The Conservative Cave
Current Events => The DUmpster => Topic started by: Freeper on February 26, 2011, 04:34:45 PM
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EC Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Sat Feb-26-11 01:27 PM
Original message
We've got to stop the myth of "the rich are the ones that
create jobs" It's not true, they profit more from cutting jobs, acquiring other small businesses and shutting them down. It's the middle class that creates jobs. They are the ones that create small businesses. That's why there are no jobs, the middle class can't get loans and besides that, there are no customers - no demand -because the ones who would make the demand can't get loans either.
Every time someone says to me that it's the rich that creates jobs I'm going to say, " No they don't...the middle-class does."
http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=439x515016
Yeah it's not like rich people invest in companies that hire people, or buy products and services that give people jobs. It's the poor people who have their money stolen who make the world go round. :whatever:
lumberjack_jeff Donating Member (1000+ posts) Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Sat Feb-26-11 01:36 PM
Response to Original message
1. Spending creates jobs.
When I buy a car, I am actually hiring someone to assemble it for me, someone to design it for me and managers and bookkeepers to to handle the transaction, manage the work and aggregate customers to enable efficient production.
Businesses are only intermediaries. It all comes down to labor. The income derived from my labor is spent commissioning the labor of others.
Businesses don't create shit.
And just who provides the materials and the facilities to assemble that car?
That's right a business. You know the things that don't create shit.
I bet this moron thinks that govt creates things.
bobbolink Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Sat Feb-26-11 02:30 PM
Response to Original message
8. In talking with poor people about this, I find that they already KNOW this.
What they don't know, and what middleclass people DON't KNOW, is the corollary..... that assistance to poor people brings money to the LOCAL economy!
For instance, for every Federal dollar spent on Food Stamps, $1.84 is returned to the local economy. I said this to a poor couple this morning, and they were stunned. They have never heard this... and now see things quite a bit differently.
I also told them that for every Federal dollar spent on Unemployment benefits, it is quite the same... about $1.75 is returned to the local economy.
Same with low-income housing... MILLIONS come into the local economy because of low-income housing subsidies, PLUS many jobs are created.
THIS is the information that needs to get out!
And just where does that money for assistance come from?
That's right Bobo it comes from the evil rich, who have shelled out more than enough and you won't cross the street to get a job.
You know DUmmies you can only tax the rich until they no longer have any money. When they are poor as you are just where do you think the govt will get more money to hand to you on a silver platter?
The DUmmies act like there is no govt assistance when in fact we have many programs. The problem is, if you get assistance you may have to forgo buying weed and actually buy groceries and pay your damn rent.
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I hate to say it but the DUche has a blind squirrel moment here. The rich do not directly create jobs and their main goal is to preserve wealth. That is why the donk party is the party of the rich and the republicans are the party of producers.
Producers or small business owners are where the jobs are created. These people do not have wealth but they have income that the government takes by force.
Two different things, rich and income producers. The tax system favors the rich and hurts the income producers that are working to become rich.
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One dollar creates $1.84? Must be that "new" math.
Plus, I've come to the conclusion that DUmmies do not even know the definition of "business".
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I'm beginning to see the wisdom in soylent green. If you could process these people into tasty snack foods, they would serve a better purpose than they do now.
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One dollar creates $1.84? Must be that "new" math.
Plus, I've come to the conclusion that DUmmies do not even know the definition of "business".
I wish the dollars I earned were worth $1.84. Then again my dollars don't come from confiscated money from tax payers.
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I hate to say it but the DUche has a blind squirrel moment here. The rich do not directly create jobs and their main goal is to preserve wealth. That is why the donk party is the party of the rich and the republicans are the party of producers.
Producers or small business owners are where the jobs are created. These people do not have wealth but they have income that the government takes by force.
Two different things, rich and income producers. The tax system favors the rich and hurts the income producers that are working to become rich.
