Author Topic: The Top Ten Immediate Benefits You’ll Get When Health Care Reform Passes  (Read 4438 times)

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Offline Carl

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http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x7934383

Quote
sjdnb  (1000+ posts)        Tue Mar-16-10 11:47 PM
Original message
The Top Ten Immediate Benefits You’ll Get When Health Care Reform Passes
   
@ the <http://www.dems.gov/blog/the-top-ten-immediate-benefits... |House Dem's blog>

Posted today. Share, Share and Share some more!!

Sorry if a repost, couldn't find.
Quote
As soon as health care passes, the American people will see immediate benefits. The legislation will:

•Prohibit pre-existing condition exclusions for children in all new plans;
•Provide immediate access to insurance for uninsured Americans who are uninsured because of a pre-existing condition through a temporary high-risk pool;
•Prohibit dropping people from coverage when they get sick in all individual plans;
•Lower seniors prescription drug prices by beginning to close the donut hole;
•Offer tax credits to small businesses to purchase coverage;
•Eliminate lifetime limits and restrictive annual limits on benefits in all plans;
•Require plans to cover an enrollee’s dependent children until age 26;
•Require new plans to cover preventive services and immunizations without cost-sharing;
•Ensure consumers have access to an effective internal and external appeals process to appeal new insurance plan decisions;
•Require premium rebates to enrollees from insurers with high administrative expenditures and require public disclosure of the percent of premiums applied to overhead costs.
By enacting these provisions right away, and others over time, we will be able to lower costs for everyone and give all Americans and small businesses more control over their health care choices.
Quote
Tansy_Gold  (1000+ posts)          Wed Mar-17-10 12:20 AM
Response to Reply #5
29. Not one single item on that list applies to me. Not one.
   If it were a good list that did lots of good things for others, I could cheer it even though it leaves me out in the wasteland of the uninsured. Sadly, I don't see much positive in it.

As someone around here says quite frequently,


Meh.




Tansy Gold

Quote
Cid_B (1000+ posts)        Wed Mar-17-10 12:52 AM
Response to Reply #29
32. Double Meh..
   Nothing in there to benefit myself or my family... Gonna have to make a stronger sale.

That's the real crux of the whole HCR debacle. General perception, mine included, is that the benefits, if any, are outweighed by the costs. Appealing to the warm and fuzzy is a stinker of an idea.
   

Quote
a kennedy  (1000+ posts)        Wed Mar-17-10 09:37 AM
Response to Reply #5
41. none of this helps me either........
     

Quote
NYC_SKP  (1000+ posts)          Wed Mar-17-10 09:58 AM
Response to Reply #11
42. If we're going to tax stockbrokers' health plans and benefits, we have to tax unions as well.
   And if we can only pass the pre-existing exemption for kids at this point, then so be it.

We both want the same things, but if we can't have it all and have it right now, I'll accept some reform now and more over time.

Nope...I want it all!!!!

Quote
Edweird  (1000+ posts)        Wed Mar-17-10 03:33 PM
Response to Reply #42
50.  No, actually, you don't have to tax the union plans. The union busting is despicable.
   Edited on Wed Mar-17-10 03:34 PM by Edweird
Especially given how much support the unions gave Obama during his campaign.

Quote
Hell Hath No Fury  (1000+ posts)          Wed Mar-17-10 03:31 PM
Response to Reply #46
49. You still didn't answer my question.
   Edited on Wed Mar-17-10 03:31 PM by Hell Hath No Fury
How much will person with a pre-existing condition be expected to pay for a premium in that pool? Affordably is relative. Under the Obama plan I am expected to come up with $140 a month to pay for my premiums. There are some weeks I am livng paycheck to paycheck and don't have $20 to spare to eat, let alone pay for a premium.

Quote
notesdev  (1000+ posts)          Wed Mar-17-10 01:17 AM
Response to Original message
36. No thanks
   I'd rather keep my money in my pocket and take care of my own health care. I can't afford these grand plans people have for my income, I need to do things like eat and keep the lights on.

