The Conservative Cave
Current Events => The DUmpster => Topic started by: BannedFromDU on September 26, 2015, 12:08:27 AM
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Liberty Belle (6,825 posts)
My hellacious health care nightmare -- Obamacare has ruined me
I supported it until now but no longer.
Before I had very good private healthcare, not perfect, but decent. When Obamacare came along my healthcare provider pulled out of California. I priced other private insurance and they were all at least $200 more, some $400 more for care that was no better. I wound up with a Covered CA Blue Shield Silver PPO at the price-gouging rate of $650 that was a huge strain on our budget.
Then my husband lost his job.
He had 2 months severance pay but lost his insurance after 2 weeks. He couldn't get onto Covered CA so bought a COBRA plan. That apparently disqualified him from Covered CA for the rest of the year! He is also paying $650 a month. So together, with our only income unemployment we are paying 75% of our entire houeshold income on healthcare! We are earning just slightly over what it takes to qualify for Medicare, so that's ot an option plus in our area no providers are even taking Medicare due to low reimbursements. They say we can't get off of it or onto anything more affordable until January by which time we could lose our house.
It gets worse. On Wednesday I was in a catastrophic car crash. A truck pulled out in front of me and I slammed into it at 40 mph. My car is totaled. I can't get enough to afford anything else that's worth driving. I am hurt. I was taken by ambulance to a hospital not covered under insurance. I have a terrible plan under Covered CA and just found out its even worse than I thought. Today, still feeling terrible with sharp shooting neck pain and vision blurring, I went to the doc on my plan. They said if I want to see an orthopedic specialist I would have to drive an hour away, through heavy traffic! This is insane. I live in a major city just 5 minutes from a good hospital with great orthopedic doctors. I am in too much pain to go so far. This happened when my husband and kids were all out of town. But even if iI had a driver the pain is too much to even ride as a passenger and sit up that long.
I asked to change plans to a plan that would cover the closest hospital and orthopedic doctors. I was told I can't until January. I then said what if I refuse to pay the Covered CA and cancel the policy...can I go buy private healthcare to at least get the emergency care I need right now? They said you can't even buy private insurance now except during the Covered CA open enrollment period!
How can this be happening in America? In California? If anyone here has any connections to the Obama administration, someone in the federal healthcare offices, or someone high enough up in CA to help please, please let me know. I did complain to my Assemblymember, a caring Dem who headed the healthcare committee in CA, before my accident and her aid said there is nothing they can do because the laws that are giving us trouble are all federal.
It's not the Republicans that screwed me over, it's the DEMOCRATS by taking away my good healthcare and sticking me with a piece of shit policy that's not worth the paper its written on. So I'm paying $650 a month for a plan I've never even used for anything significant and when I slam into a truck and injure my neck, I can't even get care!
Maybe you should confront the Republicans who voted for 0bumblescare. Oh, wait. (http://www.democraticunderground.com/10027204751)
Hey, DUmmy? Here's a pic of the man who promised none of that shit would happen to you:
(http://i.imgur.com/nXoXugo.png)
Maybe you won't own a new car, but you can :ownit:
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Other DUmbasses ask her about the other drivers insurance and she says that she will have to wait on that.
Why do I suspect that the other driver was an illegal driving without insurance and she doesn`t want to admit that?
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Other DUmbasses ask her about the other drivers insurance and she says that she will have to wait on that.
Why do I suspect that the other driver was an illegal driving without insurance and she doesn`t want to admit that?
And I'll add that the DUmmy was probably driving without car insurance herself, so she didn't have medical payment/PIP.
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How can this be happening in America? In California? If anyone here has any connections to the Obama administration, someone in the federal healthcare offices, or someone high enough up in CA to help please, please let me know.
"Does Comrade Obama know of this?"
(http://nation.foxnews.com/sites/nation.foxnews.com/files/styles/story_624_300/public/jl3_laugh.gif)
It's not the Republicans that screwed me over, it's the DEMOCRATS by taking away my good healthcare and sticking me with a piece of shit policy that's not worth the paper its written on.
