Ok let me put it in simple terms even you dummies can understand.
You get $200.00 a month on your EBT card. To get cash, you have to take a loss of a $100.00. So that leaves you with $100.00 to buy weed. Now that just ain't enough weed for you so you convince the dealer to front you another $100.00 of weed and you promise to pay him $120.00 for it at a later time. The later time rolls around and you ain't got the $120.00 so you pay him $20.00 now and he lets you slide for the $100.00 if you pay him another $120.00 at a later time. Problem is, now you only got $80.00 to buy some weed so he fronts you $120.00 worth of weed to be paid for at a later time for $140.00 because the dealer knows you have always paid him.
Now you keep on doing this month after month, year after year, decade after decade. Well the day will roll around that all your EBT cash is going just to pay the interest payments and you have $0.00 to buy weed. The dealer then refuses to front you any weed until he gets all his money back.
Horror!!! Well dummie... your EBT cash stays at $100.00, so you will have to get a job to make some money to pay off your debt so you can buy more weed. Oh the horror!!! Then since you are working, your EBT benefits drop to $100.00 so you are now only getting $50.00 in cash.
OK now listen closely dummies... the job is taxes, the EBT is the economy, the $100.00 bucks you pay to get the $100.00 in cash is government waste, the dealer is China and you are the US Federal Government. See how it works now?
I call it Econ for dummies.
You are welcome.