You've got to remember, though, to the DUmmies someone that makes $150,000 a year is rich and needs to hand most of that to Uncle Sam to support the poor and public employees. They can get by just fine on the $40,000 the DUmmies will let them keep. (BTW, have you noticed the increase in articles in British papers that decry the fact that non-working families with several kids make so much money that working families have been forced to limit children to 1 in many cases so they can afford their taxes?) :rotf: :rotf:
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lumberjack_jeff Sat Feb-26-11 01:36 PM
Response to Original message
1. Spending creates jobs.
When I buy a car, I am actually hiring someone to assemble it for me, someone to design it for me and managers and bookkeepers to to handle the transaction, manage the work and aggregate customers to enable efficient production.
Businesses are only intermediaries. It all comes down to labor. The income derived from my labor is spent commissioning the labor of others.
Businesses don't create shit.
DUmmie lumberjackoff_jeff hasn't been on too many farms in his lifetime.
Cows produce a LOT of SHIT!
:rotf: :rotf: :rotf: :rotf:
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Walmart employs more than 2.1 million associates worldwide, including more than 1.4 million in the United States. Walmart is not only one of the largest private employers in the U.S., but the largest in Mexico and one of the largest in Canada as well.
http://walmartstores.com/pressroom/factsheets/
Of course everyone knows the owners of Walmart are middle class America.
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For instance, for every Federal dollar spent on Food Stamps, $1.84 is returned to the local economy. I said this to a poor couple this morning, and they were stunned. They have never heard this... and now see things quite a bit differently.
I also told them that for every Federal dollar spent on Unemployment benefits, it is quite the same... about $1.75 is returned to the local economy.
So if the Govt. would just put everyone on unemployment and give them food stamps we could get the economy booming in no time?
Where do they get this from?
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So if the Govt. would just put everyone on unemployment and give them food stamps we could get the economy booming in no time?
Where do they get this from?
:stoner: :lalala: :stoner:
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I'm beginning to see the wisdom in soylent green. If you could process these people into tasty snack foods, they would serve a better purpose than they do now.
Only if we distribute said snack food to enemies of the USA - the THC and other drugs contained within would have an addictive quality, while the rest of the snack would effectively lower the IQ of those who consume it. I also think we should give the product a catchy name -- something like 'Cheetos' -- :popcorn:
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You've got to remember, though, to the DUmmies someone that makes $150,000 a year is rich and needs to hand most of that to Uncle Sam to support the poor and public employees. They can get by just fine on the $40,000 the DUmmies will let them keep. (BTW, have you noticed the increase in articles in British papers that decry the fact that non-working families with several kids make so much money that working families have been forced to limit children to 1 in many cases so they can afford their taxes?) :rotf: :rotf:
My dear, any family of 2-3 that brings in $150,000 is indeed rich ---TO ME.
So how do they make that money, they freaking WORK for it, save their money and watch their Penny's so the dollars will keep coming in.
They work to keep their standard of living intact, not just for today but tomorrow.
So who cannot live on less then $12,000 a month???? I have been doing the math and I find that if one person cannot work that brings the income down to $6,000 a month or $72. 000 a year. or ,1.500 a week.-----This is not RICH LIFESTYLE.
Big loss if one has a $3,000 a month mortgage, costs of car payments, perhaps a monthly payment on a boat and credit cards.
All is relative, some who make $ 40.000 a year and live a Spartan life style, no cruses or brand new Autos, can live a better and fuller life then those that make twice or three times their salary.
Common sense here , it really amazes me the Asians that can hardly speak English, work 3 jobs and move in 4 relatives to help with the bills are in fact living the American dream. They can soon afford to buy homes, and raise their children among family that will help them learn 2-3 different languages. They wait for sales for clothing seldom pay full price for anything. Their food bills are by their diet around $300 a month for a family of 5-6, beans, rice ,some greens and fish and hot peppers.
Lousy life most think, but the males take the kids fishing every chance they get and will eat the river crabs that we just throw over board.
No lavish trips, the kids are taken on hiking trails and museums, Art gallery's all learning experiences for the whole family.
So I ask how these Asians can afford to fly home to visit family in Asia every 5 years. Simple they put priority's in front of instant pleasure.
