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Current Events => The DUmpster => Topic started by: formerlurker on December 27, 2013, 04:55:29 PM

Title: My Family Is SCREWED!!!
Post by: formerlurker on December 27, 2013, 04:55:29 PM

Quote
Fri Dec 27, 2013, 05:44 PM

Dirty Socialist (313 posts)

My Family Is SCREWED!!!
My wife's unemployment runs out on Dec. 28. She has been looking for a job since April. I am underemployed. Thanks to the lack of unemployment extension, we are royally SOL.

http://www.democraticunderground.com/10024237368

WTF is underemployed?  Is that a new term I missed a memo on?

My dear Dirty Socialist, one question if you will -- who is president? 

You see there was a presidential candidate who made his platform job creation.  You didn't vote for him.  You voted for more Obamaphones.   Your candidate won.  You lose.  See how that worked?

Your socialist president's approval rating is 39% presently.   Thankfully that means the GOP will win back seats in the mid-term - pray that happens so your family is no longer screwed. 

Jackass.
Title: Re: My Family Is SCREWED!!!
Post by: obumazombie on December 27, 2013, 05:04:12 PM
It's fun to see owebuma have to eat his words when he makes statements like "elections have consequences".
Title: Re: My Family Is SCREWED!!!
Post by: Skul on December 27, 2013, 05:06:15 PM
Quote
underemployed
They don't give him100k for a librul arts music degree.

DUmpmonkey, he's at least working STFU.
Title: Re: My Family Is SCREWED!!!
Post by: Dori on December 27, 2013, 05:11:29 PM
http://www.democraticunderground.com/10024237368

WTF is underemployed?  Is that a new term I missed a memo on?


Probably only working part time because of Obamacare.
Title: Re: My Family Is SCREWED!!!
Post by: Skul on December 27, 2013, 05:13:04 PM
Probably only working part time because of Obamacare.
Hadn't thought of that. Very good.  :cheersmate:
Title: Re: My Family Is SCREWED!!!
Post by: freedumb2003b on December 27, 2013, 05:16:22 PM
http://www.democraticunderground.com/10024237368

WTF is underemployed?  Is that a new term I missed a memo on?

My dear Dirty Socialist, one question if you will -- who is president? 

You see there was a presidential candidate who made his platform job creation.  You didn't vote for him.  You voted for more Obamaphones.   Your candidate won.  You lose.  See how that worked?

Your socialist president's approval rating is 39% presently.   Thankfully that means the GOP will win back seats in the mid-term - pray that happens so your family is no longer screwed. 

Jackass.


I suspect the Missus will all of a sudden be VERY motivated to get a job -- even one that is "below" her. The days of holding out are over.

Title: Re: My Family Is SCREWED!!!
Post by: Gern on December 27, 2013, 05:16:32 PM
http://www.democraticunderground.com/10024237368

WTF is underemployed? 


It means this dolt likely got fired from his union job of collecting trash at $18 an hour, and now he's cleaning toilets for $8.50 an hour.
Title: Re: My Family Is SCREWED!!!
Post by: Gern on December 27, 2013, 05:34:35 PM
The current extension allows for an additional 37 weeks on top of the 26 or so that your state provides, bringing the entire time you can stay on unemployement to 63 weeks, or 15 months.

That's about a year and three months to find a new job. 450 days. 

People piss me off.  This money isn't free.

Employers get hit with that increase to fund the extension.  It gets added to FUI (Fed Unemployment Insurance) and SUI (State) as a tax on their total payroll.  Since the recession started, I'm coughing up an extra 2.5 percent in tax between FUI and my state SUI.

For you lurking DUers who would like to accuse me of whining over a measly 2.5 percent...that's ON TOP of what I already was paying in Unemployment tax on my payroll--and that's on my TOTAL annual payroll, which happens to be about $80K for the past $#&^!  FIVE YEARS. 

That's roughly an extra 2 thousand dollars a year, times 5, for a whopping $10,000 in extra tax I've paid to help fund loafers who can't find a job in almost a year and a half.
You can be damn sure it's played a part in my decision to hire any new people, since I want to be sure I keep them and don't have to lay them off and send our Unemployment tax into the stratosphere.  WHOOPS!  Looks like there's a direct correlation between extending unemployment benefits and hiring.  Who would've thunk it!!!

Title: Re: My Family Is SCREWED!!!
Post by: I_B_Perky on December 27, 2013, 05:55:03 PM
Quote
Dirty Socialist (313 posts)

My Family Is SCREWED!!!
My wife's unemployment runs out on Dec. 28. She has been looking for a job since April. I am underemployed. Thanks to the lack of unemployment extension, we are royally SOL.

Wait... I thought unemployment went on for 99 weeks? And your wife just started looking for a job in April?

