Wait, DUmmies. I thought you told us 0losercare was a rousing success?

[BannedFromDU]

Star Member eridani (46,918 posts)

It's the deductibles, stupid!! [View all]
Employer Family Health Premiums Rise 4 Percent to $17,545 in 2015, Extending a Decade-Long Trend of Relatively Moderate Increases

http://kff.org/health-costs/press-release/employer-family-health-premiums-rise-4-percent-to-17545-in-2015-extending-a-decade-long-trend-of-relatively-moderate-increases/

Single and family premiums for employer-sponsored health insurance rose an average of 4 percent this year, continuing a decade-long period of moderate growth, according to the Kaiser Family Foundation/Health Research & Educational Trust (HRET) 2015 Employer Health Benefits Survey released today.

The average annual premium for single coverage is $6,251, of which workers on average pay $1,071. The average family premium is $17,545, with workers on average contributing $4,955.

The survey also finds that 81 percent of covered workers are in plans with a general annual deductible, which average $1,318 for single coverage this year. Covered workers in smaller firms (three to 199 workers) face an average deductible of $1,836 this year. That’s 66 percent more than the $1,105 average deductible facing covered workers at large firms (at least 200 workers).

Since 2010, both the share of workers with deductibles and the size of those deductibles have increased sharply. These two trends together result in a 67 percent increase in deductibles since 2010, much faster than the rise in single premiums (24%) and about seven times the rise in workers’ wages (10%) and general inflation (9%).

“With deductibles rising so much faster than premiums and wages, it’s no surprise that consumers have not felt the slowdown in health spending,” Foundation President and CEO Drew Altman said.

Comment by Don McCanne of PNHP: For Quote of the Day subscribers who go straight to the comment (and many of you do), today’s message is presented instantly in a single visual - merely click on the link above and check out the graph accompanying the news release.

In words, the graph shows that, for the past five years, inflation is flat, workers earnings are flat, employer-sponsored health insurance premiums are continuing to increase, and health insurance deductibles are skyrocketing!

That explains why so many patients with “good” employer-sponsored health plans feel that health care costs are out of control, even though we’re told they’re not - their deductibles have increased at seven times the rate of increase in their wages!

We have the wrong model of health care financing in the United States. We need single payer. (Nope. This is the law of the land. You guys wanted it, you mother****ers got it. OWN IT.)

This is, oh, exactly what we said would happen: they can't afford the deductibles.

Star Member Javaman (44,533 posts)
20. my GF's deductable is so high, it's like not having healthcare at all.

we will never meet the deductible unless we have something truly horrible happen.

war and healthcare are a racket.

Hey, Javaman, good news. I have a diet-based homeopathic cure for her:

Kilgore (247 posts)
32. Present system has not benefited us at all

We pay $987 a month for a bronze plan covering a family of three in WA state. It was purchased outside the exchange since we don't qualify for any subsidies, and providers accepting ACA coverage are a significant drive away. It has a $10,000 deductible!!!!!!

For essentially the same coverage pre obamacare, we were paying ~$500 a month with a $2,500 deductible. Don't tell me "ya but ACA covers more" I know it does, but those extra features are for benefits that are of no use to me.

Makes no sense, and IHMO, the system is still broken. Seriously thinking of going without coverage and banking the premiums.

Too early in the morning to be pissed off!!!!

As luck would have it, I have a cure for you, too:

a la izquierda (9,139 posts)
14. My deductibles AND co-pays went up.

I have really crappy state insurance through the state university I work for. The university has tried desperately to get private insurance, but the state mandates it.

You know what? I'm feeling magnanimous. My friend has a special gift for all DUmmies:

[BlueStateSaint]

 
 
 
 

My wife just gave me a weird quizzical look as I was very nearly crying from reading that.

H5!

[SVPete]

Two words:

 

[Patriot Guard Rider]

You know, I have conservative friends, lots of them, and we KNEW, KNEW this would happen. You simply can't do what jug ears wanted to do and have rates go down, but we were told by every liberal we worked with obamacare is the greatest thing since sliced bread.

