The Conservative Cave
Current Events => The DUmpster => Topic started by: Freeper on November 16, 2013, 04:31:45 PM
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RBInMaine (9,868 posts)
"JUNK INSURANCE JUNK INSURANCE JUNK INSURANCE" Say it 1000 times.
Last edited Sat Nov 16, 2013, 04:11 PM - Edit history (2)
I have been making some right winger heads explode by saying "JUNK INSURANCE" when they talk about the 2-3% losing plans in the individual market. I say "Yeah, they are losing their JUNK insurance with massive deductibles and that doesn't cover anything because the law says the INSURANCE COMPANIES can't just sell that JUNK insurance anymore. And you know as well as I do that it is pure JUNK."
Then of course they'll come back and say, "Well, who the hell are you to call it "JUNK"? If it is what they want and it works for them, they should have that choice."
Then I say, "I didn't call it JUNK. The insurance companies did by making sure it was JUNK. And of course they DO NOT 'WANT' THIS JUNK. They buy it because it is all they can AFFORD. Are you telling me that if a person needed a car and bought some piece of shit because it was all they could afford that would be their CHOICE??? Give me a ****in' break ! They would at least buy a decent car, one that would not be a piece of JUNK that breaks down the moment you really need it. Maybe it doesn't need to be a new Cadillac, but a decent car should at least maybe be a Ford Focus or Chevy Cruise, not some piece of crap Yugo type JUNK. And a health plan shouldn't be a LEMON and piece of JUNK either. We have a "lemon law" with cars. Well, the ACA is the lemon law for JUNK insurance plans. They are a disgrace, and we need to scrap them and throw them on the junk heap. We can take some time with that as we transition. But in time, they need to be scrapped as the JUNK they are and meet some standards. And they are going to get BETTER PLANS THAT ARE NOT JUNK and the prices for them will come down as more and more people enter the market."
This works. They stand there gaping knowing they can't win. Dems and Progressives need to learn how
to MESSAGE.
http://www.democraticunderground.com/1251339281
You can stand there and scream like some with Tourettes all you want, we still won't believe your bullshit.
This notion that you know what is in people's plans better than they do, won't do you goons any favors. People are going to resent the hell out of you for thinking you know their policies better than they do.
Live and Learn (1,898 posts)
1. I wish this administration could get the message across
as well as you just did. It really isn't very complicated. Nobody needs or really wants junk insurance.
Yet you are about to force people on to junk insurance, I've seen the premiums, I've seen the deductibles.
quadrature (602 posts)
3. Junk Ins --> no maternity coverage for men
I am not sure how they survived.
:rotf:
Star Member Sunlei (4,149 posts)
4. so you want the taxpayers to pay for your wife/daughters baby or your insurance?
Isn't that the goal of the leftists? Wouldn't single payer be paid by the taxpayer? The way I see it either way we all will be paying for that whether by being forced to buy policies that provide it, or if it was simply a tax. Same result same method and no choice given.
RBInMaine (9,868 posts)
5. Plans now include coverage for a few things you might not need to get EVERYONE COVERED. Listen,
I pay taxes for all kinds of things I don't use. Right now for Medicare and SS, but I am helping those who DO need it, and SOME of it will be there for me when I need it, but not as much as I will use. The next generation will pay for ME. I pay taxes for oil companies to search for oil when they already make billions and don't need it. I paid taxes for years for school kids before I had kids and will pay after mine are out. We all do this. Insurance is tantamount to a TAX because it is the system we have. We have to have it. By all pooling in as a group, as the new plans are designed, we get EVERYONE IN and EVERYONE covered which means a healthier society for ALL and LOWER COSTS for all over time and a more STABLE market.
Reform means BYE BYE SHITTY CRAPPY JUNK INSURANCE !! SEE YA !!
I'm trying to remember the last time being forced into a pool to pay for things ever resulted in less costs, I'm drawing a serious blank. SS doesn't seem too stable at the moment, last estimate I saw showed that it will be broke just in time for when I hit 65. We have gone down this road before and here we go about to travel the same exact path once again, but somehow the destination will be different this time. How many programs does the government have to screw up before people will catch on? If any private business tried any of these tricks the DUmmies would be screaming for them to be shut down, and for once I would agree with them.
