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Offline Freeper

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My 22 year old now uninsured
« on: April 08, 2010, 05:58:32 PM »
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liberal N proud  Donating Member  (1000+ posts)  Journal  Click to send private message to this author  Click to view this author's profile  Click to add this author to your buddy list  Click to add this author to your Ignore list      Wed Apr-07-10 07:23 AM
Original message
My 22 year old now uninsured
   
How can this happen?

We received notice this week that because our daughter was no longer in college that she would no longer be covered by our insurance plan.

I called the insurance company and asked them if the new law signed 2 weeks ago didn't permit her to stay on our insurance until she was 26.

Their reply was that the law signed just last week didn't take effect yet and they had not determined how it would effect our plan.

I kept pressing the issue and asking for supervisors and getting the same canned response word for word. Insurance companies don't plan on following the law of the land.

http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x8103655

Suck it DUmmies you supported this reform don't bitch when it doesn't go your way.

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Offline notaDUmmie

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Re: My 22 year old now uninsured
« Reply #1 on: April 08, 2010, 06:04:48 PM »
Should change the name to "stupid N proud".  This part of the law doesn't start until September at the earliest, and companies can make people wait until their next plan year begins.
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Offline Freeper

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Re: My 22 year old now uninsured
« Reply #2 on: April 08, 2010, 06:06:22 PM »
Quote from: notaDUmmie on April 08, 2010, 06:04:48 PM
Should change the name to "stupid N proud".  This part of the law doesn't start until September at the earliest, and companies can make people wait until their next plan year begins.

Its funny you can see who actually knows what is in the bill and it aint them for sure. All they see is Obama won.
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Offline The Village Idiot

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Re: My 22 year old now uninsured
« Reply #3 on: April 08, 2010, 06:26:22 PM »
doesn't the new law also require the "kid" to be a student or reside in the same house?
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Offline longview

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Re: My 22 year old now uninsured
« Reply #4 on: April 08, 2010, 06:30:11 PM »
If young adult is out of college can't she work?  A lot?  At even a few part time jobs?  Lots of peope doing that right now and in some places for years.  

Just thinking she could get her own policy like me and many others.
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Offline formerlurker

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Re: My 22 year old now uninsured
« Reply #5 on: April 08, 2010, 06:41:21 PM »
They will start covering the adult children who live in your basement right about the same time you get your pony.   

Hope and change you can believe in baby.   It's all about the love. 
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Offline The Village Idiot

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Re: My 22 year old now uninsured
« Reply #6 on: April 08, 2010, 06:45:00 PM »
librul N Proud.

You are not smarter than a 3rd grader
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Offline JohnnyReb

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Re: My 22 year old now uninsured
« Reply #7 on: April 08, 2010, 06:45:47 PM »
Quote from: formerlurker on April 08, 2010, 06:41:21 PM
They will start covering the adult children who live in your basement right about the same time you get your pony.     Hope and change you can believe in baby.   It's all about the love. 

The French have eaten all the ponies.
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Offline Celtic Rose

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Re: My 22 year old now uninsured
« Reply #8 on: April 08, 2010, 07:37:03 PM »
Quote from: longview on April 08, 2010, 06:30:11 PM
If young adult is out of college can't she work?  A lot?  At even a few part time jobs?  Lots of peope doing that right now and in some places for years.  

Just thinking she could get her own policy like me and many others.

Well, that would be logical decision...
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Offline franksolich

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Re: My 22 year old now uninsured
« Reply #9 on: April 08, 2010, 07:39:56 PM »
Quote
Insurance companies don't plan on following the law of the land.

Isn't it the law of the land at the moment--April 9, 2010--that insurance companies don't have to do this?

I guess the insurance companies are following the law of the land, then.
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Offline jukin

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Re: My 22 year old now uninsured
« Reply #10 on: April 08, 2010, 07:51:42 PM »
No Unicorn Skittle Scat for you.

