The Conservative Cave
Current Events => The DUmpster => Topic started by: SSG Snuggle Bunny on October 04, 2013, 10:21:17 AM
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BlueStreak (5,055 posts)
At what point am I allowed to say healthcare.gov is a freaking nightmare
Yeah, there have been lots of "hits" but that is because millions of us are beating our heads against the wall trying to even get logged into the system. How many people are actually getting far enough to do anything useful? Not very many.
I've tried to log on at least 50 times this week, at all hours of the day and night. Even at 2AM, the system says there are too many people on. After 24 hours of trying I finally got an account created. But I cannot log into it. It won't say why. I did all the measures suggested in "having trouble logging on". I tried to call the help number that was listed. I couldn't get through on that line for 2 days. Finally I did get through, but they don't offer any assistance whatsoever in logging on. They say chat support is available, but you can never get through to an agent that way.
I tried both the "forgot my password" and "forgot my username" links on the off chance that somehow something had gotten garbled. The "forgot my password" did send an email for password recovery. Obviously nobody ever even tested that function because the email wasn't even properly formatted for a link back. But I extracted the link and tried to go directly to the site. That link didn't work at all -- giving me an obscure error message. The "Forgot my userid" link said it sent an email, but it never did.
So I figured maybe I was just unlucky with that account. I created another account using a different email address on a completely different email system. Again, it took about 10 hours to finally get that created because the system was down most of that time. And I got exactly the same results. So I cannot log into the site to see the available plans.
OK, I called the help line again. At 1AM yesterday, I finally got somebody. He couldn't help me with my account, but he offered to enter the information online and read the screen back to me. He acted as if this is what he does all day long. What a painful process. I had to re-dictate every item about 4 times until he typed it in correctly -- didn't even know how to spell "Indiana." I was on the phone 40-50 minutes before I got the most basic information. He was able to tell me that Bronze policies for one person with no subsidies would range from $541-641 and gold would range from $846-956 -- that's more than I pay now. But I need a policy for two, and I might qualify for subsidy. I need to play with the numbers a little to see that, and I wasn't willing to stay on the phone another 2 hours with this guy. He never got to the point of looking at specific policies, and I wasn't going to have him read me the details over the phone. He had no ability to send any information to me via fax, PDF, or any other means.
What kind of nonsense is this? I am a supporter. What do you think those who are NOT supporters are thinking about this damned mess of a system?
So please tell me when it is permissible for a person to speak the truth about this screwed-up system? Am I expected to remain a blind cheerleader for another week? Another month? Indefinitely?
This system is so bad that it may accomplish what the Republicans and Faux "news" haven't been able to accomplish in three years.
B2G (1,883 posts)
28. This is not going to be sorted out in a week
Any IT person will tell you it takes 10 times longer to fix bugs in a Production environment than a test environment.
I simply cannot believe they rushed this mess into Production.
BlueToTheBone (3,120 posts)
4. Indiana? Isn't that Kasich country?
I think that the willingness of each state to implement is the reason some people are having a swimming time and other are drowning.
Kasich snuck in a ****ed with your load balancing.
phleshdef (8,805 posts)
79. No, Kasich is Ohio.
Yeah, but he snuck into to Indiana.
lonestarnot (71,434 posts)
8. Wah wah wah. You got what you needed no?
BlueStreak (5,055 posts)
40. Can you read? No. I didn't get what I wanted. Not even close.
lonestarnot (71,434 posts)
50. So try later. Others are getting what they need. Why are you the exception. And yes I can read.
Whining doesn't excite me.
Somebody needs to bust this ****er in the cock socket.
Yo_Mama (4,399 posts)
47. No, and just about all the rest of us trying didn't either
And if you can possibly broaden your perspective to think of a single mother with two kids and a job trying to stay awake at 2 AM to try to get through the system, perhaps you can understand why many are worried and upset. It's one thing if we just couldn't finalize until December - but we can't even get info about plans and pricing.
I expect this weekend will be a madhouse as all the working people try again.