Selfish pricks.



copied dumbass list -- Chris
« Last Edit: March 17, 2010, 05:58:50 PM by Chris »

Offline The Village Idiot

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but but but but

That's not free... where's my pony?

Offline JohnnyReb

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but but but but

That's not free... where's my pony?

Must've run off with the broken down slut they were sending me.
“The American people will never knowingly adopt socialism. But, under the name of ‘liberalism’, they will adopt every fragment of the socialist program, until one day America will be a socialist nation, without knowing how it happened.” - Norman Thomas, U.S. Socialist Party presidential candidate 1940, 1944 and 1948

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Offline Chris

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Must've run off with the broken down slut they were sending me.

What form do I need to fill out for that?
This post is disruptive, hurtful, rude, insensitive, over-the-top, or otherwise inappropriate.

Offline The Village Idiot

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What form do I need to fill out for that?

 :lmao: :lmao: :rotf: :rotf:

Offline BEG

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...and they say that WE are the party of ME. 

Offline Lacarnut

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It's a bitch when Obummer's plan does not have the intended consequences; having to pay for it is not in their DNA.

Offline crockspot

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Hell Hath No Fury  (1000+ posts)          Wed Mar-17-10 03:31 PM
Response to Reply #46
49. You still didn't answer my question.
   Edited on Wed Mar-17-10 03:31 PM by Hell Hath No Fury
How much will person with a pre-existing condition be expected to pay for a premium in that pool? Affordably is relative. Under the Obama plan I am expected to come up with $140 a month to pay for my premiums. There are some weeks I am livng paycheck to paycheck and don't have $20 to spare to eat, let alone pay for a premium.

Are you shitting me? $140 a month is less than I had to pay for my employer-provided Blue Cross plan. I'm on a state-pooled Blue Cross plan now that normally costs $120 a month, but I am getting half of it subsidised. $60 a month, to me, seems like "free" as it is. (And the state plan I'm on is way better than employer plan I was on, has a lower out of pocket limit, and lower copays.)

Offline kenth

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a kennedy  (1000+ posts)        Wed Mar-17-10 09:37 AM
Response to Reply #5
41. none of this helps me either........


 

Ah, crying smilies. I live for dump crying smilies.

Offline Chris

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This post is disruptive, hurtful, rude, insensitive, over-the-top, or otherwise inappropriate.

Offline diesel driver

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Here are a few more that I bet they haven't considered:

*Increased taxes, levies, and fees which will kick in immediately, but the program doesn't start paying out until 2014.
*30% or more of doctors saying "F this!" and quitting rather than deal with mindless asshat bureaucrats.
*Rationing of services and medicines (a la Canada and GB) for patients with cancer and other life-threatening illnesses.
*Waiting lists for routine tests like MRI's, CT's, X-rays, and for surgeries (in GB, there are waiting lists to get on waiting lists).
*Denial of treatment to patients who don't lead a "healthy lifestyle".
*Hospital and ER closings due to lack of funding and staffing.

Just keeps looking better and better all the time, doesn't it....
Murphy's 3rd Law:  "You can't make anything 'idiot DUmmie proof'.  The world will just create a better idiot DUmmie."

Liberals are like Slinkys.  Basically useless, but they do bring a smile to your face when you push them down a flight of stairs...
 
Global warming supporters believe that a few hundred million tons of CO2 has more control over our climate than a million mile in diameter, unshielded thermo-nuclear fusion reactor at the middle of the solar system.

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Offline Texacon

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I saw this last night but didn't have time to do this.  I wanted to point something out to our lurking DUmmies.  Look at this break down of the DUmmies posts;

Quote
http://www.democraticunde...l&address=389x7934383


Quote
sjdnb  (1000+ posts)        Tue Mar-16-10 11:47 PM
Original message
The Top Ten Immediate Benefits You’ll Get When Health Care Reform Passes
   
@ the <http://www.dems.gov/blog/the-top-ten-immediate-benefits... |House Dem's blog>

Posted today. Share, Share and Share some more!!