Can't wait until their premiums skyrocket  four years worth in 8 months.
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Online Texacon

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Re: My 22 year old now uninsured
« Reply #11 on: April 08, 2010, 08:09:10 PM »
Amazing to me how they try to paint 'Not having health insurance' as the end of the world.  I ran around building water towers for nigh on 10 years without any health insurance other than workmen's comp.  Pretty damn dangerous job and I lived a pretty damned dangerous life after hours.  I seem to have made it from the age of 21 to my early 30's just fine.  Now I'm considerably older and still doing fine.

KC
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Offline Mike220

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Re: My 22 year old now uninsured
« Reply #12 on: April 08, 2010, 08:12:38 PM »
I haven't had health insurance since I left the Guard over four years ago. And guess what DUmbasses, I'm still alive.

In seven days, I'll have insurance again. Tell your daughter to get online and buy some damn health insurance. It's not as expensive for someone our age as you make it out to be.  :thatsright:
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Offline IassaFTots

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Re: My 22 year old now uninsured
« Reply #13 on: April 08, 2010, 09:20:58 PM »
Quote from: FGL on April 08, 2010, 06:26:22 PM
doesn't the new law also require the "kid" to be a student or reside in the same house?


Not so much really....not yet.  Not defined. 
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Offline AllosaursRus

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Re: My 22 year old now uninsured
« Reply #14 on: April 08, 2010, 09:39:34 PM »
There's a boatload of this crap that don't start until 2014!

Oh yeah, except the frikkin' taxes, they start right away!
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Offline PatriotGame

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Re: My 22 year old now uninsured
« Reply #15 on: April 09, 2010, 06:37:36 AM »
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liberal N proud  Donating Member  (1000+ posts)  Journal  Click to send private message to this author  Click to view this author's profile  Click to add this author to your buddy list  Click to add this author to your Ignore list      Wed Apr-07-10 07:23 AM
Original message
My 22 year old now uninsured
   
How can this happen?

We received notice this week that because our daughter was no longer in college that she would no longer be covered by our insurance plan.

I called the insurance company and asked them if the new law signed 2 weeks ago didn't permit her to stay on our insurance until she was 26.

Their reply was that the law signed just last week didn't take effect yet and they had not determined how it would effect our plan.

I kept pressing the issue and asking for supervisors and getting the same canned response word for word. Insurance companies don't plan on following the law of the land.






Shall I continue?
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Offline PatriotGame

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Re: My 22 year old now uninsured
« Reply #16 on: April 09, 2010, 06:40:06 AM »
Quote from: jukin on April 08, 2010, 07:51:42 PM
No Unicorn Skittle Scat for you.

Can't wait until their premiums skyrocket  four years worth in 8 months.

It is coming though: (just keep telling the DUmmys this, the let down will be much more devastating)

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Offline SSG Snuggle Bunny

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Re: My 22 year old now uninsured
« Reply #17 on: April 09, 2010, 06:49:09 AM »
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elleng  Donating Member  (1000+ posts)  Journal  Click to send private message to this author  Click to view this author's profile  Click to add this author to your buddy list  Click to add this author to your Ignore list      Wed Apr-07-10 07:27 AM
Response to Original message
2. Contact your Congress-Critters, White House, and media.

Yes.

Tell them you don' lik this bill and you want them to scrap it and start all over again.

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NJmaverick Donating Member (1000+ posts) Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list    Wed Apr-07-10 07:28 AM
Response to Reply #2
3. +1

Thank you.
   
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annabanana Donating Member (1000+ posts)  Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list    Wed Apr-07-10 07:42 AM
Response to Reply #2
10. (OR - read the bill) . . . n/t

Would that you had told congress the same thing.

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  elocs  (1000+ posts)  Journal  Click to send private message to this author  Click to view this author's profile  Click to add this author to your buddy list  Click to add this author to your Ignore list      Wed Apr-07-10 07:32 AM
Response to Original message
7. I think they told you exactly right--the law has not taken effect yet.
   
From all that I've heard or read the child coverage to age 26 takes effect this year. I could google an answer, but so can you.

Are you implying people don't deserve information just because you think they are too lazy?