A brief flicker of awareness. A gale force wind of DUmmitude should soon snuff it out.
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A-Googling I will go, a-Googling I will go ...
Based on her comment, "... my Assemblymember, a caring Dem who headed the healthcare committee in CA ...", her Assembly member is Rob Bonta (http://asmdc.org/members/a18/district/district-map), and she lives in the Oakland-Alameda-San Leandro area. Bonta looks greasier than the worst stereotype-conformant used car salesman; if he got any greasier you could fry your AM eggs in the excess that dripped off him!
Semi-socialist programs like Oh-Bummer!-Care don't spread the wealth, they spread the misery, dragging everyone down into an egalitarian economic sewer.
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"Does Comrade Obama know of this?"
Yeah, and he don't give a damn.....kill another 5,000 in every district.
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Question:
Response to Liberty Belle (Original post)
Sat Sep 26, 2015, 01:03 AM
Star Member VMA131Marine (72 posts)
4. First thing I would do is find a lawyer who will help you sue the truck driver who pulled out in front of you. That driver's insurance should cover any medical cost you have that are associated with the collision.
Answer:
Response to VMA131Marine (Reply #4)
Sat Sep 26, 2015, 01:21 AM
Liberty Belle (6,834 posts)
18. I may have to eventually
Right now my focus has to be on healing and making sure any/all injuries are diagnosed.
I'm exhausted, just wanted to sleep but spent most of the day dealing with all the hassles. Another of which was the tow company trying to make me come get all my stuff out of my car when it was declared totaled before it's hauled off, crushed andmelted. Lots of calls to get that mess straightened out too....They didn't even want to let me wait until my hubby got back in from out of town even though I can't lift anything.
Once i'm healed up (hopefully eventually) then I'll need to see if the other side is willing to make a reasonable offer. If they won't, it will be off to talk to an attorney. I do have a lawyer in the family though he's not a personal injury specialist.
It was not so hard before because I had savings, but that's long gone.
Conclusion:
DUmmy Liberty Belle was the casue of the accident
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It's not the Republicans that screwed me over, it's the DEMOCRATS by taking away my good healthcare and sticking me with a piece of shit policy that's not worth the paper its written on.
What utter nonsense! Why, the Great Lord Obama himself said, "If you like your insurance, you can keep your insurance."
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I'm exhausted, just wanted to sleep but spent most of the day dealing with all the hassles. Another of which was the tow company trying to make me come get all my stuff out of my car when it was declared totaled before it's hauled off, crushed andmelted. Lots of calls to get that mess straightened out too....They didn't even want to let me wait until my hubby got back in from out of town even though I can't lift anything.
Dunno about fault in the accident, but I guess she hasn't given thought to how the tow company operates. Like a grocery or department where shelf space is $$, for the towing company lot space is $$. And they may also have been saving her $$ by trying to get her wreck off their lot as quickly as possible.
That said, what would have happened had the towing company just sent her wreck off to the crusher with her belongings inside. She would have been suing them, claiming that her crushed belongings included an iPad, an iPhone 6 Plus, a top-end Apple laptop, two Rolexes bought from Rolex Randy ... I wonder ... is she lamenting the hassle? ... or the lost lawsuit opportunity?
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DUmmy Liberty Belle was the casue of the accident
You know it. If the truck driver was at fault, the DUmmy would be doing the Old Prospector Dance and singing "Pennies from Heaven".
(http://www.cinemablend.com/images/sections/52692/_1361198876.gif)
[youtube]http://www.youtube.com/watch?v=JxVXNWdHDq8[/youtube]
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You know it. If the truck driver was at fault, the DUmmy would be doing the Old Prospector Dance and singing "Pennies from Heaven".
