I'm partly lucky and partly diligent/wise.
I'm lucky in that my company and my job there are deemed "essential". IMO, restaurants and hair salons and etc. are getting screwed over by state governments by not being allowed to show what kind of safety measures they could implement and because it is known that those sorts of businesses (and churches too, BTW) are insignificant sources of spread.
As for the "diligent/wise" part, I chose a career path 5 decades ago that has done well, worked to stay current (I chose electronics when vacuum tubes were still being used in consumer electronics!), worked, and still am working.