Who has been prezzzident since 2008? Look Dirty Socialist... this is what socialism looks like. If we would be having a President Romney next month I think things would be picking up. But no, we won't cause you and your ilk voted for obumbles. You made your bed, now lie in it. Sucks to be you. I hope you wind up on the street starving.
Title: Re: My Family Is SCREWED!!!
Post by: formerlurker on December 27, 2013, 06:06:50 PM
The current extension allows for an additional 37 weeks on top of the 26 or so that your state provides, bringing the entire time you can stay on unemployement to 63 weeks, or 15 months.

That's about a year and three months to find a new job. 450 days. 

People piss me off.  This money isn't free.

Employers get hit with that increase to fund the extension.  It gets added to FUI (Fed Unemployment Insurance) and SUI (State) as a tax on their total payroll.  Since the recession started, I'm coughing up an extra 2.5 percent in tax between FUI and my state SUI.

For you lurking DUers who would like to accuse me of whining over a measly 2.5 percent...that's ON TOP of what I already was paying in Unemployment tax on my payroll--and that's on my TOTAL annual payroll, which happens to be about $80K for the past $#&^!  FIVE YEARS. 

That's roughly an extra 2 thousand dollars a year, times 5, for a whopping $10,000 in extra tax I've paid to help fund loafers who can't find a job in almost a year and a half.
You can be damn sure it's played a part in my decision to hire any new people, since I want to be sure I keep them and don't have to lay them off and send our Unemployment tax into the stratosphere.  WHOOPS!  Looks like there's a direct correlation between extending unemployment benefits and hiring.  Who would've thunk it!!!



Good info - interesting.  Thanks for sharing it.  H5.

Title: Re: My Family Is SCREWED!!!
Post by: DLR Pyro on December 27, 2013, 07:05:52 PM
Quote
My wife's unemployment runs out on Dec. 28. She has been looking for a job since April.
please define "looking for a job".
Title: Re: My Family Is SCREWED!!!
Post by: Skul on December 27, 2013, 07:26:11 PM
please define "looking for a job".
Watches street for a John?  :???:
Title: Re: My Family Is SCREWED!!!
Post by: obumazombie on December 27, 2013, 07:30:17 PM
I don't like that UIC is taken out of paychecks as a payroll deduction. Or that the self employed have to pay estimated taxes etc. But once it's deducted it should be fully available for what it was designed for, a safety net. But not a hammock. And there should be far fewer restrictions on it. You shouldn't have to go to an unemployment office like you're a beggar and beg for what is yours.
Title: Re: My Family Is SCREWED!!!
Post by: miskie on December 27, 2013, 07:44:48 PM
Waaaaah ! No more free money !!! Waaaaaaahhhh !!!!11!

I think the only things that are 'screwed' DUmbass, are those marathon sessions of WoW you were enjoying while mostly 'funemployed'. - or whatever it is you do on most days.
Title: Re: My Family Is SCREWED!!!
Post by: landofconfusion80 on December 27, 2013, 08:15:10 PM
The fellas saw this campfire....

(http://semlalie.files.wordpress.com/2013/04/goodfellas-laugh-gif2.gif?w=700&h=394)
Title: Re: My Family Is SCREWED!!!
Post by: 98ZJUSMC on December 27, 2013, 08:23:18 PM
It means this dolt likely got fired from his union job of collecting trash at $18 an hour, and now he's cleaning toilets for $8.50 an hour.

At Wal-Mart.   :-)
Title: Re: My Family Is SCREWED!!!
Post by: franksolich on December 27, 2013, 08:26:40 PM
Too bad for the unlaundered socialist.

You know, there's some of us who've been steadily employed since we were in our mid-teens; not in the same job, but always employed.

During tight times, one takes less, and makes do with less.
Title: Re: My Family Is SCREWED!!!
Post by: Dori on December 27, 2013, 08:27:27 PM
I don't like that UIC is taken out of paychecks as a payroll deduction. Or that the self employed have to pay estimated taxes etc. But once it's deducted it should be fully available for what it was designed for, a safety net. But not a hammock. And there should be far fewer restrictions on it. You shouldn't have to go to an unemployment office like you're a beggar and beg for what is yours.

I don't think unemployment insurance is paid for by an employee, at least it isn't in Calif. 
Title: Re: My Family Is SCREWED!!!
Post by: Mr Mannn on December 27, 2013, 08:30:27 PM
He's missing a BIG opportunity!

He should follow Lady Freedom Returns to the homeless mecca of Tuscon. He'll get Free apartments, great part time jobs at a halfway house cafe. He could be a shot girl...

and if he's lucky, he could walk away with a brand new ripped indian of his very own!
(and all the free fish you could eat!)

