quote

TZ Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Wed Aug-17-11 11:21 AM
Response to Reply #15
16. Yikes man.

I hope you scrape up the cash.

Quote

Chan790 Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Wed Aug-17-11 03:55 PM
Response to Reply #18
20. ROFL.

What makes it funnier is that of all the people I worked with, like 50 people...3 are Republicans. The vast majority are leftist immigrants.

Our Financial Advisor is a true fiscal conservative with an economics B.A., the guy said "Tax cuts?! We're in the red trillions of dollars and they want to cut taxes and pay for it on credit! Who cuts taxes on credit!!"
Our Auditor is a old military brat and has no use for religious conservatives or teabaggers. She just wants the economy to work and her 401K to stop shrinking.
Our District Manager is the one that fired me and she's the only one who isn't disgusted by the current GOP.

To quote my fellow branch partner: "I never liked the Communists growing up in Santo Domingo, always ranting about hanging the bankers. Now I work in a bank and I love the Communists because they're right and clearly not talking about me."

How many bouncies can you spot this gem?

Chris_ · « **Reply #1 on:** August 17, 2011, 05:56:33 PM »

Unemployment in the District of Columbia is currently 10.4%. Good luck getting another job any time soon.

An unemployment check in seven days? It takes more like four or five weeks to get one here.

FlippyDoo · « **Reply #2 on:** August 17, 2011, 06:02:37 PM »

Quote

Chan790 Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Tue Aug-16-11 07:11 PM
Response to Reply #1
3. Oh they did plenty that was illegal...

Edited on Tue Aug-16-11 07:22 PM by Chan790
and plenty more that was unethical. I've made a list, I'm bringing it to my unemployment hearing. They think that I'm an idiot.

I've got a piece of news for you Channumbers. If they know that you post at the home of Boar Hog Tits they don't THINK that you're an idiot.

thundley4 · « **Reply #3 on:** August 17, 2011, 06:07:09 PM »

Quote

For one thing, it's common practice to forge/change missing data and add signature "X" marks on checks if we realize after we've cashed them that they're not negotiable to make them so.

WTF? I think the party issuing the checks might suspect fraud in this case.

I_B_Perky · « **Reply #4 on:** August 17, 2011, 06:13:14 PM »

Quote from: thundley4 on August 17, 2011, 06:07:09 PM

WTF? I think the party issuing the checks might suspect fraud in this case.

Something tells me that is why he got fired.

JohnnyReb · « **Reply #5 on:** August 17, 2011, 06:16:07 PM »

The only thing with more bounce in it is his checks.

miskie · « **Reply #6 on:** August 17, 2011, 06:17:43 PM »

Quote from: ChanNumbers

For one thing, it's common practice to forge/change missing data and add signature "X" marks on checks if we realize after we've cashed them that they're not negotiable to make them so.

I think I found the bouncy in this...

Quote from: http://www.bankersonline.com/compliance/v_gurus_cmp032601.html

Drawee Bank Not Required to Examine Checks for Forged Endorsements
By Craig W. Smith, J.D., Author, CCH DEPOSIT LAW NOTES.

As a matter of law, a drawee bank does not have a duty to conduct any review of payee endorsements on checks received from a depository bank.

Remember, there are three primary parties to a check. The person who writes the check, called the drawer. The person to whom the check is payable, called the payee. And the financial institution that maintains the account on which the check is drawn, called the drawee. In addition, the first bank to receive the check for collection is called the depository bank.

the rest at link above..

If I read the above correctly, the bank that the check is drawn on isn't responsible to insure the veracity of a check. If, lets say, a member of BankX cashes a check at a BankX branch from a BankX account, BankX will give them their funds, provided they are available. I can only suppose if the check was rushed and was left incomplete, a BankX employee can complete the check for the member.

Tucker · « **Reply #7 on:** August 17, 2011, 08:46:30 PM »

Quote

Chan790 Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Tue Aug-16-11 06:52 PM
Original message
Today, I was fired. Ask me anything about banking!

I can't say I didn't have it coming, but I think it was an idiotic move on their part since I know their dirty secrets and how they're screwing their clients. I'm squealing like a pig and snitching on their asses.

He's asking for trouble.

Being labeled as a disgruntled worker would be the least of his problems but one that would follow him all throughout his working life.

As to the blabbing of his knowledge of so called "dirty secrets", this could put him in jail.

seahorse513 · « **Reply #8 on:** August 17, 2011, 09:25:04 PM »

Can you say libel??? or possibly slander??