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They really think the average American who is responsible enough to purchase insurance for their family is stupid enough to by their slogans.
It doesn't seem to be working for O'dumbo and San Fran Nan.
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They really think the average American who is responsible enough to purchase insurance for their family is stupid enough to by their slogans.
It doesn't seem to be working for O'dumbo and San Fran Nan.
They don't need the responsible vote, as we found out the 0bamaphone people outnumber us in national elections.
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Dear DUmmies--that "3 percent" as you refer to them is up to 9 MILLION AMERICANS.
These are REAL PEOPLE. People who had REAL insurance, REAL medical conditions, REAL needs.
And you just dismissed them.
Let me ask you--how would you feel if YOU were one of them?
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Let me ask you--how would you feel if YOU were one of them?
"Anything for the cause!"
No different than a suicide bomber.
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Hey, DUmmies? The people buying those policies had them because they were healthy people who didn't need to rush to the doctor to have something removed from their stomachs or asses every Saturday night. They don't have "PTSD" like you all have, and they don't wake up in a cold sweat in their childhood bedroom, scared that they may have to buy their own toilet paper someday. Seeing as how these healthy people are the utter lynchpin to BH O'blivion's Healthcare Handout, one would think that YOU, who will benefit from their presence in the denominator, would be a little nicer about it all.
You're ridiculing healthy people for not wanting to buy something more expense than what they want and need so YOU can free ride. That is ****ing pathetic.
Let me put it to you in a way you can understand: You and your friends are sitting around without any dope, and three dollars between you. You're ridiculing your neighbor, who doesn't want to sit around smoking dope with you assholes, for not putting in the $7 you need for a dime bag.
Leave your neighbor alone.
Assholes.
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15 Years ago, I had junk insurance when I had a heart attack. ER in home town hospital, transferred to another one 30 miles away and spent 2 days in ICU, then sent to a third hospital 30 more miles away for surgery, 6 days in ICU and 2 days in cardiac recover.....cost me $2,000 out of pocket.
I'm sure Obamacare's best plan would cost me a lot more that that now.
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Sorry, DUmmies. You and your cult leaders have lost credibility. While I'm not sure Dr. Krauthammer's assertion that this fiasco will set liberalism back 100 years is true, wouldn't it be awesome if it were true?
I mean, the next president would be republican. The next senate would be ruled by republicans. The next house will continue to be ruled by republicans.
All that power your cult leader has granted to himself over the past five years is going to be okay with all of you, right?
Now what were you saying about "junk insurance?"
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So-called "junk insurance" is all that many people needed. My cousins had so-called "junk insurance," they paid cash for routine medical care but they had basic catastrophic insurance just in case something major was needed. That was all they needed in terms of insurance.
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RBInMaine
"JUNK INSURANCE JUNK INSURANCE JUNK INSURANCE" Say it 1000 times.
I have been making some right winger heads explode by saying "JUNK INSURANCE"
blah, blah, blah.....
This works. They stand there gaping knowing they can't win. Dems and Progressives need to learn how
to MESSAGE.
Oh baloney, you did not. RBMaine, if you said anything to me other than "Yes sir, No sir, Whatever you want me to do, sir," you'd be eating your teeth. Don't give me this crap like you're some type of wordsmith who knows how to quiet others.
.
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So-called "junk insurance" is all that many people needed. My cousins had so-called "junk insurance," they paid cash for routine medical care but they had basic catastrophic insurance just in case something major was needed. That was all they needed in terms of insurance.
It's not fair that they pay only for their own doctors visits. They need to contribute so some lazy DUmmy can see the doctor for free.
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Dear DUmmies--that "3 percent" as you refer to them is up to 9 MILLION AMERICANS.
These are REAL PEOPLE. People who had REAL insurance, REAL medical conditions, REAL needs.
And you just dismissed them.
Let me ask you--how would you feel if YOU were one of them?
Actually, its 3% of POLICIES.
So, some quick math for reading primitives.
