It pains my soul to say it, but if more people were a little, just a little, like DUmmy RadicalTexan, we would be in a better place financially right now.
Of course, he's whining and puling like the normal democrat, consumed with envy because other people have more than he does, but financially the bottom line is that he did not go out and take a mortgage that he can never hope to service.
Regardless how poor his credit, how lowly or non-existent his employment, he could no doubt have taken part in the insane adjustable rate, no-money-down, interest-only, pick-a-payment mortgage scandal, and would now be whining and puling about foreclosure instead of renting.
RadicalTexan undoubtedly labors under a very low level of intelligence. He is, after all, a DUmmy. But he has been, probably accidentally, much more financially responsible than the millions who kicked off the current economic dislocations.