(http://www.cinemablend.com/images/sections/52692/_1361198876.gif)
[youtube]http://www.youtube.com/watch?v=JxVXNWdHDq8[/youtube]
And the truck would have had Bush/Cheney stickers all over it, and the cops would have shown up and would have given the freeper scum racist misogynist truck driver a real nice blanket party.
She was probably given a book full of tickets for causing an accident, failing to yield right of way, texting while driving, and everything else. She's ****ed and she knows it...0dumbocare is the least of her worries.
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I too was wondering if comrade owebuma knew about this.
But I can rest easy knowing Big Dog is already on the case.
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Yeah, and he don't give a damn.....kill another 5,000 in every district.
Who knows, some of them might be republicans voters. Dems win! /sarc
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A-Googling I will go, a-Googling I will go ...
Based on her comment, "... my Assemblymember, a caring Dem who headed the healthcare committee in CA ...", her Assembly member is Rob Bonta (http://asmdc.org/members/a18/district/district-map), and she lives in the Oakland-Alameda-San Leandro area. Bonta looks greasier than the worst stereotype-conformant used car salesman; if he got any greasier you could fry your AM eggs in the excess that dripped off him!
Semi-socialist programs like Oh-Bummer!-Care don't spread the wealth, they spread the misery, dragging everyone down into an egalitarian economic sewer.
DUmmy Liberty Belle is a San Diegan, she is the owner of http://www.eastcountymagazine.org/.
Response to Liberty Belle (Original post)
Codeine (15,069 posts) Sat Sep 26, 2015, 11:49 AM
58. You also once claimed electricity was "leaking"
from the ground near wind turbines and hurting coyotes, forcing them to climb trees to escape the pain. The same electricity was also causing a cancer cluster according to your posts.
You are an unreliable narrator. Insurance doesn't work that way in California.
Hehe, screaming tree coyotes!
Response to maddezmom (Reply #97)
Sun May 19, 2013, 08:43 PM
Liberty Belle (6,834 posts)
147. They CAN cause cancer but not from the noise - from the stray voltage. 1,000 times normal
at homes in our area here that are closest to the turbines and to the substations at these projects. The voltage also disrupts pacemakers and can cause heart arrhythmias.
The infrasound, that you don't hear, same thing that damages whales hearing and makes the poor things beach, can cause ear pain, headaches, dizziness, ringing in the ears and other problems in humans. Why are you even skeptical of this? It is well documented in animals. nd the animals here are acting tormented since turbines went in - we have multiple reports in Boulevard and Campo of coyotes climbing trees and screaming in pain. Animals that don't want to have their paws on the ground due to the voltage coming up. You can feel it in places if you walk there. In Campo a woman on a cell phone had a blue arc flash across the room. It is so dangerous people can't even use certain electronic equipment. This is from the wind turbines and powerlines hooked up to them. There are reports by scientific experts who took the measurements and have provided it to medical experts studying the people living there.
how can anyone say that's okay to do to people and that we should allow these companies to build more without cleaning up the mess they have made? STray voltage should not be coming up in people's houses at 1,000 times normal. Blades should not go falling off turbines. Infrasound should not be allowed at levels high enough to cause pain to humans or animals. Our photographer lives a half mile from Ocotillo's turbines. His dog can't stand to go outside anymore and when it's windy the poor animal runs into the house and dives under the bed whimpering; the ultrasound from the turbines is clearly hurting his ears.
http://www.democraticunderground.com/10022859950#post147
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She's in so much pain she can't do this or that, but she's sitting by her thread hitting refresh every 10 seconds so she can shoot down any suggestion. Thanks for the heartwarming story.
Response to Liberty Belle (Original post)
Sat Sep 26, 2015, 11:49 AM
Codeine (15,069 posts)
58. You also once claimed electricity was "leaking"
from the ground near wind turbines and hurting coyotes, forcing them to climb trees to escape the pain. The same electricity was also causing a cancer cluster according to your posts.
You are an unreliable narrator. Insurance doesn't work that way in California.
Then she went away.
