The Conservative Cave

More accurately:

And they've known it for decades, and to paper over their over-spending sprees they steal from pension funds which likely will never be paid back.

CA has under-funded pensions for decades and played games with shifting $$ from one purpose to another, and still is held together by the industries that the state and local gooberments are driving out of the state.

Update May 2026

Almost four years debt free. My wife retired last December and I'm going to hang it up this December. We purchased a 2 year old car last May, paid cash.

Still maxing out my 401K and our brokerage account is growing well. I have a pre-tax rollover IRA, will start converting to Roth this year and finish  by Dec 2028. 2029  will have to start doing RMDs for my wife's 403B.  A solid retirement account system.

Because we waited to age 69 to retire and start our SS (and we have a small pension) and we have cut out unnecessary spending and have no debt, our fixed income will pay our expenses with a decent (and investable) surplus. I can say with a straight face that most of the progress we have made to secure our financial (and retirement) future took place during the last 10 years, from age 59 to 69. We plan on leaving our nest egg alone for the foreseeable future, let it grow and compound.

Have a great day everyone!

Dog whistle for "is he dead yet."   

What "heart failure"? Grossly overweight?

I guess PC Janitor has been listening WAY too much to MS-13NOW and reading "Blueski".

PCIntern (28,502 posts) Thu Apr 30, 2026, 03:09 PM

I aced the S.A.T's and my IQ test as well as every

Other test I’ve been given. When I was in dental school, many of the instructors asked me for clinical advice and I graduated first in my class, receiving grades which had never ever been seen by anyone before.

When I entered clinical practice, people who observed my results would literally gasp in amazement and big strong men would come up to me with tears in their eyes and say, “Doctor, sir, I didn’t think it was humanly possible to create such beauty.” DaVinci and Rembrandt were said to be the greatest of their times, but many tell me that they think that I’m more artistic. Maybe, I guess maybe I might be.

I am very critical of the design of dental equipment and supplies: I know more about this technology than anyone and I know more about disease and the science of pathologies than anyone. I am the master of curing people of any ailment, although I confine myself to the oral cavity because my beautiful wife prefers it that way. She’s an Einstein-level person and knows twelve languages and the history of a hundred countries to the nth degree.

****************************

Now imagine I was saying this on a daily basis: I would be measured for a straitjacket and having my license suspended indefinitely. People would be both laughing at me and shaking their heads in disbelief that anyone was so capable of clearly lying continuously. I would be the subject of countless denigrating dinner conversations and the butt of every joke. Just outrageous.

Well then.