Anywho a teller has to check for several things. Authorized signature, the date(postdated?) and the written amount, and authorized endorsement.

USA4ME · « **Reply #9 on:** August 17, 2011, 09:34:30 PM »

Sounds like he's blowing off steam because the bank finally decided to get rid of the dead weight -- namely him. Look to see which bank's stock goes up in the next few days and you'll know where this primitive worked.

.

Erasmus · « **Reply #10 on:** August 18, 2011, 07:55:10 AM »

Based on his comments, he doesn't appear to have been much more than a teller making minimum wage.

jtyangel · « **Reply #11 on:** August 18, 2011, 08:34:43 AM »

Quote from: Erasmus on August 18, 2011, 07:55:10 AM

Based on his comments, he doesn't appear to have been much more than a teller making minimum wage.

and based on the dream job tread, he doesn't aspire to much else either.

Gina · « **Reply #12 on:** August 18, 2011, 08:48:57 AM »

A male teller?

BlueStateSaint · « **Reply #13 on:** August 18, 2011, 09:33:34 AM »

Quote from: Gina on August 18, 2011, 08:48:57 AM

A male teller?

They're around.

FiddyBeowulf · « **Reply #14 on:** August 18, 2011, 10:04:47 AM »

Quote

Chan790 Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Tue Aug-16-11 07:11 PM
Response to Reply #1
3. Oh they did plenty that was illegal...

Edited on Tue Aug-16-11 07:22 PM by Chan790
I'm looking to burn the company, not the schlubs in the branch who get paid crap and treated poorly, they're as much victims of the bank as the clients are.

Looking to burn the company who employs the poorly treated schlubs. When the bank goes down what does he think will happen to the schlubs?

jtyangel · « **Reply #15 on:** August 18, 2011, 10:14:49 AM »

Quote from: FiddyBeowulf on August 18, 2011, 10:04:47 AM

Looking to burn the company who employs the poorly treated schlubs. When the bank goes down what does he think will happen to the schlubs?

I find it telling he calls his former coworkers schlubs too. The superiority complex with no real ammunition to support it I'm sure didn't have anything to do with why he was let go. He works with a bunch of immigrant schlubs (in his words) but they are geniuses because they say something remotely liberal. I've worked and lived on many levels with the 'schlubs' he speaks of from south of the border. Generally, they are very compliant worker bees(ie not leaders) and that's made their assimilation here to being individualistic difficult. But if they think this guy is somehow more special then he actually is, they would most likely just nod their heads in unison with him so as not to rock the boat. He's a moron who reveals pretty handily that he both does not have a clue about the cultural tendencies and behavioral patterns of those people he works with, nor does he seem to have the ethics or integrity to be holding any job where money and figures from money are a part of the everyday routine. Ultimately, it was probably his own ethics that got him in trouble, not the bank's.

FiddyBeowulf · « **Reply #16 on:** August 18, 2011, 10:47:15 AM »

Quote from: jtyangel on August 18, 2011, 10:14:49 AM

I find it telling he calls his former coworkers schlubs too. The superiority complex with no real ammunition to support it I'm sure didn't have anything to do with why he was let go. He works with a bunch of immigrant schlubs (in his words) but they are geniuses because they say something remotely liberal. I've worked and lived on many levels with the 'schlubs' he speaks of from south of the border. Generally, they are very compliant worker bees(ie not leaders) and that's made their assimilation here to being individualistic difficult. But if they think this guy is somehow more special then he actually is, they would most likely just nod their heads in unison with him so as not to rock the boat. He's a moron who reveals pretty handily that he both does not have a clue about the cultural tendencies and behavioral patterns of those people he works with, nor does he seem to have the ethics or integrity to be holding any job where money and figures from money are a part of the everyday routine. Ultimately, it was probably his own ethics that got him in trouble, not the bank's.

The part in bold made me think of the movie Clerks.