Cost to fly to Indonesia and back ---all told when all expenses paid for a 2-4 week visit about $10,000 for just 2 people never mind a family of 5-6.
We Americans are still in the child mode, we expect someone else a parent or the Government to bail us out of any mistakes we make. We screw up big time and then beg our Father in heaven to come to our rescue.
We must take charge pf our priority's in this country, can we survive without a $300.000 house, can we actually drive a auto that costs $15,000 Do we really need to spend $200.00 a week on a fine dining experience. Can we live wearing off brand clothing and $50.00 shoes??
Kids want, want, and need high tech. devices that cost the earth. So, why not let them work to buy this for themselves??
MY dad not one to mince words once told me when I asked for something expensive can want in one hand and Shit in the other.
I learned that Sympathy was to be found in the dictionary, between Shit and Syphilis,what ever the Hell that was.
We do not become poor unless we make very bad decisions in life. So how is this the fault of family's hanging on by a shoe string that have done anything right ????
If money grows on trees and we have 3 acres of money trees, we have hire people to pick the money like apples off the trees. Then we have to get insurance for any accidents, pay to have the money transported to where ever. It does not matter the value of the money on the trees, it is after expenses , taxes and whatever that in the end may place you a step or two above the red line on the account books.
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Same with low-income housing... MILLIONS come into the local economy because of low-income housing subsidies, PLUS many jobs are created.
Funny Bobo.......the only jobs I've seen "low income housing" create is larger police forces needed to combat the crime. Of course this is just an additional burden on those taxpayers who work, and don't live there........
I suppose one could argue that the usual collection of hookers, pimps, drug dealers, petty thieves, taggers, and assorted scum that inhabit these places "add value to the economy", but frankly, I can live without it.
doc
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Funny Bobo.......the only jobs I've seen "low income housing" create is larger police forces needed to combat the crime. Of course this is just an additional burden on those taxpayers who work, and don't live there........
I suppose one could argue that the usual collection of hookers, pimps, drug dealers, petty thieves, taggers, and assorted scum that inhabit these places "add value to the economy", but frankly, I can live without it.
doc
So liberals came up with the bright idea of "section 8" housing vouchers to spread the crime throughout the city/town/county so as to hide the facts of high crime amongst those kinds of people... and yes, I used the term "those kinds of people".
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So liberals came up with the bright idea of "section 8" housing vouchers to spread the crime throughout the city/town/county so as to hide the facts of high crime amongst those kinds of people... and yes, I used the term "those kinds of people".
Fortunately, the little "bump in the road" the liberals encountered around here is that 99% of landlords won't take Section 8 vouchers........simply too many restrictions on what the landlord can and cannot do with his property. That coupled with the fact that there is no shortage of good prople with jobs wanting to rent quality property, with the housing market such as it is presently.
Our rentals have been completely filled for over three years, with an eighteen-month waiting list. Evil capitalist that I am, I get to pick and choose only the tenants with the best credit ratings, and the lowest property risk.
doc
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Fortunately, the little "bump in the road" the liberals encountered around here is that 99% of landlords won't take Section 8 vouchers........simply too many restrictions on what the landlord can and cannot do with his property. That coupled with the fact that there is nio shortage of good prople with jobs wanting to rent quality property, with the housing market such as it is presently.
Our rentals have been completely filled for over three years, with an eighteen-month waiting list. Evil capitalist that I am, I get to pick and choose only the tenants with the best credit ratings, and the lowest property risk.
doc
Section 8 like all liberal utopian fantasies also raises the rents on those that actually pay them. That pesky supply and demand law that liberals refuse to accept.
I once has a debate with a well educated leftist about supply and demand which they were sure was complete BS. I likened to First Law of Thermodynamics, Conservation of Energy. Their response was "But what if you could repeal that law." This is how these people think.
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My dear, any family of 2-3 that brings in $150,000 is indeed rich ---TO ME.
