Companies' cancellation of existing health insurance policies continues

[Carl]

http://www.democraticunderground.com/10023943019

Tue Oct 29, 2013, 11:45 AM

hooverville29 (91 posts)

Companies' cancellation of existing health insurance policies continues
It's now hitting the news more often and the nation will soon be much more widely aware of it. It's the next series of hearings on the Hill, without doubt.

The cancellation of existing policies is spreading around the country, as insurance companies seem to be using ACA as an excuse/reason for cancelling existing policies and offering their former customers a choice -- pay higher premium for new policies or bye-bye.

This isn't Obama-hate and crap like that. This is real stuff actually happening to hundreds of thousands of people (300,000+ in California alone), soon to be millions nationwide. It directly contradicts what the President said about people keeping their existing policies. This has nothing to do with any GOP troublemaking. It's a real event. The White House is going to have to face it and get a handle on where they are on the issue. Again, it's really there.

The twisting in the wind and eating their own is delicious.

Response to hooverville29 (Original post)

Tue Oct 29, 2013, 11:55 AM

Star Member Pretzel_Warrior (4,304 posts)
4. They should say, "oh, those? Not really insurance so it doesn't count"

Most NORMAL RATIONAL people understand that to mean that regular workers on employment based insurance aren't going to be forced onto other plans by Obamacare. And they are not being forced.

MOST people understand that to mean People won't be pushed off of Medicare or Medicaid.

This law helps the eternally stupid by not allowing insurance companies to sell them shitty non insurance.

Sort of leaves the DUmp out of any discussion.

Response to hooverville29 (Reply #26)

Tue Oct 29, 2013, 12:37 PM

Star Member Pretzel_Warrior (4,304 posts)
31. Is it rolled out? No! Not one person has started on insurance through exchanges

People are sheep. They are going off of vague info they are hearing. When people are signed up through 2014 and the other pieces kick in fully, this will be a VERY popular program. Right now, low information people are listening to morons.

Pretzel is so covered in Barry baby batter he looks like a glazed donut.

Response to hooverville29 (Original post)

Tue Oct 29, 2013, 12:04 PM

Star Member sinkingfeeling (29,000 posts)
9. Because the existing policies didn't cover what is required by ACA. Most of

these policies were junk

Response to sinkingfeeling (Reply #9)

Tue Oct 29, 2013, 12:54 PM

ReverendDeuce (1,309 posts)
52. Horseshit...

My policy was exceptionally good for me. I had to use it two years ago for a severe leg injury. I received the best care in the area, complete physical therapy, and made a 100% recovery. My total bills would have been about $80,000. I paid up to my $1,500 deductible and that was it.

My current plan, which ACA kills as of January 1st:

~$150/mo, $1500 deductible, and a 0% co-pay.

My new ACA-approved "recommended plan" is now:

~$240/mo, $3000 deductible, and a 50% co-pay.

But at least I have, as an adult male, maternity and pediatric dental/vision until I am 19, right? Right? RIGHT?!

Gosh,no one responded to this. 

Response to SoCalDem (Reply #12)

Tue Oct 29, 2013, 12:14 PM

Star Member leftstreet (25,187 posts)
13. That probably should have been explained

"If you like your health care plan, you will be able to keep your health care plan. Period. No one will take it away. No matter what." Barack Obama June 2009

How hard would it have been to say that if your plan met the new requirements, you could keep it?