Sell the car, pack the wife and kids on a greyhound, and head on down to Tucson.
Title: Re: My Family Is SCREWED!!!
Post by: I_B_Perky on December 27, 2013, 08:49:58 PM
I don't think unemployment insurance is paid for by an employee, at least it isn't in Calif. 

It is that way in WV. Only time employees had to pay was years and years ago.... circa late 70's and early 80's during the Carter debacle, times got real bad around these parts. Our unemployment fund went broke and had to borrow money. To pay it back, the state put a tax on employees of a $1.50 per $50.00 of employee wages until it was all paid back. Didn't hurt me much, I was making $3.35 hr. It went away around 85 or 86 I think once the Reagan boom took hold.
Title: Re: My Family Is SCREWED!!!
Post by: Dori on December 27, 2013, 09:08:59 PM
It is that way in WV. Only time employees had to pay was years and years ago.... circa late 70's and early 80's during the Carter debacle, times got real bad around these parts. Our unemployment fund went broke and had to borrow money. To pay it back, the state put a tax on employees of a $1.50 per $50.00 of employee wages until it was all paid back. Didn't hurt me much, I was making $3.35 hr. It went away around 85 or 86 I think once the Reagan boom took hold.

They must be using money from the general fund to cover all these people on unemployment and disability.

Title: Re: My Family Is SCREWED!!!
Post by: I_B_Perky on December 27, 2013, 09:41:57 PM
They must be using money from the general fund to cover all these people on unemployment and disability.



Circa 2008, if I recall correctly, some states borrowed money from the federal government to fund their unemployment funds. Not sure about California... I think a couple states were Illinois and Michigan. This money has to be paid back. How the states do that is up to them I guess. For some reason I seem to recall that California borrowed too. Can't remember now. I know they was hurting.  I'm not even sure if the states have to pay interest.  :cheersmate: :cheersmate:
Title: Re: My Family Is SCREWED!!!
Post by: Dori on December 27, 2013, 09:51:05 PM
Circa 2008, if I recall correctly, some states borrowed money from the federal government to fund their unemployment funds. Not sure about California... I think a couple states were Illinois and Michigan. This money has to be paid back. How the states do that is up to them I guess. For some reason I seem to recall that California borrowed too. Can't remember now. I know they was hurting.  I'm not even sure if the states have to pay interest.  :cheersmate: :cheersmate:

The unemployment is only collected on the first $7000 of wages.  I can't imagine that there was nearly enough to cover all the people who have been unemployed these past 5 years, especially for 99 weeks.  Same with disability. 





Title: Re: My Family Is SCREWED!!!
Post by: I_B_Perky on December 27, 2013, 10:42:48 PM
The unemployment is only collected on the first $7000 of wages.  I can't imagine that there was nearly enough to cover all the people who have been unemployed these past 5 years, especially for 99 weeks.  Same with disability. 


Well Dori... I did not know that about the $7,000 thing. You just a wealth of information!!! 


Hope ya had a good Christmas!  :cheersmate: :cheersmate:
Title: Re: My Family Is SCREWED!!!
Post by: obumazombie on December 28, 2013, 03:31:34 AM
I don't think unemployment insurance is paid for by an employee, at least it isn't in Calif. 
Are you saying it's "payed" by the employer ?
Because if that's the case it's transposed income, and in effect the employee is paying it because it's a compensation that goes along with employment.
If that's the case it's a not so thinly veiled hidden tax.
The shell game of unemployment insurance is very similar to the shell game of social security.
Title: Re: My Family Is SCREWED!!!
Post by: formerlurker on December 28, 2013, 07:10:35 AM
Quote

Response to BobUp (Reply #8)

Fri Dec 27, 2013, 06:22 PM

Dirty Socialist (314 posts)
9. Brother Can You Spare A Dime?

Last edited Fri Dec 27, 2013, 06:23 PM - Edit history (1)
Thanks for the advice.

I will apply for mortgage help (Save The Dream Ohio), utility payment help (HEAP), food stamps, and Medicaid for the kids. Fortunately, I saved a lot of money on health insurance by signing up for Obama Care.

 :banghead:
Title: Re: My Family Is SCREWED!!!
Post by: Gern on December 28, 2013, 07:14:42 AM
Are you saying it's "payed" by the employer ?
Because if that's the case it's transposed income, and in effect the employee is paying it because it's a compensation that goes along with employment.
If that's the case it's a not so thinly veiled hidden tax.
The shell game of unemployment insurance is very similar to the shell game of social security.

Its completely supported by employers. Employees pay absolutely nothing into the system that supports unemployment.

Employers pay two taxes: FUI, which is Federal Unemployment Insurance, and SUI, which is State Unemployment Insurance.  Its a tax on your entire payroll, levied each quarter along with SS and Medicare taxes, however most payroll companies, which I happen to use one, deduct it from your bank account each time you pay your people.