Yeah, that's more than I'll ever see, too. However, the DUmmies talk about the rich as though they all made mega-millions every year, but they really mean anyone that has a little more than they have. They can't see the connection between raising the taxes and healthcare costs on small businesses and the unemployment rate. In their eyes, every single job comes from some huge corporation with millions in their bank account, but the reality is that the small business owner working 14 to 16 hours a day and earning between $150,000 and $250,000 are the ones being hurt by the DUmmies' greed and inability to take care of themselves.
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Geezuz.
Just because the primitives wish something were so, doesn't make it so.
Stupid primitives, the cesspool of intellect.
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My dear, any family of 2-3 that brings in $150,000 is indeed rich ---TO ME.
So how do they make that money, they freaking WORK for it, save their money and watch their Penny's so the dollars will keep coming in.
They work to keep their standard of living intact, not just for today but tomorrow.
So who cannot live on less then $12,000 a month???? I have been doing the math and I find that if one person cannot work that brings the income down to $6,000 a month or $72. 000 a year. or ,1.500 a week.-----This is not RICH LIFESTYLE.
Newsflash, vesta--even $150K ain't that much.
I'll do you one better, let's use $120K/yr. $10K/month. A nice round number, yes?
Now out of that $120K/year, we take the following:
$27K federal taxes
$6600 in SS taxes
$1800 in Medicare taxes
For a total of $35,400--just to the federal government. Which leaves us with $84,600.
Now the state gets to take it's piece of the pie. Lucky me, living in New Hampshire. No state income tax. But were I still in California, that income would mean I'd be scratching out a check to the tune of $9200. Oh, and CA also takes out unemployment insurance AND workman's comp on top of that. Isn't liberalism wonderful? Maine would be even worse--nearly $9300. Massachusetts would be $5900.
But we haven't even gotten to sales taxes, property taxes, vehicle taxes, etc. yet.
But just for shits and giggles, let's just stick with NH property taxes--oh, $6000 per year oughta do.
So now we're down to $78,600. Whoops--vehicle taxes. Make that $78,000 even.
That's $6500 a month, in case you were keeping score at home, kids. Over 1/3 gone before you even get to see it. Well, that's not entirely true--then you have little things like INSURANCE, medical, dental, HCRA contribution, union dues, etc., that takes about another $3600 a year.
Oh, and let's not forget savings! Taxpayers aren't paying MY retirement, I gotta put aside for my golden years by myself! There's another $12K a year. So now we're down to $62,400 a year, or about $5400 a month.
To make a house payment. $1800/mo
And heat the house. And electricity, and water, and sewer. $400/mo
And vehicle, maintenance, insurance, gas, tolls. $1000/mo
And maintain the house. $200/mo
And food. $300/mo
And phone, cable, etc... $200/mo
And credit cards, including ex-wife's (the bitch) $1000/mo
And mother in the nursing home $400/mo
Doesn't leave a whole ****ing lot left over to play with, now does it?
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The official definition of 'rich' according to the Obama administration are those that make over 250K a year. Those who earn that much are the same people who start small businesses - those you call 'the middle class'.
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Fortunately, the little "bump in the road" the liberals encountered around here is that 99% of landlords won't take Section 8 vouchers
99% where you live, TVDOC? I'd say it's somewhat lower than that around here, but I won't touch section 8 with a million mile pole. The only "multiplier effect" to a local economy would be for repair and maintenance guys to come by and fix all the dreadful damage that inevitably occurs when someone doesn't have a stake in something.
Plus, there is the "those kind of people" factor. I'm not talking about color of skin, I'm talking about content of character.
When we have a vacancy, we go through the biggest collection of yahoos and trash that you've ever seen. If I need to chase one away, I good-naturedly mention that we have a ghost, of course. :whistling:
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lumberjack_jeff Donating Member (1000+ posts) Sat Feb-26-11 01:36 PM
Response to Original message
1. Spending creates jobs.
When I buy a car, I am actually hiring someone to assemble it for me, someone to design it for me and managers and bookkeepers to to handle the transaction, manage the work and aggregate customers to enable efficient production.