Sorry if a repost, couldn't find.
Quote
As soon as health care passes, the American people will see immediate benefits. The legislation will:

•Prohibit pre-existing condition exclusions for children in all new plans;
•Provide immediate access to insurance for uninsured Americans who are uninsured because of a pre-existing condition through a temporary high-risk pool;
•Prohibit dropping people from coverage when they get sick in all individual plans;
•Lower seniors prescription drug prices by beginning to close the donut hole;
•Offer tax credits to small businesses to purchase coverage;
•Eliminate lifetime limits and restrictive annual limits on benefits in all plans;
•Require plans to cover an enrollee’s dependent children until age 26;
•Require new plans to cover preventive services and immunizations without cost-sharing;
•Ensure consumers have access to an effective internal and external appeals process to appeal new insurance plan decisions;
•Require premium rebates to enrollees from insurers with high administrative expenditures and require public disclosure of the percent of premiums applied to overhead costs.
By enacting these provisions right away, and others over time, we will be able to lower costs for everyone and give all Americans and small businesses more control over their health care choices.

Quote
Tansy_Gold  (1000+ posts)          Wed Mar-17-10 12:20 AM
Response to Reply #5
29. Not one single item on that list applies to me. Not one.
   If it were a good list that did lots of good things for others, I could cheer it even though it leaves me out in the wasteland of the uninsured. Sadly, I don't see much positive in it.

As someone around here says quite frequently,


Meh.




Tansy Gold


Quote
Cid_B (1000+ posts)        Wed Mar-17-10 12:52 AM
Response to Reply #29
32. Double Meh..
   Nothing in there to benefit myself or my family... Gonna have to make a stronger sale.

That's the real crux of the whole HCR debacle. General perception, mine included, is that the benefits, if any, are outweighed by the costs. Appealing to the warm and fuzzy is a stinker of an idea.
   


Quote
a kennedy  (1000+ posts)        Wed Mar-17-10 09:37 AM
Response to Reply #5
41. none of this helps me either........
       


Quote
NYC_SKP  (1000+ posts)          Wed Mar-17-10 09:58 AM
Response to Reply #11
42. If we're going to tax stockbrokers' health plans and benefits, we have to tax unions as well.
   And if we can only pass the pre-existing exemption for kids at this point, then so be it.

We both want the same things, but if we can't have it all and have it right now, I'll accept some reform now and more over time.



Quote
Edweird  (1000+ posts)        Wed Mar-17-10 03:33 PM
Response to Reply #42
50.  No, actually, you don't have to tax the union plans. The union busting is despicable.
   
Especially given how much support the unions gave Obama during his campaign.



Quote
Hell Hath No Fury  (1000+ posts)          Wed Mar-17-10 03:31 PM
Response to Reply #46
49. You still didn't answer my question.
   Edited on Wed Mar-17-10 03:31 PM by Hell Hath No Fury
How much will person with a pre-existing condition be expected to pay for a premium in that pool? Affordably is relative. Under the Obama plan I am expected to come up with $140 a month to pay for my premiums. There are some weeks I am livng paycheck to paycheck and don't have $20 to spare to eat, let alone pay for a premium.

Quote
notesdev  (1000+ posts)          Wed Mar-17-10 01:17 AM
Response to Original message
36. No thanks
  I'd rather keep my money in my pocket and take care of my own health care. I can't afford these grand plans people have for my income, I need to do things like eat and keep the lights on.

Selfish pricks.



copied dumbass list -- Chris

Selfish pricks indeed!

KC
  Build a man a fire and he'll be warm for a day.  Set a man on fire and he will be warm for the rest of his life.

*Stolen

Offline Doc Savage

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Well, here is a bonus for all you retired military people.  Tricare is going to be aligned with the new medicare reimbursement rates.  Those rates are going to go down.  Therefore, all the MD's that start refusing medicare patients will do the same to Tri-care patients.  But you will never have to worry about a cap, and pre-existing conditions are not an issue, all we will have to do is que up at the local MTF for care.  8-5, Monday thru Friday except that odd day that the clinic is closed for training, or every federal holiday, or weekends, or after work. 