FUI is the federal portion and is pretty minimal, I think it's around 1.7 to 1.9 percent, and it's only up to 80K or so...I can't remember the exact figure.

The SUI, however, is much higher, more like 2.9 percent even if you've never laid anyone off.  If you lay people off, it gets raised, and can get completely out of control; as high as 6.9 or 7.5 percent, again, on top of the federal, and again, on top of the 7.2 percent SS and Medicare taxes you have to pay per employee.

So with the two numbers combined, and added to your medicare and ssi tax you have to pay per employee, it averages around 10% to 11% of payroll.

As I said, in my case, that ends up being around $8K a year in payroll taxes alone--that's not including Federal or State income taxes AND Self Employment Tax of 12% on our net profits.




....Did I mention how much I f'ing hate taxes?


Title: Re: My Family Is SCREWED!!!
Post by: 67 Rover on December 28, 2013, 07:25:23 AM
Quote
Fri Dec 27, 2013, 05:44 PM

Dirty Socialist (313 posts)

My Family Is SCREWED!!!
My wife's unemployment runs out on Dec. 28. She has been looking for a job since April. I am underemployed. Thanks to the lack of unemployment extension, we are royally SOL.


Help is on the way! Once Obummer get's back from his $4,000,000 dollar vacation in Hawaii and before he leaves for his next I am sure that he will focus like a LASER or something.
Title: Re: My Family Is SCREWED!!!
Post by: Linda on December 28, 2013, 07:30:24 AM
In Florida the federally funded unemployment extention runs out on Dec. 28. That is unless Congress votes to extend it. Florida's unemployment numbers finally came down to the level we don't qualify for the federal funds anymore.
Title: Re: My Family Is SCREWED!!!
Post by: DumbAss Tanker on December 28, 2013, 09:31:18 AM
Quote
Fri Dec 27, 2013, 05:44 PM

Dirty Socialist (313 posts)

My Family Is SCREWED!!!
My wife's unemployment runs out on Dec. 28. She has been looking for a job since April. I am underemployed. Thanks to the lack of unemployment extension, we are royally SOL.

Why, how can this be?  Obama tirelessly tell us he singlehandedly got the recovery going years ago, after vanquishing the vile and mean-spirited Bush Family Evil Empire, and Obama would also be the first to tell you the unemployment rate has dropped steadily since then (Which is even sort of true, in a highly-relative and pathetically incremental way)...

The Democratic Party finds your lack of faith disturbing.

 :zap:
Title: Re: My Family Is SCREWED!!!
Post by: Karin on December 28, 2013, 11:55:17 AM
I see more and more people on the larger posting sites telling the libs off.  "That money isn't free.  It's on the back of someone else.  Enough's enough.  Time's up.  Get a job." 
Title: Re: My Family Is SCREWED!!!
Post by: GOBUCKS on December 28, 2013, 12:04:13 PM
DUmmy Dirty Socialist should take his family out to Tucson.

Out there, the taxpayers will set deadbeats up with a nice furnished apartment, with a fully equipped kitchen, all expenses paid, generous food stamps, free medical, dental, vision care, free clothing, and a job.

All you have to do is move there, from any place in the country, and sign up.

It's a hell of a deal.

Social agencies all over the United States should be directing clients to Tucson.
Title: Re: My Family Is SCREWED!!!
Post by: Dori on December 28, 2013, 12:20:09 PM
DUmmy Dirty Socialist should take his family out to Tucson.

Out there, the taxpayers will set deadbeats up with a nice furnished apartment, with a fully equipped kitchen, all expenses paid, generous food stamps, free medical, dental, vision care, free clothing, and a job.

All you have to do is move there, from any place in the country, and sign up.

It's a hell of a deal.

Social agencies all over the United States should be directing clients to Tucson.

He's a college grad.  Why doesn't he go out and get a better job?
Oh wait...Amber is too.... :whatever:
Title: Re: My Family Is SCREWED!!!
Post by: Ralph Wiggum on December 28, 2013, 12:56:12 PM
Quote
Fortunately, I saved a lot of money on health insurance by signing up for Obama Care.

Did you go to GEICO too? :mental:
Title: Re: My Family Is SCREWED!!!
Post by: 67 Rover on December 28, 2013, 03:43:41 PM
Hey everyone, just back from a Champagne and Sparkling wine tasting. Picked up a case of Veuve Clicquot Champagne for the New Years party. I expect it will be like last year with lot's of fun, good friends and delicious food. 

Now what were we talking about? oh yea a DUmmie about to be thrown out into the street. Yawn. oh well. :yawn:
Title: Re: My Family Is SCREWED!!!
Post by: obumazombie on January 03, 2014, 08:12:37 AM
The unemployment rate amongst college grads is almost non existent. The ones hurt most by the owebumeconomy are the ones who supported owebuma the most.