ACORN exists to ride the Entitlement Horse (Or Unicorn) so hard it needs to eat the whole Federal budget to stay alive, the caller has a point...the Mortgages for Impoverished Deadbeats program goes back to Clinton, key Dems in Congress used all their influence to keep it going under Bush, and that was what ultimately precipitated the bank crisis, so although the blame is put in a very shorthand way, the caller is largely correct. Bush has some fault for not putting the brakes on it when he could, but it didn't emerge that a housing bubble had been pumping up to burst until after the Dim Rats had gotten control of Congress, and they sure as Hell weren't going to tell the Unicorn to stop running.