How rethuglikkklan of you. Obviously we need a government program to federally subsidize googling for the informationally challenged.
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Offline Karin

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Re: My 22 year old now uninsured
« Reply #18 on: April 09, 2010, 07:23:31 AM »
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babylonsister  (1000+ posts)        Wed Apr-07-10 07:30 AM
Response to Original message
6. Seems your baby should be insurable within 6 months...

Unless the vaguely worded bill doesn't require them to go back after the fact and put them back on. 

Anyway, an adult of 22 is not a baby anymore.  Time to grow up. 

BOR, in his Miller Time segment said, "If I have a kid still at home at 26, he's going to need healthcare." 
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Offline AllosaursRus

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Re: My 22 year old now uninsured
« Reply #19 on: April 09, 2010, 10:09:41 AM »
Quote from: Karin on April 09, 2010, 07:23:31 AM
Unless the vaguely worded bill doesn't require them to go back after the fact and put them back on. 

Anyway, an adult of 22 is not a baby anymore.  Time to grow up. 

BOR, in his Miller Time segment said, "If I have a kid still at home at 26, he's going to need healthcare." 

Both my kids were out workin' by the time they were 20! Livin' in Dad's house sorta cramped there style!
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Offline jukin

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Re: My 22 year old now uninsured
« Reply #20 on: April 09, 2010, 11:22:58 AM »
Quote from: AllosaursRus on April 09, 2010, 10:09:41 AM
Both my kids were out workin' by the time they were 20! Livin' in Dad's house sorta cramped there style!

I fully expect a donk bill coming out that demands parents keep their children in their house (no rent, no rules) until the parents are dead.  The Parental Residential Fairness Act.

You heard it hear first.
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When you are the beneficiary of someone’s kindness and generosity, it produces a sense of gratitude and community.

When you are the beneficiary of a policy that steals from someone and gives it to you in return for your vote, it produces a sense of entitlement and dependency.

Offline USA4ME

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Re: My 22 year old now uninsured
« Reply #21 on: April 09, 2010, 11:54:32 AM »
Oh, man!!  The primitives are really going to be surprised when they come to find out that under obama-non-care that in order to receive care from a doctor or nurse, or to have access to the use of  medical supplies, medical facilities, and medicine, that money will need to be exchanged.

But, it won't be any of their's, so they won't care.

.
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Offline The Village Idiot

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Re: My 22 year old now uninsured
« Reply #22 on: April 09, 2010, 12:09:18 PM »
Quote from: jukin on April 09, 2010, 11:22:58 AM
I fully expect a donk bill coming out that demands parents keep their children in their house (no rent, no rules) until the parents are dead.  The Parental Residential Fairness Act.

Its actually become quite common in Europe because they have already destroyed their upward mobility.
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Offline Peter3_1

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Re: My 22 year old now uninsured
« Reply #23 on: April 09, 2010, 03:54:00 PM »
In the "glorious" Carter years I was doing work with the SCCA as a safety worker (for free....) tward rthe end of the day and after all cars were off track, a young woman in her 20's got out of a street car passanger seat, and started collecting deposit cans from the garbage. There was an older man in the driver's seat.

So I walked over to find out why. Seems this young woman had become divorced and lost her job. Told her Father (ther older guy in the car) that she was broke and had no where to live as she, with her infant, was moving  back in with the parents. Dad was teaching her there WAS a way to HONESTLY GET MONEY when the chips are down. Five cents per can......

Teaching the value of work and independence.

This democrat boob needs to get off dead center and DO SOMETHING USEFUL for those calories that are being metabolized! Right now, how about advertizing you'll set up small gardens? Shopper for disabled/shutins deposit bottle redeamer for those who don't want to go, hell, there are thousands of small jobs that are too small for a organized business but just right for on otherwise broke person.

But, then, you need to have some personal responsibility....
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Offline Randy

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Re: My 22 year old now uninsured
« Reply #24 on: April 09, 2010, 07:56:40 PM »
I had a Brutha tell me one day that if a man owns  pick-up and he doesn't make at least $50 a day with it then it means he never left the house.
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