WRONG! One of those "evil" rich people or corporations paid for for the materials and labor to have the vehicle manufactured. At that point, it was an investment. Your stupid ass only comes in after the fact to make their investment pay off.
The lack of business sense with you DUmmies is amazing. Go sit in the corner, Jeff.
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Hummmmmmm maybe we've found the value of Potato.
$1.84 = Potato???
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EC Donating Member (1000+ posts) Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list Sat Feb-26-11 01:27 PM
Original message
...Every time someone says to me that it's the rich that creates jobs I'm going to say, " No they don't...the middle-class does."
Okay, but you believe Barack Obama isn't hiding anything on his birth certificate and rides a magic Skittles-shitting flying unicorn, so WTF do you know?
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So if the Govt. would just put everyone on unemployment and give them food stamps we could get the economy booming in no time?
Where do they get this from?
Not to mention for every dollar sent to DC, 50¢ is lost into bureaucracy! So I guess by their thinkin', we're triplin' our tax money when they decide to release it back to us.
They are tryin' to say that the cost of goods is not included in the price. They are sayin' if ya buy a loaf of bread, you thereby have to figure in the Store, the trucker, the bakery, the farmer, etc, etc, etc...... Problem is, it's already figured in the price. Ya don't get to "add" extra shit in after it's already there, DUmbasses!
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Newsflash, vesta--even $150K ain't that much.
I'll do you one better, let's use $120K/yr. $10K/month. A nice round number, yes?
Now out of that $120K/year, we take the following:
$27K federal taxes
$6600 in SS taxes
$1800 in Medicare taxes
For a total of $35,400--just to the federal government. Which leaves us with $84,600.
Now the state gets to take it's piece of the pie. Lucky me, living in New Hampshire. No state income tax. But were I still in California, that income would mean I'd be scratching out a check to the tune of $9200. Oh, and CA also takes out unemployment insurance AND workman's comp on top of that. Isn't liberalism wonderful? Maine would be even worse--nearly $9300. Massachusetts would be $5900.
But we haven't even gotten to sales taxes, property taxes, vehicle taxes, etc. yet.
But just for shits and giggles, let's just stick with NH property taxes--oh, $6000 per year oughta do.
So now we're down to $78,600. Whoops--vehicle taxes. Make that $78,000 even.
That's $6500 a month, in case you were keeping score at home, kids. Over 1/3 gone before you even get to see it. Well, that's not entirely true--then you have little things like INSURANCE, medical, dental, HCRA contribution, union dues, etc., that takes about another $3600 a year.
Oh, and let's not forget savings! Taxpayers aren't paying MY retirement, I gotta put aside for my golden years by myself! There's another $12K a year. So now we're down to $62,400 a year, or about $5400 a month.
To make a house payment. $1800/mo
And heat the house. And electricity, and water, and sewer. $400/mo
And vehicle, maintenance, insurance, gas, tolls. $1000/mo
And maintain the house. $200/mo
And food. $300/mo
And phone, cable, etc... $200/mo
And credit cards, including ex-wife's (the bitch) $1000/mo
And mother in the nursing home $400/mo
Doesn't leave a whole ****ing lot left over to play with, now does it?
SPARKY-----now you have broken my heart darn you.
Here I thought I was rich, I am warm in the winter and cool in the summer. I have plenty of food , rice, beans some meat and veges, a phone, TV cable and my sewing machine. We can afford to own pets, their food and Vet. bills, a public library, fire department, police protection, running water hot and cold a washer and dryer, 2 Kayaks for fishing or just some quiet time on the water.
We are down to a one salary house hold as I am still waiting to get old enough for SS.---Taxes will be interesting this year as my loss of half the income will place us in a different category and we should get twice the amount of our return as usual.
For us we are living the high life for now, we know in a few years we will have to sell our home and life will have some Big problems for us.
But for now we feel rich, Really, what more can I ask for in life.?? Our library has free tickets to the museums in Boston, art gallery's, and even expos in the area. P- town has the PARK in the summer with donations excepted to attend any production all summer long. Winters the theaters with live shows at cut rate for us as seniors, over the age of 50 and the University down the road has live sports from ice hockey to gymnastics.
