$200 a month for 20 years at 5% ROI results in an astounding $80,000!!!
That will go a LONG way to having a decent lifestyle and not soaking the people for welfare.
Instead you are going to throw money away on a losing cause in a meaningless gesture.
Assuming you do give to the dims -- which, being a DUmmy means you won't. You also won't save it. You will blow it on weed and booze. And renting a bigger TV from Dummies-R-Us (aka Rent-To-Own).