314 million Americans, out of which 15.4% are uninsured.
https://www.google.com/search?num=100&site=&source=hp&q=population+of+the+united+states&oq=population+of+the+&gs_l=hp.3.1.0l2j0i20j0l7.1332.4280.0.7282.18.9.0.9.9.0.95.691.9.9.0....0...1c.1.31.hp..0.18.729.t4oXIg1_Qa8
http://www.nytimes.com/2013/09/18/us/percentage-of-americans-lacking-health-coverage-falls-again.html?_r=0
leaves 48.3 million uninsured. (do the math, Primitives)
The average household is currently pegged at 2.55 people.
http://www.marketingcharts.com/wp/topics/demographics/american-households-are-getting-smaller-and-headed-by-older-adults-24981/
3% of 314 million is 9,420,000 - multiplied by the average household is 24,021,000.
HOWEVER:
the percentage of substandard plans is a bit higher than the 3% you mentioned, primitive.
out of the individual market, better than 98% of them are 'junk' according to Obamacare..
http://www.healthpocket.com/healthcare-research/infostat/few-existing-health-plans-meet-new-aca-essential-health-benefit-standards#.UogcpnVDtEc
out of the rest of the market, (read as : "not individual") 68% are also 'junk', according to Obamacare. (128 M)
http://www.forbes.com/sites/theapothecary/2013/10/30/no-david-axelrod-the-vast-majority-of-people-in-this-country-are-not-keeping-their-plan/
So, better than two-thirds of those insured in the United States will ultimately lose their plans, to help force 15.4% of the population into plans.
And if voters have an ounce of common sense, The Democrats are going to get to
:ownit:
Hugs & Kisses.
-miskie.
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I like when they double down on stupid. Yeah, I'm talking about you and your stupidity RBInMaine.
The reason that I like it is that every so often I start to feel sorry for them. Start to think that they're just poor, misguided and ignorant individuals that should be pitied. Then posts like RBInMaine's come along to bring me back to reality and remind me that they're just willfully stupid assholes that foul the air that normal and decent people breathe.
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"JUNK INSURANCE JUNK INSURANCE JUNK INSURANCE" Say it 1000 times.
Thank you for that thought, RBinMaine DUmmie! You're well on your way to earning your diploma from the Adolf School of Propaganda!
Let's find out more about what founder of said school had to say about DUmmie RBinMain's technique:
But the most brilliant propagandist technique will yield no success unless one fundamental principle is borne in mind constantly and with unflagging attention. It must confine itself to a few points and repeat them over and over. Here, as so often in this world, persistence is the first and most important requirement for success. 1925, Mein Kampf
Excellent job, RBinMaine, excellent!!
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Say it a thousand times, DUmmy. Say it ten thousand times. You call it junk insurance, Barry calls them substandard policies--check out how that's working out for him:
(Reuters) - In the most significant legislative rebuke to President Barack Obama's healthcare overhaul, 39 members of his Democratic Party voted for a Republican bill in the House of Representatives on Friday aimed at undermining his signature domestic policy.
http://www.reuters.com/article/2013/11/16/us-usa-healthcare-idUSBRE9AE0RY20131116
Bwahaha. :rotf:
:nelson:
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Actually, its 3% of POLICIES.
So, some quick math for reading primitives.
314 million Americans, out of which 15.4% are uninsured.
https://www.google.com/search?num=100&site=&source=hp&q=population+of+the+united+states&oq=population+of+the+&gs_l=hp.3.1.0l2j0i20j0l7.1332.4280.0.7282.18.9.0.9.9.0.95.691.9.9.0....0...1c.1.31.hp..0.18.729.t4oXIg1_Qa8
http://www.nytimes.com/2013/09/18/us/percentage-of-americans-lacking-health-coverage-falls-again.html?_r=0
leaves 48.3 million uninsured. (do the math, Primitives)
The average household is currently pegged at 2.55 people.
http://www.marketingcharts.com/wp/topics/demographics/american-households-are-getting-smaller-and-headed-by-older-adults-24981/
3% of 314 million is 9,420,000 - multiplied by the average household is 24,021,000.