We found that our local hospital has some of the best food in the area , we can go in to the Caff. at supper time and get a meal from soup to nuts for around $4.00 each. They even have take out for lunch time and people that work in that area can call in a lunch time order and bring it back to work.
Just what does it take to make someone feel wealthy when they bring in $25-30,000 a year for 2 to live on.
Sparky I have never felt as blessed as I do now that I have adjusted to searching for ways to still live high of the hog with little money put down.
One has to learn how to make due with what they have and be greatfull for every good find.
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Fine--**** it. I quit. Someone else can make up the $50K+ in taxes I pay every year. I can file bankruptcy and walk away from my bills.
Except I can't. I'm not wired like that. I wasn't raised that way. You know--RESPONSIBILITY and shit like that.
Hey, I'd love a cheap ****ing lunch, but I brown bag it because I can't leave WORK. You know, that thing most of us do to put OUR OWN food on our tables, clothes on our backs, etc.
I'm not one to live off the labor of others, vesta. Not my style, never has been, never will be. Free? Not a word in my book.
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EC Donating Member (1000+ posts) Sat Feb-26-11 01:27 PM
Original message
We've got to stop the myth of "the rich are the ones that create jobs" It's not true, they profit more from cutting jobs, acquiring other small businesses and shutting them down. It's the middle class that creates jobs. They are the ones that create small businesses. That's why there are no jobs, the middle class can't get loans and besides that, there are no customers - no demand -because the ones who would make the demand can't get loans either. Every time someone says to me that it's the rich that creates jobs I'm going to say, " No they don't...the middle-class does."
Thanks for that DUmmie. I needed a laugh today and you made me laugh with the stupidity in that post. :rotf:
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EC Donating Member (1000+ posts) Sat Feb-26-11 01:27 PM
Original message
We've got to stop the myth of "the rich are the ones that create jobs"
Bobbolink is taking applications.
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Bobbolink is taking applications.
No kiddin'! I'll bet she can haul three worthless sum bitches around all day in the Bobo Mobile with a sign that says, "I work for Bobo the Hobo, give me yer money"! We'll all be rich in no time!
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Fine--**** it. I quit. Someone else can make up the $50K+ in taxes I pay every year. I can file bankruptcy and walk away from my bills.
Except I can't. I'm not wired like that. I wasn't raised that way. You know--RESPONSIBILITY and shit like that.
Hey, I'd love a cheap ****ing lunch, but I brown bag it because I can't leave WORK. You know, that thing most of us do to put OUR OWN food on our tables, clothes on our backs, etc.
I'm not one to live off the labor of others, vesta. Not my style, never has been, never will be. Free? Not a word in my book.
Sparky, My point is that one does not have to be wealthy to be RICH. Or vice verse.
Work time Combined with my husbands is over 90 years of paying taxes giving to charity raising 4 kids--on my side-- and helping out family when they needed it. We have weathered the storm of life---in the early 2000's we each lost over $150,00 from our 401k plan, years of toil to see it vanish. But at no time did we feel poor or downtrodden, we just went on to work and started saving over again--not easy to do after 50 years of age.
We listened to Mothers chant on Save your money for your old age and never buy on credit unless you can pay it all back with cash next week.
So just once did we buy a new car for $9,000 a KIA , still have it with 50,000 miles on it.---Its a 2001 and in perfect condition. We bought the Jeep a 2000 repo with 18,000 miles and paid them both off by working over time and doubling and tripling our monthly payments.
We planed on how to survive in case one of us could not work due to death, layoff, or disability. Never did we expect I would become totally disabled within 15 years but it worked out well so far.
We do take advantage of our AARP , an AAA discount cards in the summer, it is not like these cards are FREE. Yearly dues have to be paid.
Yes we are thrifty, and look for the best deal we can find for entertainment. Twice a year the town library has a book sale and boxes and boxes are FREE. We coupon and buy one get one FREE. We attend town party's and get a day of entertainment FREE. We check out any and all exhibits for the day attendance is FREE. When Seniors off -1/4 the price, yes we take them every chance we get. Local paper has coupons for restaurants we have never gone to before that advertise buy one meal get the other one FREE.