Small business people have been waiting for this to see their options, and I suspect many of them are just grimly sitting on the website all day, trying to get through.
lonestarnot (71,434 posts)
58. I don't need a lesson from you on broadening perspectives. Beginnings of things this large are
frustrating. You will get there if you remain persistent, frustrated, but persistent. I raised a kid on my own at the same time sandwiched with terminally ill parent and fighting pugs and trying to maintain full-time employment. No one said it was easy.
grantcart (39,733 posts)
14. I had a similar experience in the begining.
They should restrict the people that can log on by last name by day: A-C on day one and so on. [ :thatsright: --SGT SB]
I did find that the call time dropped from 45 minutes to nothing (but once I got the operator they couldn't use their system much either).
That tells me that they could ramp up the call center volume but that the internet traffic is exponentially greater.
When you do get on line you will be asked if you want to check to see if you qualify for a subsidy, be sure to click that button.
It says you might be required to input a lot of data, but I didn't input any and my subsidy came up in a second.
I was stunned.
I certainly understand your frustration.
liberal_at_heart (5,952 posts)
16. from what I've seen of the responses you're not allowed to say it's a nightmare.
Unless you only have glowing admiration you get pounced on. Personally, I'm waiting a while and then I'm contacting my insurance broker. She has always helped guide me through whatever insurance application I have to go through. It's a big help.
joeglow3 (3,582 posts)
25. I have to decide on my insurance at work by Oct. 15th
Thus, all those other dates are rendered meaningless.
Fla Dem (3,010 posts)
36. Your employer is giving you a choice between their plan and the ACA? nt
MrsKirkley (42 posts)
73. No, my husband is considering dropping to part-time to get me kicked off his policy because
I have a history of cancer. He put me on his policy so I'd have continuous coverage after I was kicked off of breast/cervical cancer Medicaid. My husband's employer based coverage has a $5,500 deductible and $10,000 annual max. We can't afford that on Walmart wages. I haven't seen my oncologist for follow-up monitoring for over a year. The only way I can get a policy I can afford to use is with subsidies. If I'm no longer eligible to be insured by my husband's employer because of his part-time status, I'll become eligible for subsidies. Unless Walmart comes up with much better policies this year, this is probably what my husband will do. But he still wanted time to compare before making a final decision.
Dropped by Medicaid.
Insurance premiums skyrocket.
Have to cut worker productivity to get on the government dole.
It's everything we said it would be.
MrsKirkley (42 posts)
30. I can't log on either.
I keep getting a message that says my id and password are incorrect. Until I read your post, I thought maybe the system somehow screwed up my account and I needed to create another one. If creating another account didn't work for you, it probably won't work for me either. I don't mind waiting my turn for the log in screen to appear. It's getting the error message after waiting all that time that upsets me. At least when waiting in a long line at a store, one eventually gets to the register. Four days later and the healthcare.gov website is still worse than Black Friday!
Bigmack (6,691 posts)
69. Tinfoil hat...? I don't think so....
If the Koch bros and the rest of the organized fascists haven't hired goons to jam the websites, phone lines, and whatever, it would be the first time they've missed a chance to astroturf and monkey-wrench.
What else could it be?
http://www.democraticunderground.com/10023782676
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B2G (1,883 posts)
28. This is not going to be sorted out in a week
I simply cannot believe they rushed this mess into Production.
If you think it's bad now, wait until you actually have to see a doctor.
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B2G (1,883 posts)
28. This is not going to be sorted out in a week
Any IT person will tell you it takes 10 times longer to fix bugs in a Production environment than a test environment.
I simply cannot believe they rushed this mess into Production.
Pelosi was correct in her assessment some time back: the bill must pass to see what's in it.
A week! They've had several years to plan for staff, offices, and training to start the thing.
These DUmmies will go to their graves clutching their deductible statements and copay bills exclaiming "It's a good thing!"
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That Lonestarnot DUmmie, I've always pictured as a
woman bitch. I know it's hard to tell with them. But, she's pissing me off today. Look at that--the dude has some major problems and she goes "wah wah wah you got what you needed no?" What a ****ing bitch she is.