HOWEVER:
the percentage of substandard plans is a bit higher than the 3% you mentioned, primitive.
out of the individual market, better than 98% of them are 'junk' according to Obamacare..
http://www.healthpocket.com/healthcare-research/infostat/few-existing-health-plans-meet-new-aca-essential-health-benefit-standards#.UogcpnVDtEc
out of the rest of the market, (read as : "not individual") 68% are also 'junk', according to Obamacare. (128 M)
http://www.forbes.com/sites/theapothecary/2013/10/30/no-david-axelrod-the-vast-majority-of-people-in-this-country-are-not-keeping-their-plan/
So, better than two-thirds of those insured in the United States will ultimately lose their plans, to help force 15.4% of the population into plans.
And if voters have an ounce of common sense, The Democrats are going to get to
:ownit:
Hugs & Kisses.
-miskie.
I was chasing whitetail deer this weekend, so I have to K&R this one. H5.
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This works
No, it doesn't.
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Go into a dark room, stare into the mirror and say, "Junk insurance!" three times and Nancy Pelosi will appear behind you.
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I can't stand their ignorance. When we get a Republican president again they will be screaming that he/she isn't fixing healthcare and they shouldn't have to pay for other people's health problems.
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Go into a dark room, stare into the mirror and say, "Junk insurance!" three times and Nancy Pelosi will appear behind you.
Boo!
(http://i.dailymail.co.uk/i/pix/2011/06/15/article-2003954-0C75607500000578-285_468x372.jpg)
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This works
If you would venture outside of your bubble, you would find that people are resentful as hell about this highhanded approach you DUmbasses think is such a good idea. It's not working, it's pissing people off royally.
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If you would venture outside of your bubble, you would find that people are resentful as hell about this highhanded approach you DUmbasses think is such a good idea. It's not working, it's pissing people off royally.
The DUmmies think it's only the 1%ers who are pissed off so it's okay if they get mad. In fact, they deserve it, according to the DUmmies.
They could not be more wrong. :banghead:
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Is it me? Or does it appear they're rope-a-doping themselves? They keep defending the site and the act itself, saying all the other plans were crap, etc., but have yet to address the outrageously expensive deductibles, costs, etc. When the site is completely fixed, MILLIONS will be able to see how much their savings will be. ....like -500% savings. They haven't really formulated an excuse for that. They're too busy knocking themselves into the ropes over how think think plans were bad and the people were just too stupid to see it. When food has to be cut back to pay for increasing medical insurance, all that politics bullshit goes out the window and they'll be looking in one direction with their blame, lying Dims and that Kenyan asshole in the White House.
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Reform means BYE BYE SHITTY CRAPPY JUNK INSURANCE !! SEE YA !!
YAAAAAAA!!!!!!!!!!!!!!!!!!!!! Welcome to the new shitty insurance. :whatever:
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1.....cost me $2,000 out of pocket.
I'm sure Obamacare's best plan would cost me a lot more that that now.
That's if Obamacare will cover that. There isn't anyway his plan can work without rationing. Especially since so many doctors and hospitals won't be part of Obamacare.
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Go into a dark room, stare into the mirror and say, "Junk insurance!" three times and Nancy Pelosi will appear behind you.
But you won't see her in said mirror . . .
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RBInMaine (9,868 posts)
"JUNK INSURANCE JUNK INSURANCE JUNK INSURANCE" Say it 1000 times.
Hell, go for 10,000 or 100,000. It still won't make it true, it will just convince whoever hears you that you are a fool. Sorry, Mr. President, but that's the way it is.
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How delusional can people be...this is not just a hit or miss small minority of people affected,it is the majority of those covered by small business group plans that fall outside the now delayed employer mandate.
Those plans (including mine) were not junk,they were actually very good coverage but did not include mandated freebies to under 26 youth and non informed women,aka voting blocs.
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RBInMaine... I guess you read here, and maybe you referring to my little head explode in last week sometime. So I am gonna re post my flip out becaus it applies to your stupid ass too.
Yeah JUNK INSURANCE because old people or single men need maternity coverage and pediatric dental? You stupid piece of shit. You are a mindless **** if you can't see that a single male doesn't NEED MATERNITY AND PEDIATRIC DENTAL COVERAGE!!!! OR that an old couple both that have already been sterilized don't NEED MATERNITY OR PEDIATRIC DENTAL COVERAGE!!! Or that a man doesn't need MAMMOGRAMS!!!! Or a sterilized women doesn't need MATERNITY COVERAGE!!!! How the **** more plain can anybody make it for you???