Response to Pretzel_Warrior (Reply #16)

Tue Oct 29, 2013, 12:22 PM

Star Member leftstreet (25,187 posts)
18. He did it to himself

“If somebody has insurance they like, they should be able to keep that insurance. If they have a doctor that they like, they should be able to keep their doctor.” Barack Obama, YouTube, March 6, 2009

“The plans you are discussing embody my core belief that Americans should have better choices for health insurance, building on the principle that if they like the coverage they have now, they can keep it, …” Barack Obama, Letter to Senate Democrat Leaders, June 2, 2009

“Americans must have the freedom to keep whatever doctor and health care plan they have…” Barack Obama, Remarks on Health Care, Washington, D.C., June 11, 2009

“No matter how we reform health care, we will keep this promise: If you like your doctor, you will be able to keep your doctor. Period. If you like your health care plan, you will be able to keep your health care plan. Period. No one will take it away. No matter what. My view is that health care reform should be guided by a simple principle: fix what’s broken and build on what works.” Barack Obama, Address to the AMA, June 15, 2009

“There’s no doubt that we have to preserve what’s best in the health care system, and that means allowing Americans who like their doctor and like their health care plan to keep their plan. And that’s going to be a priority for us.” Barack Obama, Remarks at Northern Virginia Community College, Annandale, VA, July 1, 2009

“I know a lot of Americans who are satisfied with their health care right now are wondering what reform would mean for them, so let me be clear: If you like your doctor or health care provider, you can keep them. If you like your health care plan, you can keep that too.” Barack Obama, Remarks on Health Care, Washington, D.C., July 15, 2009

“And that means that no matter how we reform health care, we will keep this promise: If you like your doctor, you will be able to keep your doctor. Period. If you like your health care plan, you will be able to keep your health care plan. Period. No one will take it away. No matter what. My view is that health care reform should be guided by a simple principle: fix what’s broken and build on what works.” Barack Obama, Holmdel, NJ, July 16, 2009

“Those who oppose reform will also tell you that under our plan, you won’t get to choose your doctor, that some bureaucrat will choose for you. That’s also not true. Michelle and I don’t want anyone telling us who our family’s doctor should be, and no one should decide that for you either. Under our proposals, if you like your doctor, you keep your doctor. If you like your current insurance, you keep that insurance. Period. End of story.” Barack Obama, Weekly Address, July 18, 2009

“If you like your health care plan, you can keep your health care plan.” Barack Obama, Town Hall Meeting, August 11, 2009

“No matter what you’ve heard, if you like your doctor or health care plan, you can keep it.” Barack Obama, Weekly Radio Address, August 15, 2009

“If you like your doctor, you’re going to be able to keep your doctor. If you like your plan, keep your plan. I don’t believe we should give government or the insurance companies more control over health care in America. I think it’s time to give you, the American people, more control over your health.” Barack Obama, Speech George Mason University, March 19, 2009

“If you already have health insurance through your job — and because many of you are members of unions, you do — nothing in this plan will require you or your employer to change your coverage or your doctor. Let me repeat: Nothing in this plan will require you to change your coverage or your doctor.” Barack Obama, Address to the AFL-CIO Convention, September 15, 2009

http://www.forbes.com/sites/paulroderickgregory/2013/08/05/airbrushing-away-the-numerous-false-promises-of-obama-care/

Response to leftstreet (Reply #18)

Tue Oct 29, 2013, 12:30 PM

Star Member geek tragedy (32,497 posts)
24. What a shock to see an anti-ACA troll like you posting rightwing screeds against the ACA

Last edited Tue Oct 29, 2013, 12:31 PM USA/ET - Edit history (1)
Here's some other of that author's work:

Response to geek tragedy (Reply #24)

Tue Oct 29, 2013, 12:32 PM

Star Member leftstreet (25,187 posts)
25. Are you confusing me with someone else?

I am, and have always been, opposed to the individual mandate. The legislation could have stood on its own as necessary reform for insurance holders. Not sure that makes me a 'troll.'

Response to leftstreet (Reply #25)

Tue Oct 29, 2013, 12:34 PM

Star Member geek tragedy (32,497 posts)
28. The fact that you push rightwing talking points and policy goals. You were here pimping the House

Republicans demand to delay the individual mandate, using their precise arguments, within minutes of their decision to make that demand.

And here you are citing a Teahadist who denies there are hungry people in America in order to attack the ACA.