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MrsKirkley (42 posts)
73. No, my husband is considering dropping to part-time to get me kicked off his policy because
I have a history of cancer. He put me on his policy so I'd have continuous coverage after I was kicked off of breast/cervical cancer Medicaid. My husband's employer based coverage has a $5,500 deductible and $10,000 annual max. We can't afford that on Walmart wages. I haven't seen my oncologist for follow-up monitoring for over a year. The only way I can get a policy I can afford to use is with subsidies. If I'm no longer eligible to be insured by my husband's employer because of his part-time status, I'll become eligible for subsidies. Unless Walmart comes up with much better policies this year, this is probably what my husband will do. But he still wanted time to compare before making a final decision.
It seems her husband is a whole lot smarter than MrsKirkley is (Which isn't saying all that much, given that she's on DU), since the insurance he has now already sounds better than the Obamacare Bronze Plan, and if he works for a large employer (I don't take the 'Wal-Mart wages' reference literally) the premiums are likely much lower with the employer plan to boot.
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lonestarnot (71,434 posts)
58. I don't need a lesson from you on broadening perspectives. Beginnings of things this large are
frustrating. You will get there if you remain persistent, frustrated, but persistent. I raised a kid on my own at the same time sandwiched with terminally ill parent and fighting pugs and trying to maintain full-time employment. No one said it was easy.
Is it just me, or would this DUmmy have been the perfect Soviet citizen in the 1930s?
Broaden your perspective; we just need to get rid of a few kulaks; of course a few starvations in the Ukraine are challenging...but nobody ever said this would be easy.
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At what point are we allowed to say,"Told you so!"; No. 2 in a series
I vote for RIGHT NOW. We should screen-cap all their misery to guard against the inevitable day Skinner flushes all ACA posts down the rabbit hole. Actually, the better question might be, "When do we STOP saying "Told you so!"?
I have no idea how this will play out, but I have renewed hope, now that the reality of this debacle is slapping them right across their faces, that this will be the undoing of this Administration. This will turn out to be such a cluster-**** of a burden on every single person who has an inkling to vote that the next election SURELY can't go to the 'rats. How Obama's legacy will play out is another matter entirely. I suspect he will be remembered as having launched a disaster, but with the "best of intentions".
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Does Obama know of this?
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Pelosi was correct in her assessment some time back: the bill must pass to see what's in it.
A week! They've had several years to plan for staff, offices, and training to start the thing.
These DUmmies will go to their graves clutching their deductible statements and copay bills exclaiming "It's a good thing!"
Keep in mind also that creating and maintaining the website is the easy part of this train wreck.
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So maybe the Dems will come back to the table, cry uncle and discuss putting this nightmare off until next year?
Either way, this is like an election gift to the GOP for 2014. :-)
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Does Obama know of this?
No! He's still on the golf course.
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These DUmmies will go to their graves clutching their deductible statements and copay bills exclaiming "It's a good thing!"
As long as they are going into the ground, I'm all for it.
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Does Obama know of this?
If this was happening under George Bush, the primitives'd want him hung.
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If this was happening under George Bush, the primitives'd want him hung.
What's good for the goose...... :-)
MOD: What's good for the gander..... :-)
Gander is male and Obama is a *ussy.
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B2G (1,883 posts)
28. This is not going to be sorted out in a week
Any IT person will tell you it takes 10 times longer to fix bugs in a Production environment than a test environment.
I simply cannot believe they rushed this mess into Production.
You've had three years. How many mulligans do you think you get?
lonestarnot (71,434 posts)
50. So try later. Others are getting what they need. Why are you the exception. And yes I can read.
Whining doesn't excite me.
Examples?
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If this was happening under George Bush, the primitives'd want him hung.
If this was happening under Bush, I would want him hung.
liberal_at_heart (5,952 posts)
16. from what I've seen of the responses you're not allowed to say it's a nightmare. Unless you only have glowing admiration you get pounced on. Personally, I'm waiting a while and then I'm contacting my insurance broker. She has always helped guide me through whatever insurance application I have to go through. It's a big help.
*GASP* Say it's not so!
(http://ts1.mm.bing.net/th?id=H.4905425045882900&pid=1.7)
Runaway! Runaway!
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I have no idea what to do or what is going on.
I am older then my Hubby, I waited a couple of years after hitting retirement age to file for full SS#
I used my 401K to pay off the house and both autos, credit cards, and we lived on his wages.