I apologize to the Cavers for my language but this excuse that they were "JUNK INSURANCE" plans is the biggest pile of horse shit I have ever heard and drives me up a freaking wall when they keep using it.
Changed "bogus plans" to "Junk Insurance" no RBInMaine.... Get bent.
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RBInMaine... I guess you read here, and maybe you referring to my little head explode in last week sometime. So I am gonna re post my flip out becaus it applies to your stupid ass too.
Yeah JUNK INSURANCE because old people or single men need maternity coverage and pediatric dental? You stupid piece of shit. You are a mindless **** if you can't see that a single male doesn't NEED MATERNITY AND PEDIATRIC DENTAL COVERAGE!!!! OR that an old couple both that have already been sterilized don't NEED MATERNITY OR PEDIATRIC DENTAL COVERAGE!!! Or that a man doesn't need MAMMOGRAMS!!!! Or a sterilized women doesn't need MATERNITY COVERAGE!!!! How the **** more plain can anybody make it for you???
I apologize to the Cavers for my language but this excuse that they were "JUNK INSURANCE" plans is the biggest pile of horse shit I have ever heard and drives me up a freaking wall when they keep using it.
Changed "bogus plans" to "Junk Insurance" no RBInMaine.... Get bent.
They can always come up with an excuse for their failures to socially engineer the people of this country. The thing is, is we are free to buy junk cars, junk furniture, junk houses, and junk crap to put in our junk houses and it's NONE OF THEIR DAMN BUSINESS.
See, DUmmies, those of us who are conservatives read and go over any contracts we sign, or money we pay out for insurance coverage - for our cars, our houses, our children, our lives, and our health.
Just who the hell do you think you are to determine what is a junk insurance policy anyway? And anyone who allows the government to decide what is junk in terms of health insurance is an idiot.
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They can always come up with an excuse for their failures to socially engineer the people of this country. The thing is, is we are free to buy junk cars, junk furniture, junk houses, and junk crap to put in our junk houses and it's NONE OF THEIR DAMN BUSINESS.
See, DUmmies, those of us who are conservatives read and go over any contracts we sign, or money we pay out for insurance coverage - for our cars, our houses, our children, our lives, and our health.
Just who the hell do you think you are to determine what is a junk insurance policy anyway? And anyone who allows the government to decide what is junk in terms of health insurance is an idiot.
Well see since they don't believe in personal responsibility they believe they are smarter than us and that they need to make our decisions for us. "They" being the liberal/socialistic politicians. What's even more telling is the liberal voters pretty much validate that they are stupid and can't manage their own lives by voting for the liberal/socialist politicians. This is the main difference between conservatives and liberals/socialists.
They want to decide what we eat, what we drive, what kind of light bulb we can use, what is the best insurance, what is the best kind of home loans, what is the best investments, what everything is really.
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Well see since they don't believe in personal responsibility they believe they are smarter than us and that they need to make our decisions for us. "They" being the liberal/socialistic politicians. What's even more telling is the liberal voters pretty much validate that they are stupid and can't manage their own lives by voting for the liberal/socialist politicians. This is the main difference between conservatives and liberals/socialists.
They want to decide what we eat, what we drive, what kind of light bulb we can use, what is the best insurance, what is the best kind of home loans, what is the best investments, what everything is really.
Since most of them are government parasites (including those duly elected), their advice and life skills are something I would never want to emulate.
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Well see since they don't believe in personal responsibility they believe they are smarter than us and that they need to make our decisions for us. "They" being the liberal/socialistic politicians. What's even more telling is the liberal voters pretty much validate that they are stupid and can't manage their own lives by voting for the liberal/socialist politicians. This is the main difference between conservatives and liberals/socialists.
They want to decide what we eat, what we drive, what kind of light bulb we can use, what is the best insurance, what is the best kind of home loans, what is the best investments, what everything is really.
Wouldn't life be so much easier without all those pesky decisions? Personally I'm waiting for the government to mandate what kind of underwear, or under ware for Vesta, that everyone should wear.