When a book signing comes to town with someone like Stephen King and public attendance is Free, I am the first in line to head out to hear what old Stephen has to say.
You Sparky make it sound like it is a sin to accept any and all offers for anything Free.
All the sad people that lost their homes because they were over their heads in debt they knew they could not afford, still bought Autos with a $500.00 a month bill. Took their kids to 3 Flags etc. and spent $300.00 for one day to go nuts.----IDIOTS. With FREE tickets from the library and free parking a day at the Boston Science Museum for kids, will give them something to think about and no one throws up after a ride.
Nothing wrong with shopping for a new suit when the advertisers say---buy one get another one FREE. Tailoring included.
Instead of griping about taxes and people getting something FREE, how about YOU making a game of it, clip coupons, shop the sales, take a date to a FREE chowder festival. Buy pet food on sale, buy one get one FREE.
Take your savings and put it in a gallon jug, empty your pockets of change every night and put all over time money in that JUG. Every couple of months empty out the Jug and put the money in a separate savings account. You can forgo eating out 2 nights a week, figure out the total cost for the meal + tip and stash that money in the jug.
The biggest problem we as Americans have is the ease we let our hard earned money slip away due to impulse buying and --OH< I just have to have that new gizmo's advertised on TV.
Sparky you must have a lovely home to be taxes of $5,000 on it a year. Think about what the taxes will be in 5-7 years from now.
There is nothing immoral about taking advantage of any money saving thing that comes your way. Go on a savings bender, take 2 months to go freaky with how much you can save, Free or discount. Learn to barter and trade, someone could use your old lawnmower, what do they have to trade for it.
Think of me as your mother telling you how to survive. You are not getting younger Cup Cake, time to take controll of your finances as we never know what will happen tomorrow.---Now go wash your hands and face, brush your teeth and go to bed.
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You Sparky make it sound like it is a sin to accept any and all offers for anything Free.
NOTHING in life is free. Nothing. Someone has to pay.
Sparky you must have a lovely home to be taxes of $5,000 on it a year. Think about what the taxes will be in 5-7 years from now.
Which makes it all the more galling--it's not that fancy. It's basically an average home. I shudder to think of what the taxes would be on it in a state like CA, especially if there were a chunk of land involved. Oh, and it's the freeloaders and looters who want to impose a general sales or income tax ON TOP OF THIS SHIT because THEY don't want to pay their way.
There is nothing immoral about taking advantage of any money saving thing that comes your way.
Except when it comes at the expense of someone else's labor.
Think of me as your mother telling you how to survive.
If you were my mother I'd be suck-starting a shotgun right about now.
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NOTHING in life is free. Nothing. Someone has to pay.
Which makes it all the more galling--it's not that fancy. It's basically an average home. I shudder to think of what the taxes would be on it in a state like CA, especially if there were a chunk of land involved. Oh, and it's the freeloaders and looters who want to impose a general sales or income tax ON TOP OF THIS SHIT because THEY don't want to pay their way.
Except when it comes at the expense of someone else's labor.
If you were my mother I'd be suck-starting a shotgun right about now.
Damn Sparky you silver tonged nuke. I just love it when you insult me, makes my fanny quiver.
Anyway, I see where you are coming from in a way, unfortunately it is the laws that intice people to file bankruptcy, I cannot believe just how easy it is for some people to just walk off from their debts.--i have only known 2 people in my life [that I know of ] that went that rout and I cannot understand their reasoning. Both had good paying jobs and could have paid their bills but the old credit card factor came up and it was like they went hog wild, everything had to be the most expensive didn't matter if something less expensive and perhaps better came along, they wanted the best, meaning most expensive.
My gripe is the people that KNOW they cannot afford something and put everything the own in others names, cars, boats ,travel trailers, all in mom or dads name. As the credit cards begin to become a horrid problem say $20,000 or more they begin to hide their jewelery, everything bought on a card that is not clothing.