Mother kept bugging me to file for SS# and finally after a couple years did so. I have no need for Medicare or what ever, I am on Hubby's insurance--Cigna at his work. Now when he retires or is fired or laid off, now what.
He pays about $80.00 a week for our health insurance and includes our life insurance, dentil and eye care, I thought this was high until I saw what we would pay under Obama Care.
I threw a fit when the copay went from $20.00 to $40.00, but this new copay is out of my range and most peoples range to pay.
What the heck is going on, this Obama Care will turn us into a 3'rd world nation, back to hunting out the old Lady's that live in the woods that sell portents to cure everything.
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So maybe the Dems will come back to the table, cry uncle and discuss putting this nightmare off until next year?
Either way, this is like an election gift to the GOP for 2014. :-)
I don't even think the stupid party can mess.......wait....
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Can someone here with facebook read these comments on Obamacare?
https://www.facebook.com/Obamacare
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Does Obama know of this?
Get this to Kweef Olberdork RIGHT DA F*** NOW !!111!!! :rofl:
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Can someone here with facebook read these comments on Obamacare?
https://www.facebook.com/Obamacare
The last post was on 6/12/12 by the page owners. But many others have added comments since then.
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They've had how many years to get the system up and running? can you imagine how they're going to handle your healthcare?
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Can I ask a question?
Someone brought this up on the radio and I thought it was a good point, if people with pre-existing conditions can get coverage whenever they need it without being penalized for getting it afterwards instead of before they needed it, then why would anyone want to carry insurance? it's cheaper to just pay the fine yearly, pocket what you would pay monthly then signup for coverage only when you need it.
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TANSTAAFL, ****ers. This bullshit did one thing, added yet ANOTHER level to healthcare, bureaucrats. DUmbasses. As the saying went, think healthcare is expensive now? Wait until it's "free".
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Can I ask a question?
Someone brought this up on the radio and I thought it was a good point, if people with pre-existing conditions can get coverage whenever they need it without being penalized for getting it afterwards instead of before they needed it, then why would anyone want to carry insurance? it's cheaper to just pay the fine yearly, pocket what you would pay monthly then signup for coverage only when you need it.
That might work for a young person with a small income, but I think the real fine is $95 or 1% of income, which ever is more. But it's supposed to go up. By the time Obama leaves office, the fines are going to be a whole lot higher than 1%.
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That might work for a young person with a small income, but I think the real fine is $95 or 1% of income, which ever is more. But it's supposed to go up. By the time Obama leaves office, the fines are going to be a whole lot higher than 1%.
From everything I've read, the penalties tend to stay in the $100s of dollars while the premiums are regularly in the $1000s. Even at $50,000 income, when subsidies aren't available anymore, unless the penalties skyrocket quickly, it's going to be cheaper to pay the penalty for some time. Long enough to kill this mess? Hopefully.
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Can someone here with facebook read these comments on Obamacare?
https://www.facebook.com/Obamacare
A sample from just one thread:
Greg Litzo
My insurance premium will go from $219 per month to $571 per month and my out of pocket will increase by $4650. Great affordable health care?? Not
Carnivore Carryout'com
This is a joke. My daughter, a mother of 3, her premium is more a month than her house payment. So what does she do, pay for insurance monthly and lose the house? Or take the fine and pay the house payment? Or pay both but have no food on the table, utilities not paid and shut off, winter is coming and no money to buy propane? Car insurance doesnt get paid nor house insurance. Oh and how about when she cannot pay the property taxes, they take the house anyway?? You call this program HELPFUL for "THE PEOPLE"??? What a flippen joke!!
Tara L Hughes
This is bullshit!!! they are gonna take almost all of my paycheck for me and my kids to have insurance i cant afford that! the government doesn't ever have to worry about any of this because they actually have tons of money they don't have to worry how there gonna feed there kids there next meal or pay there next bill they sleep at peace every night without a worry in the world. well guess what welcome to the real world where we have to worry about every thing all the time!!!!!!! the least yall could do is let us keep our medical through the county
Karen Million
I'm 100% behind President Barack Obama. If it were not for my Lord and Savior working through him, I would be in a different place. Think about it!!!