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RBInMaine... I guess you read here, and maybe you referring to my little head explode in last week sometime. So I am gonna re post my flip out becaus it applies to your stupid ass too.
Yeah JUNK INSURANCE because old people or single men need maternity coverage and pediatric dental? You stupid piece of shit. You are a mindless **** if you can't see that a single male doesn't NEED MATERNITY AND PEDIATRIC DENTAL COVERAGE!!!! OR that an old couple both that have already been sterilized don't NEED MATERNITY OR PEDIATRIC DENTAL COVERAGE!!! Or that a man doesn't need MAMMOGRAMS!!!! Or a sterilized women doesn't need MATERNITY COVERAGE!!!! How the **** more plain can anybody make it for you???
I apologize to the Cavers for my language but this excuse that they were "JUNK INSURANCE" plans is the biggest pile of horse shit I have ever heard and drives me up a freaking wall when they keep using it.
Changed "bogus plans" to "Junk Insurance" no RBInMaine.... Get bent.
I wanna know when O'BummerCare is goin' to make it legal for me to kick the livin' shit outa stooooopid assholes that subscribe to DU!
In my entire life of 60 years I have never run across such a large group of people that are so ignorant as to wish for their own demise!
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Wouldn't life be so much easier without all those pesky decisions? Personally I'm waiting for the government to mandate what kind of underwear, or under ware for Vesta, that everyone should wear.
I've been waiting for them tell us we have to all put those things in our shower/bath that are anti-slip.
(http://www.maddak.com/images/724860002_a_lrg.jpg)
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I've been waiting for them tell us we have to all put those things in our shower/bath that are anti-slip.
I hate those things.
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I've been waiting for them tell us we have to all put those things in our shower/bath that are anti-slip.
(http://www.maddak.com/images/724860002_a_lrg.jpg)
For all I know that could be somewhere in the bill we passed to see what's in it.
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From the descriptions I've seen of premium/deductible/co-pay/max out of pocket, the definition of junk insurance would be the bronze and silver democrat plans, and the gold plan would be near junk status. You could say they're not junk because they are catastrophic coverage, but the democrats have been calling catastrophic insurance "junk".
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JUNK POLITICIANS. Repeat 1,000 times.
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I agree, GOBUCKS. The obamacare policies are junk, crap and shitty insurance. You pay out the nose each and every month, then it doesn't pay for actual procedures. JUNK INSURANCE JUNK INSURANCE JUNK INSURANCE.
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I've been waiting for them tell us we have to all put those things in our shower/bath that are anti-slip.
(http://www.maddak.com/images/724860002_a_lrg.jpg)
The cACA equivalent would be not to add the non slip things to an existing shower/tub but to remove the entire shower/tub and be replaced with a unit built entirely out of a non slip material at an extra cost to you of course.
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You pay out the nose each and every month, then it doesn't pay for actual procedures. JUNK INSURANCE JUNK INSURANCE JUNK INSURANCE.
You're supposed to take solace in the knowledge that at least some of your enormous premium will pay for someone else's care.
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You're supposed to take solace in the knowledge that at least some of your enormous premium will pay for someone else's care.
This is what O'bongo has to get across to Americans. Big challenge for the teleprompter.
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Great success for democrat health insurance in Oregon!
So far, number of new individual enrollees: 0
Number of new Medicaid charity enrollees: 70,000 (with no income verification)
http://www.myfoxny.com/story/23994830/oregon-health-exchange-represents-biggest-woe
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Sorry, DUmmies. You and your cult leaders have lost credibility. While I'm not sure Dr. Krauthammer's assertion that this fiasco will set liberalism back 100 years is true, wouldn't it be awesome if it were true?
I mean, the next president would be republican. The next senate would be ruled by republicans. The next house will continue to be ruled by republicans.
All that power your cult leader has granted to himself over the past five years is going to be okay with all of you, right?
Now what were you saying about "junk insurance?"
Yeah, just wait until President Rand Paul or President Ted Cruz start ruling by executive order. Why not? It's OK with them when their mulatto messiah does it.
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The OP is some unionized public school history teacher in Maine. :shortbus:
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The OP is some unionized public school history teacher in Maine. :shortbus:
'Nuff said.