I will never belong to an HOA, those things are EVIL
You don't have to belong to an HOA for such sticky ownership/common use issues to crop up. Where I grew up in Washington (state), many of the towns measured property limits similarly (i.e. from the centerline of the adjoining road). Yeah, you own it out to the middle of the road, and yeah you're paying taxes on the land all the way out to that centerline, but as the government needs access to your property in order to provide you with it's services (postal service, Fire/Police/Medical etc.) they'll maintain (pave, plow, etc) the common easement portion of your property that is mandated for you to be a part of this community.
Don't like it? Don't live there.