I use a private MD, I will continue to use this person even after I start having to pay more out of pocket costs, hell, I will pay cash for office visits and use insurance for that big problem, like it should be used for.
You see, I don't care you how feel.  I really don't.  More importantly, neither does anyone else.  Only about 200 people on a planet of 7 billion actually care about your feelings, and that's if you're lucky.  The sooner you grasp this lesson, the better off you will be.  And since almost no one gives a damn what you do, say, think, or feel, appealing to your feelings when you encounter differences of opinion is not only illogical, but useless.

Offline DumbAss Tanker

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...

11.  Less money to blow on wasteful nonessentials like "Savings," "Family," or "Recreation."

12.  Better sense of national feeling of "Shared sacrifice" when medical care becomes less available and/or more perfunctory for all.

...
Go and tell the Spartans, O traveler passing by
That here, obedient to their law, we lie.

Anything worth shooting once is worth shooting at least twice.

Offline Splashdown

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...

13. An unassailable Rethug majority
Let nothing trouble you,
Let nothing frighten you. 
All things are passing;
God never changes.
Patience attains all that it strives for.
He who has God lacks nothing:
God alone suffices.
--St. Theresa of Avila



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Offline jukin

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Sorry your Skittle Shitting Unicorn won't be showing up anytime soon.

Not a single DUmbass understands that only the taxes and new bureaucracies start immediately. The FREEEEEEEEEEEE medical doesn't kick in until 2014.

They don't call them DUmmys for nothing.
When you are the beneficiary of someone’s kindness and generosity, it produces a sense of gratitude and community.

When you are the beneficiary of a policy that steals from someone and gives it to you in return for your vote, it produces a sense of entitlement and dependency.

Offline Karin

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notesdev  (1000+ posts)          Wed Mar-17-10 01:17 AM
Response to Original message
36. No thanks
   I'd rather keep my money in my pocket and take care of my own health care. I can't afford these grand plans people have for my income, I need to do things like eat and keep the lights on.

Actually, notesdev makes a good point and I agree with him/her.

Quote
*30% or more of doctors saying "F this!" and quitting rather than deal with mindless asshat bureaucrats.

New England Journal of Medicine had a poll yesterday pegging it at 46%.  WSJ had a similar stat.  This point has not been trumpeted far and wide, and is being conveniently ignored by the media and most congresscreeps.  Maybe they'll finally understand what "going Galt" means when they're expiring of a heart attack and nobody gives a shit; they've gone fishing. 

Offline GOBUCKS

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If you're on Medicare, forget about seeing a doctor.

Offline debk

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After I had 3 lumpectomies, I had to get new insurance because the time limit was up on my COBRA eligibility.

Because one of the lab reports came back "pre-cancer cells present"... ::)....I had trouble getting insurance as I'm a single rather than in a group. I was quoted a price that was almost a thousand a month...if I wanted my boobiez to have insurance coverage.

I called the State Dept of Commerce to ask if that was legal and the woman said yes. The insurance companies have the right to charge whatever they want for coverage....or to deny coverage. However, because they didn't turn me down, I didn't qualify to get the state health plan either (TennCare). I ended up going with a different company and no coverag for anything relating to the boobiez or breast cancer. Even if I got cancer somewhere else, if it could be connected to the same type of cell as any of the breast cancers, I would have no coverage.

Yeah...the new health care bill might make it that one cannot be denied coverage....question is, will it be affordable?
Just hand over the chocolate...back away slowly...far away....and you won't get hurt....

Save the Earth... it's the only planet with chocolate.

"My therapist told me the way to achieve true inner peace is to finish what I start. So far I've finished two bags of M&M's and a chocolate cake. I feel better already." – Dave Barry

A balanced diet is chocolate in both hands.

