eomer (1000+ posts) Sun Aug-16-09 11:55 AM
Response to Original message
2. I don't think so. Our group policy would surely end in a "death spiral".
I assume you would want to allow everyone to participate, regardless of pre-existing conditions What would happen, then, is that everyone who can't get coverage anywhere else would come to the Democratic Party plan. The price for the plan would eventually have to include the cost of all these currently uninsured people, many of whom have catastrophic illnesses. The price would rise to the point that healthy people would opt out, since they would be able to buy coverage other places. You would eventually have just the seriously ill people and the cost would be too high for most of them to afford. The plan would crash and burn in a death spiral.
Sometimes a blind squirrel finds a nut...
The only solution to the pre-existing condition problem is universal coverage and universal elimination of the pre-existing condition exclusion.
Then drops it on the way back to the nest.
So close to clarity - yet so far.