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She's in so much pain she can't do this or that, but she's sitting by her thread hitting refresh every 10 seconds so she can shoot down any suggestion. Thanks for the heartwarming story.
Then she went away.
She has to be on a first-name basis with Nads. Maybe she can put on a powder wig and they can do a Ben Franklin / George Washington themed lesbian dogpile show in TJ.
I admit, it's a little high concept.
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She has to be on a first-name basis with Nads. Maybe she can put on a powder wig and they can do a Ben Franklin / George Washington themed lesbian dogpile show in TJ.
I admit, it's a little high concept.
Here is a picture of them together: http://www.eastcountymagazine.org/ecm-wins-10-spj-awards-online-news-and-radio-show The guys with the crazy eyes may be Mr. nads.
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Here is a picture of them together: http://www.eastcountymagazine.org/ecm-wins-10-spj-awards-online-news-and-radio-show The guys with the crazy eyes may be Mr. nads.
That was damned considerate of gNads, bringing the Good Rig to the awards dinner. That poor, overworked camera never gets to have any fun.
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What a fruitcake! Power generation facilities are "grounded" to the Earth, literally, and with extremely high currents there can be voltage on ground, but wind turbines just don't develop that much power. I think government should unplug the subsidy cord and give utilities the right to buy power based solely on the price per unit (i.e. no mandated percentages of "renewable" power), but that's basic economics, not this sort of pseudo-scientific fruitcakery.
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What a fruitcake! Power generation facilities are "grounded" to the Earth, literally, and with extremely high currents there can be voltage on ground, but wind turbines just don't develop that much power. I think government should unplug the subsidy cord and give utilities the right to buy power based solely on the price per unit (i.e. no mandated percentages of "renewable" power), but that's basic economics, not this sort of pseudo-scientific fruitcakery.
The dummie wants renewable power... just not in her back yard. Typical lib.
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Aftr posting all of her personal information at the DUmp, DUmmy Liberty Belle is suddenly concerned that people know her real identity.
Response to Rex (Reply #69)
Sat Sep 26, 2015, 10:37 PM
Liberty Belle (6,858 posts)
119. Nonprofit, no income, volunteering to run the magazine
currently due to lack of grants at the moment. But it violates my privacy for someone to post that because it identifies me by name on the site and violates HIPPA medical privacy so I have asked the moderator to remove that post and all responses that reference that.
Response to Liberty Belle (Reply #119)
Sat Sep 26, 2015, 10:46 PM
Star Member tammywammy (21,336 posts)
124. You've posted that your the editor yourself on here, including your name
http://www.democraticunderground.com/10024124629#post112
I fail to see how this could be construed as a HIPAA violation.
Edited to add: there are no mods to remove posts. You would need to contact the admins.
Response to tammywammy (Reply #124)
Sat Sep 26, 2015, 10:55 PM
Star Member zappaman (17,455 posts)
129. I'm confused.
Someone who has posted the name of their paper AND their real name is upset someone else mentioned the paper?
Response to Rex (Reply #69)
Sat Sep 26, 2015, 11:15 PM
Liberty Belle (6,858 posts)
136. I asked the moderator to hide the post above
that mentioned a NONPROFIT where I VOLUNTEER (I am not paid currently and only have gotten expenses reimbursed the last few months. The nonprofit lost a major long-time donor and our rent got jacked up, and I took the hit rather than let others in even more need lose their meager writing incomes including one with cancer.
To others here, it is a violation of HIPPA laws in a thread discussion my personal medical condition to identify me by name or link to the website where I am a volunteer editor. Thanks for respecting my medical privacy rights.
:whatever:
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DUmmy Liberty Belle is a San Diegan, she is the owner of http://www.eastcountymagazine.org/.
Weird! I realize Prog Alt-Media have a distant and casual - if not a strained - relationship with facts, but Rep. Bonta is the chair of the Assembly Health Committee. One would think that she'd at least get her Assembly-creature's function/title correct.