Offline AllosaursRus

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Hey DUmbass, there is no immediate except payin' more to Uncle Sam in taxes!

Anything in that bill having to do with your sorry health, don't start for 4 frikkin' years! Haven't you been payin' attention? Idiot! At least take the time to read the particulars!
I'm the guy your mother warned you about!
 

Offline AllosaursRus

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After I had 3 lumpectomies, I had to get new insurance because the time limit was up on my COBRA eligibility.

Because one of the lab reports came back "pre-cancer cells present"... ::)....I had trouble getting insurance as I'm a single rather than in a group. I was quoted a price that was almost a thousand a month...if I wanted my boobiez to have insurance coverage.

I called the State Dept of Commerce to ask if that was legal and the woman said yes. The insurance companies have the right to charge whatever they want for coverage....or to deny coverage. However, because they didn't turn me down, I didn't qualify to get the state health plan either (TennCare). I ended up going with a different company and no coverag for anything relating to the boobiez or breast cancer. Even if I got cancer somewhere else, if it could be connected to the same type of cell as any of the breast cancers, I would have no coverage.

Yeah...the new health care bill might make it that one cannot be denied coverage....question is, will it be affordable?

Sure! Cause it'll be those of us makin' a livin', subsidizing those that cannot afford it! The Bummer's idea is to "spread the wealth"! Especially ours!
I'm the guy your mother warned you about!
 

Offline miskie

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...

13. An unassailable Rethug majority

14. Kids who had gone on to live their own lives moving back in with mom and dad to mooch their healthcare.

Offline diesel driver

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On a brighter side, the CBO says they will save 138 billion over 10 years....

Only thing is, the government has to spend 940 billion (over SIX years, not 10) to do it....

On another note, when has the government EVER had a spending projection that wasn't underestimated by at least a factor of 5....

Don't forget those 12,000 extra IRS workers they will be hiring to enforce compliance with the mandatory purchase of insurance....

And DUmmies are all for this?  And they call US stupid?   :mental:
« Last Edit: March 19, 2010, 07:32:43 AM by diesel driver »
Murphy's 3rd Law:  "You can't make anything 'idiot DUmmie proof'.  The world will just create a better idiot DUmmie."

Liberals are like Slinkys.  Basically useless, but they do bring a smile to your face when you push them down a flight of stairs...
 
Global warming supporters believe that a few hundred million tons of CO2 has more control over our climate than a million mile in diameter, unshielded thermo-nuclear fusion reactor at the middle of the solar system.

"A dead enemy is a peaceful enemy.  Blessed be the peacemakers". - U.S. Marine Corp

You can't fix stupid, but you can vote it out of office.

Offline DumbAss Tanker

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On a brighter side, the CBO says they will save 138 billion over 10 years....

Only thing is, the government has to spend 940 billion (over SIX years, not 10) to do it....

Kind of sounds like Blondie telling Dagwood (Or Peg telling Al Bundy) how much money she saved him when she went shopping today, doesn't it?
Go and tell the Spartans, O traveler passing by
That here, obedient to their law, we lie.

Anything worth shooting once is worth shooting at least twice.

Offline diesel driver

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Kind of sounds like Blondie telling Dagwood (Or Peg telling Al Bundy) how much money she saved him when she went shopping today, doesn't it?

Yep....

Like the wife telling the husband after he chews her out for buying so much stuff:
"But Honey, it was on SALE!"   :lmao:
Murphy's 3rd Law:  "You can't make anything 'idiot DUmmie proof'.  The world will just create a better idiot DUmmie."

Liberals are like Slinkys.  Basically useless, but they do bring a smile to your face when you push them down a flight of stairs...
 
Global warming supporters believe that a few hundred million tons of CO2 has more control over our climate than a million mile in diameter, unshielded thermo-nuclear fusion reactor at the middle of the solar system.

"A dead enemy is a peaceful enemy.  Blessed be the peacemakers". - U.S. Marine Corp

You can't fix stupid, but you can vote it out of office.