Now it's coming back to bite them in the ass and they don't like it. WE (me and my conservative friends) said, at the time, the deductibles will kill this monstrosity off. The monthly rate was ok, but the deductibles were the killer. Now, the monthly rates are soaring and the deductibles are out of reach. WE told them this would happen and we were called haters.

Now it's come to fruition and all I can do is gloat and laugh at the misery of the liberals who desperately wanted this. Well, you got it. Now own it.

Liberals disgust me.

[JohnnyReb]

Who got that 3,000% decrease bullshit? Enquiring minds want to know.

[DLR Pyro]

Star Member Javaman (44,533 posts)
20. my GF's deductable is so high, it's like not having healthcare at all.

we will never meet the deductible unless we have something truly horrible happen.

war and healthcare are a racket.

Well, pray that something truly horrible does happen so you can recoup your investment

[BannedFromDU]

Well, pray that something truly horrible does happen so you can recoup your investment

[miskie]

Hey, Javaman, good news. I have a diet-based homeopathic cure for her:




As luck would have it, I have a cure for you, too:




You know what? I'm feeling magnanimous. My friend has a special gift for all DUmmies:

[obumazombie]

It's time for libs, DUmmies and primitives to admit their messiah has been an utter failure.
It's time to admit that an utter failure like owebuma has been a failure at everything he has put his hands on(the fecal touch).
It's time to admit that owebuma was a mistake and that everyone who voted for him made the mistake of their lives.
It's time to admit that owebuma has been the worst president ever because he was the least qualified candidate ever.
It's time to admit, the only reason owebuma was elected was a combination of white guilt, and minority racism.

[jukin]

I seam to remember a certain affirmative action guy that became president calling the 6 million canceled policies (that were not going to be canceled if you liked them but were anyway and Obama knew that would happen and get this...lied about it) were inferior policies and sub standard.

The tears of super IQ geniuses taste sweeter.Another thing i did not know about super high IQ people.

[Ralph Wiggum]

Hey DUmmies! Google Jonathan Gruber. In crafting Obamacare for it to pass, they had to necessarily lie to DEMOCRATS to get it through. 

Learn it, love it, embrace it, because you

[BannedFromDU]

     The worst part of this is as follows:  the CROWED about 0bamacare. They rubbed it in our faces. They said it was the salvation of the US healthcare system. Because 0****nuts SAID so. Even now, despite premiums they can't afford and deductibles they can't cover, they STILL post stories claiming that 0monkeycare is immensely popular.

     So what, you say? Well, how do they feel about the Iran deal? Yup. Greatest thing ever. 0moron greatest guy ever, and so on. Gee, I wonder what will happen in 5 years that might have a few of them having second thoughts?

     DUmmies: Will Pitt was right about one thing: he IS a piece of shit used car salesman.

[Ralph Wiggum]

Here you go lurking DUmp monkeys:

[YouTube]Adrdmmh7bMo[/YouTube]

[Karin]

   I love that little guy!

[Delmar]

They can't say they weren't warned.

What I've learned after a three-month war with these fiends: the ACA says the insurance companies cannot deny coverage to those with pre-existing conditions, which is true as far as it goes. But they can deny coverage for the life-saving medications necessary to treat those conditions. The insurance company I signed up with through the ACA exchange just denied coverage of my wife's multiple sclerosis medication. We're "covered," to the tune of $700 a month...just not for what she really needs.

A cozy loophole, that.

F--- you, insurance industry.

F--- you, Mr. President, you piece of sh*t used-car salesman.

From my heart and soul, f--- you.

- See more at: http://newsbusters.org/blogs/pj-gladnick/2014/03/19/notorious-duer-will-pitt-turns-angrily-against-obamacare#sthash.untnorIp.dpuf

I would have preferred to use the original link but something's wrong with it.  It isn't working right.
http://www.democraticunderground.com/10024685964

[Skul]

BFDU,  a lovely exposè of the failure and extreme cost of the DUmbocrats flagship fleecing of America.
My only wish, is the contents of the bag have begun to rot and stink. Eatum up, DUmpmonkies,
                                              because you
             




Before I forget.....