They put in false police reports as to my stuff was stolen, and collect on homeowners insurance. Not so long ago I had a coworker ask me if I would STORE her $1,500 Knitting machine. I was very upset that she would think I would be willing to be part of her illegal and immoral scheme.
Quite a racket and it was their own family's that helped them --great example for the kids don't you think.
So creditors come to try to recoup their losses and find the people living in a expensive apartment with nothing of value, they own nothing but good will furniture as their Leather and teak wood furnishings are in storage owned by their Aunt Nelly.
7 years later they now get their credit back and ----by the way this one worker that I spoke of tells me that within 3 months of the final for bankrupts the credit card CO. were begging her to get one from them as they knew she could not file bankrupt again for a number of years.
A scam on all sides, the card company's that deduct from their taxes when not paid, the bankrupts courts and lawyers, ----one hell of a mess.
As long as they work and pay their parents the money for the car, truck, boat notes they have it made in the shade.
I have no problem with family's that due to health problems or layoffs asking for and receiving assistance, some time shit happens.
Say Sparky, we have a friend in common that is looking for a man, HMMMMMMMMM
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Damn Sparky you silver tonged nuke. I just love it when you insult me, makes my fanny quiver.
Anyway, I see where you are coming from in a way, unfortunately it is the laws that intice people to file bankruptcy, I cannot believe just how easy it is for some people to just walk off from their debts.--i have only known 2 people in my life [that I know of ] that went that rout and I cannot understand their reasoning. Both had good paying jobs and could have paid their bills but the old credit card factor came up and it was like they went hog wild, everything had to be the most expensive didn't matter if something less expensive and perhaps better came along, they wanted the best, meaning most expensive.
My gripe is the people that KNOW they cannot afford something and put everything the own in others names, cars, boats ,travel trailers, all in mom or dads name. As the credit cards begin to become a horrid problem say $20,000 or more they begin to hide their jewelery, everything bought on a card that is not clothing.
They put in false police reports as to my stuff was stolen, and collect on homeowners insurance. Not so long ago I had a coworker ask me if I would STORE her $1,500 Knitting machine. I was very upset that she would think I would be willing to be part of her illegal and immoral scheme.
Quite a racket and it was their own family's that helped them --great example for the kids don't you think.
So creditors come to try to recoup their losses and find the people living in a expensive apartment with nothing of value, they own nothing but good will furniture as their Leather and teak wood furnishings are in storage owned by their Aunt Nelly.
7 years later they now get their credit back and ----by the way this one worker that I spoke of tells me that within 3 months of the final for bankrupts the credit card CO. were begging her to get one from them as they knew she could not file bankrupt again for a number of years.
A scam on all sides, the card company's that deduct from their taxes when not paid, the bankrupts courts and lawyers, ----one hell of a mess.
As long as they work and pay their parents the money for the car, truck, boat notes they have it made in the shade.
I have no problem with family's that due to health problems or layoffs asking for and receiving assistance, some time shit happens.
Say Sparky, we have a friend in common that is looking for a man, HMMMMMMMMM
Sparky bad, Vesta good!
See that?!?!
I stated the same in four words that which you required 25 paragraphs and 1,000+ words to do the same.
Bandwidth pig...
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Sparky bad, Vesta good!
See that?!?!
I stated the same in four words that which you required 25 paragraphs and 1,000+ words to do the same.
Bandwidth pig...
Now, now, don't be discouraging Vesta. We all read every word! snicker!
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Now, now, don't be discouraging Vesta. We all read every word! snicker!
Yeah...and I hit my Dr. up for a Vasectomy every week `cause it feels sooo good! :-)
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Sparky- "If you were my mother I'd be suck-starting a shotgun right about now".
ROFLMAO! :rotf:
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Watch out Sparky, sounds like you're gettin' her all warm and fluttery inside!
:rotf:
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Watch out Sparky, sounds like you're gettin' her all warm and fluttery inside!
:rotf:
Okay, damn it, that's goin' a little far! hehehehehe!