Like · · Yesterday at 11:42am
Carnivore Carryout'com A different place alright. In the welfare line as you wont be able to pay rent or a house mortgage after paying for your care package. SUCH A JOKE
5 hours ago · Like
Anthony Pointman Du Bois So you are for a man who you think God is working through yet he (Obama) supports GLBT, supports abortion, publicly lies on TV, has attacked Christians and praised muslims.... Wow whoever you're God is, he's a Dick.
Obamacare is EXTORTION!
"EITHER PAY UP OR SUFFER THE CONSEQUENCES!"
It is like the Mafia banging your door down... and saying "Pay for our protection.... or we will break your legs!"
..I'd call that Extortion --wouldn't you??
Cody Gilbert
If obamacare is so star spangled awesome why doesnt the house the senate the president and his family use it the one question not one of you brain washed assholes can answer and the only one that really matters
Lynn Morgan McGlynn
Obamacare's stink. He does not give a crap about anyone.I tryed today to get insurance with obama care and couldn't get any help.So don't tell me he helps god i hope he opens your eyes.
Like · · October 2 at 11:00pm
View 5 more comments
Beth Beveridge Obama care aint what everyone thinks it is. Ive read through it and it is by no means low cost! It is the same cost as any other insurance. Some people have jobs and can still barely afford to feed their families! And to LEE ELKINS trashing someone
The paid Obinga shills are getting spanked, big time. :rofl:
More Facebook Goodness (http://www.freerepublic.com/focus/f-news/3074962/posts)
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The comments section is :lmao:
If you can't handle people just signing up for it.. How the hell do you expect to constantly deal with the claims?
Mr. Obama, tear down this website!
:lmao:
$605 a month for my family and a $4500 deductible is RIDICULOUS!! I pay less than that a YEAR in healthcare and now you're trying to force me to pay that a month?! Lol! It's not going to happen. Ever.
I was shocked by the prices but further shocked by the crappy benefits. I would be inclined to double my current payments if I was getting better benefits. Wait til the first time signers see what is NOT covered whenever they think they have "free" coverage. How many bankruptcies will result from this?
going up $400 a month and that includes $94 in taxes!! Plus my co/pay will go from 20% to 40%!!! WTF!!!!
Stop lying! You known darn well your insurance didn't go up 400 a month. Ridiculous!
Angel, you are a fool. Mine went up 550 a month. These stories are everywhere. Stop drinking the Koolaid for a moment and educate yourself.
Angel is a paid troll.
YOU people complaining? Well you got what you deserved when you reelected obama. Maybe you'll keep these outrageous premiums and deductibles in mind when you vote in 2014 and 2016.
WTF?? I thought Obamacare was supposed to be FREE! I discovered that it will cost me MORE money than my current plan for LESS coverage! I'm disabled and my current plan costs $398 a month. It pays 100% after I pay $1500 a year out of pocket. Obamacare will cost me $759 and I STIIL have to pay 80% of all charges....and I have a lot of cherges. This is a complete SCAM!
So, curiosity got the better of me. I wanted to see what O'care would cost compared to what I have now. NO COMPARISON! I was looking for a plan comparable to what I have (apples to apples) and you can't get it. The lowest out of pocket yearly deductible with BCBS (what I have now) is 4K per individual per year/8K per family. The premium is a little more than 3 times what I pay now with higher co-pays and less Doctor choices. Um, no! I hate that there are 30M uninsured people out there. I'm sure that's a horrible position to be in if you have no health issues. At the same time, I think it's horrible that working people are being laid off, having their hours cut, or losing the insurance they've had forever. This is a HUGE re-distribution of working middle class American's income, not to mention insurance. At what point do the hard working middle class(NOT saying others don't work hard) say enough? If I had to pay 3X for less coverage than what I've got, the house payment would be out the window, my family would live less that week to week, forget ever saving for retirement, and I wouldn't be able to pay for the college expenses for my daughters'. What would I tell them? "I'm sorry, we can't pay for you to go to college because we are paying $1903 a month for our healthcare so that others can be covered." And don't even get me started on not qualifying for any subsidies. The government could have fixed the "uninsured" issue without totally screwing those that had insurance by expanding Medicaid, a tax, SOMETHING! The fallout, unfortunately, will be MUCH worse than 30M uninsured. I'll end with this.....the American people have no problem paying a tad more so that Senior Citizens or the TRULY disabled have good coverage. What most have an issue with is having to fund those that fall into those 2 categories while their kids are having to do without what our income could provide for. It's ALL about personal responsibility UNLESS personal responsibility isn't the issue!