~~Randal Graves~~Schlub: You sound like an asshole! Jesus, nobody twisted your arm to be here. You're here of your own volition. You like to think the weight of the world rests on your shoulder. Like this place would fall apart if ~~Dante~~Chan790 wasn't here. Jesus, you overcompensate for having what's basically a monkey's job. You push ****ing buttons. Anybody can waltz in here and do our jobs. You-You're so obsessed with making it seem so much more epic, so much more important than it really is. Christ, you work in a ~~convenience store, Dante~~ bank, Chan790! And badly, I might add! I work in a ~~shitty video store~~bank too, badly as well. You know, that guy Jay's got it right, man. He has no delusions about what he does. Us, we like to make ourselves seem so much more important than the people that come in here to ~~buy a paper~~cash a check, or, god forbid, ~~cigarettes~~ open an account. We look down on them as if we're so advanced. Well, if we're so ****ing advanced, what are we doing working here?

jtyangel · « **Reply #17 on:** August 18, 2011, 11:06:46 AM »

Quote from: FiddyBeowulf on August 18, 2011, 10:47:15 AM

The part in bold made me think of the movie Clerks.

~~Randal Graves~~Schlub: You sound like an asshole! Jesus, nobody twisted your arm to be here. You're here of your own volition. You like to think the weight of the world rests on your shoulder. Like this place would fall apart if ~~Dante~~Chan790 wasn't here. Jesus, you overcompensate for having what's basically a monkey's job. You push ****ing buttons. Anybody can waltz in here and do our jobs. You-You're so obsessed with making it seem so much more epic, so much more important than it really is. Christ, you work in a ~~convenience store, Dante~~ bank, Chan790! And badly, I might add! I work in a ~~shitty video store~~bank too, badly as well. You know, that guy Jay's got it right, man. He has no delusions about what he does. Us, we like to make ourselves seem so much more important than the people that come in here to ~~buy a paper~~cash a check, or, god forbid, ~~cigarettes~~ open an account. We look down on them as if we're so advanced. Well, if we're so ****ing advanced, what are we doing working here?

Hi5-er-roo, Fiddy!

dandi · « **Reply #18 on:** August 18, 2011, 11:15:12 AM »

So basically all the questionable practices of the bank were okay with the DUmbshit until he was canned (deservedly so by his own admission). Now in a fit of petulance he wants to stir shit on his way out the door.

I've seen this happen a dozen times with lazy, irresponsible, chronic screwups where I work. When their crap catches up with them, usually after a long period of getting away it, and they're finally sent packing, they try to make everyone else, innocent or guilty, as miserable as they are. Color me not surprised that a spiteful, hateful, juvenile little dickhead from the DUmp would pull this.

DumbAss Tanker · « **Reply #19 on:** August 18, 2011, 11:50:38 AM »

Quote from: thundley4 on August 17, 2011, 06:07:09 PM

WTF? I think the party issuing the checks might suspect fraud in this case.

Not really, I think what he's talking about are checks that are technically defective but that both the payor and the payee actually want to be negotiated as presented. Everyone is totally fine with the practice unless and until an actual forged check gets presented and processed, and he doesn't sound like he has the goods on any such casees.

FlaGator · « **Reply #20 on:** August 18, 2011, 12:19:29 PM »

If the op was fired for cause (violating company rules or what have you) he/she is not eligible to receive unemployment benefits. At least that is how it works in Florida and if I am not mistaken this is a common regulation in all states.

Karin · « **Reply #21 on:** August 18, 2011, 12:44:18 PM »

That's why he has to waste everyone's time with a formal hearing. He's got some tough times ahead of him, and deservedly so.
These DUmbasses never think about references for the next job.

thundley4 · « **Reply #22 on:** August 18, 2011, 12:50:22 PM »

Quote from: FlaGator on August 18, 2011, 12:19:29 PM

If the op was fired for cause (violating company rules or what have you) he/she is not eligible to receive unemployment benefits. At least that is how it works in Florida and if I am not mistaken this is a common regulation in all states.

I think some states allow unemployment for any reason, usually the very blue states.

DefiantSix · « **Reply #23 on:** August 18, 2011, 12:57:49 PM »

Quote from: Karin on August 18, 2011, 12:44:18 PM

That's why he has to waste everyone's time with a formal hearing. He's got some tough times ahead of him, and deservedly so.
These DUmbasses never think about references for the next job.

Hell, it's the next damndest to impossible to get a DUmbshit to think about the PRESENT job for any significant fraction of the day.

Rugnuts · « **Reply #24 on:** August 18, 2011, 12:58:15 PM »

Quote from: Karin on August 18, 2011, 12:44:18 PM

These DUmbasses never think about references for the next job.

he can just the reference the DUmp and all its members. they'll back him up.

News:

Author Topic: Today, I was fired. Ask me anything about banking! (Chan790) (Read 4354 times)