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The dummie wants renewable power... just not in her back yard. Typical lib.
I generally despise the If You Really Were A ... You'd ... game, but I'll play it back at Libs & Progs who so love to use it.
If LB were really concerned about the environment and wind turbines' impact thereon, she'd be screaming about the vast acreage they require (hilltops and valleys in wild areas) and the further disturbance of nature with the roads and equipment to build, maintain, and operate the things.
Seriously! Why raise a stink about (imaginary?) electrified soil and infrasonic something-or-other when the grossest damage done to the environment by wind turbines and solar farms is the vast acreage they occupy and the wildlife they fry or chop up? Wanna talk about what is done with the silicon panels (or other PV materials) after solar panels are replaced? Wanna talk about the decaying and abandoned wind farm equipment and structures after the fly-by-night operating companies who are unable to do maintenance then go out of business?
Wind turbines and solar panels, in their then present state-of-the-art form, were proven to be horribly uneconomic boondoggles back in the 1970s. Despite some technological advances, they are still far from being economically viable without government subsidies, forced buying programs, or other government manipulations. Why in Hades are the Feds and states dumping God knows how many billions of dollars into wind and solar to demonstrate, AGAIN, the grossly obvious?!!!
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I generally despise the If You Really Were A ... You'd ... game, but I'll play it back at Libs & Progs who so love to use it.
If LB were really concerned about the environment and wind turbines' impact thereon, she'd be screaming about the vast acreage they require (hilltops and valleys in wild areas) and the further disturbance of nature with the roads and equipment to build, maintain, and operate the things.
Seriously! Why raise a stink about (imaginary?) electrified soil and infrasonic something-or-other when the grossest damage done to the environment by wind turbines and solar farms is the vast acreage they occupy and the wildlife they fry or chop up? Wanna talk about what is done with the silicon panels (or other PV materials) after solar panels are replaced? Wanna talk about the decaying and abandoned wind farm equipment and structures after the fly-by-night operating companies who are unable to do maintenance then go out of business?
Wind turbines and solar panels, in their then present state-of-the-art form, were proven to be horribly uneconomic boondoggles back in the 1970s. Despite some technological advances, they are still far from being economically viable without government subsidies, forced buying programs, or other government manipulations. Why in Hades are the Feds and states dumping God knows how many billions of dollars into wind and solar to demonstrate, AGAIN, the grossly obvious?!!!
I bet you thought you would stump me with that question.
Well, in case you didn't know, I'm not TMN !
So the answer to your question is...
So owebuma would have a precept to repay campaign contributors with tax dollars, silly.
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I bet you thought you would stump me with that question.
Well, in case you didn't know, I'm not TMN !
So the answer to your question is...
So owebuma would have a precept to repay campaign contributors with tax dollars, silly.
:hammer: :banghead: Sigh ... yeah, despite working for several years for several government contractors I persist in thinking government will operate rationally and for the benefit of the governed. :banghead: When will I learn?!!! :banghead: :hammer:
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Who knows, some of them might be republicans voters. Dems win! /sarc
Kill republican voters? In California? Surely you jest!
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I am hurt. I was taken by ambulance to a hospital not covered under insurance.
I have never heard of an insurance company that won't pay in an emergency.
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:rofl: OMG! :rofl:
If my DOTY vote wasn't already committed to bravenek to prove how unracist I am, I would seriously vote for Liberty Belle, except my vote might be a violation of her HIPPA privacy rights!
:rotf:
Maybe I could vote her Mole of the Year because that cannot be real!
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To others here, it is a violation of HIPPA laws in a thread discussion my personal medical condition to identify me by name or link to the website where I am a volunteer editor. Thanks for respecting my medical privacy rights.
WTF is this idiot talking about? She started the thread in question for Christ's sake. In any case I doubt HIPPA laws apply on some third rate discussion board full of even bigger idiots.
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DUmbass got locked out of her own thread.
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Worde never spoken by a DUmmie: ".....and it's all my fault."