I am so disappointed. These prices are outrageous and there are huge deductibles. No one can afford this!
So I just received my 2014 coverage and costs from by health care provider. They informed me that they have transitioned my current coverage that I have had for the past 4 years to a comparable ACA certified coverage plan. My MONTHLY premium went up by $200.00 and my coverage out of pockets costs increased by 30%. So answer me this, how is this a "Affordable Health Care Act"? I can now no longer afford my health insurance premium for my family and do not qualify for assistance based on the guidelines. I compared my new rate to the ones on the Marketplace and they are the same or higher, so that is not an option either. I feel like my government has again lied and cheated me into a corner - now what?
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We've been saying this all along. It's simply mathematically impossible. There's only so much in the checkbook. All that stuff people are saying up there, I pointed out to my idiot congresscreep. No answer.
It's very easy for them to live off $174,500, with their healthcare pretty much free. And, they get insider-trading enhanced investments.
We all bought houses and undertook mortgages, car payments, and 401K contributions with the assumption that the family budget would remain stable. An extra $10K+ simply doesn't materialize.
I think massive civil disobedience is the only recourse. Has one policy been sold and paid for yet? How about those obama cheerleaders in the facebook comments? Did they pony up their $$$ yet?
Desiree Marie Veazey To everyone having problems, maybe God is trying to stop you from making a huge mistake. 128 · October 2 at 3:27pm
Amen, sister
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WTF?? I thought Obamacare was supposed to be FREE!
From what I understand, this is very, very prevalent amongst the LIV/NIV 20-something metrosexual goofballs.
:ownit:
...because, I know you voted for that (D)oucherocket. Enjoy your pain.
We all bought houses and undertook mortgages, car payments, and 401K contributions with the assumption that the family budget would remain stable. An extra $10K+ simply doesn't materialize.
We had white privilege so, it doesn't count..... :whatever:
I think massive civil disobedience is the only recourse.
Agreed.
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I think massive civil disobedience is the only recourse.
It will take more than that to dislodge the damn democrats from the government hog trough.
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You know, not one damn person considered for a moment in this age of insurance being an entitlement rather then what it is: a benefit provided by employers, that wages have not kept pace because included in those 'wages' was the BENEFIT of insurance ie at somepoint many employers in lieu of a certain amount of wages provided certain benefits instead. So now dummies, you get to pay for what was once a benefit with those after benefit wages since not one person got a wage increase to account for this benefit that is no longer being provided.
In the meantime the 'poor' end up better off for nothing and the middle class do worse then the mooching class while still have to log in their 40 hours or more a week. Nice!
this is much the same objection I have with artificially raising the minimum wage; what is the point of someone right out of college at an entry level position taking that position when they can work student loan free for the same flipping burgers? Wages will not go up as a percentage for everyone else so raising the minimum wage essentially lowers everyone else's wages by default or least the spending power and value of the dollars they make unless the person now making 15 bucks an hour was to get the same 90% increase fast food works(for example) wanted.
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Wait until the LIV/NIVs try to use their insurance and have to wait weeks to see a GP and months to see a specialist.
in all my years of working and running companies I have never seen an organization become more efficient by adding an extra layer of management. Particularly if that extra layer is unionized and can't lose their jobs for lack of output or incompetence. I've also never seen the price of a product go down when a 3% tax is added to the raw materials.
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Wait until the LIV/NIVs try to use their insurance and have to wait weeks to see a GP and months to see a specialist.
I'm not so sure. In addition to huge premium increases, these plans have enormous deductibles and co-pays.
They seem more like catastrophic coverage. If DUmmies have to pay thousands out of pocket before the policy pays a dime, they're not going to flock into doctors' offices any more than they do now.
Healthcare is shitty in socialist countries like Canada, Cuba, and Britain because everything is "free" all the time.