Response to geek tragedy (Reply #28)

Tue Oct 29, 2013, 12:36 PM

Star Member leftstreet (25,187 posts)
29. Is Forbes magazine banned at DU?

I've seen articles posted here over the years, but if there's been a change I can delete my post

Response to geek tragedy (Reply #24)

Tue Oct 29, 2013, 12:39 PM

hughee99 (10,829 posts)
33. Interesting to see a series of Obama quotes referred to as a "rightwing screed".

Last edited Tue Oct 29, 2013, 12:40 PM USA/ET - Edit history (1)
You don't see that every day

Response to hughee99 (Reply #33)

Tue Oct 29, 2013, 12:45 PM

Star Member geek tragedy (32,497 posts)
42. Helpfully compiled by a Tea Party author. More to the point, people will be getting better plans

than their current junk plans, and even more to the point plans stop getting renewed by insurers all the time.

But, the leftwing collaborators with the Tea party find the issue of quality of plans offered to be immaterial, since their common goal is to scrap the ACA and go back to the pre-2009 status quo.

Honest...it is just a nice warm shower so please get on the train

Response to SoCalDem (Reply #12)

Tue Oct 29, 2013, 12:58 PM

ReverendDeuce (1,309 posts)
55. Not remotely true. That's what's called a "talking point" to parrot...

Yes, there are junk policies out there. But most states don't allow them to be sold.

I had a perfectly good health insurance plan (well, I will have it until Jan 1st) with a ~$150/mo premium with 0% co-pay and a $1,500 deductible. I had no maternity (I'm male so why do I need this?) and am over the age of 19 (no need for pediatric dental/vision).

It's through Blue Cross and I had used it two years ago for $80,000 worth of broken leg repairs and recovery.

The new ACA plan they are putting me into is absolutely terrible by comparison. To get something similar to what I have today, I'd need to buy the only platinum plan offered in my state which is over $400/mo.

There are lots of people in states where junk policies can't be sold where the ACA has enabled insurance companies to stick it to customers.

He came back for more.

Response to ReverendDeuce (Reply #55)

Tue Oct 29, 2013, 01:06 PM

Star Member SoCalDem (100,846 posts)
56. Sorry, I forgot that the national law is all about you

Nothing happens until Jan, so things will probably work out.... Perhaps your boss will offer coverage that's better priced for you..or maybe you'll find one on the ACA site when things are up and running..

Everyone's running around with their hair on fire about something that's not even in effect yet, and about which the details are sketchy because of the website thing..

Read up on "the commons".. perhaps something will click for you..

Decent societies pool resources & care for each other.. Most here at DU are not selfish GOP types who care only about ourselves.

 

Response to hooverville29 (Original post)

Tue Oct 29, 2013, 03:38 PM

Star Member TBF (19,660 posts)
61. Looks like we have a rw meme of the day -

many folks are posting this.

Truth is like a cross to a vampire!

[Rebel]

Star Member sinkingfeeling (29,000 posts)

9. Because the existing policies didn't cover what is required by ACA. Most of

these policies were junk

That is MY decision jackass. I like my health insurance, even without breast exams and pre-natal care. Obama said I could keep it. Is that true? Yes or no, idiot.

[USA4ME]

Unbelievable!

The way the primitives are willing to cover without question anything Dear Leader does is unbelievable.

Even Monica Lewinsky spilled a drop, but not them.

.

[67 Rover]

That is MY decision jackass. I like my health insurance, even without breast exams and pre-natal care. Obama said I could keep it. Is that true? Yes or no, idiot.

You just have no clue what your best interests are.  

[jukin]

Star Member Pretzel_Warrior (4,304 posts)
4. They should say, "oh, those? Not really insurance so it doesn't count"

Most NORMAL RATIONAL people understand that to mean that regular workers on employment based insurance aren't going to be forced onto other plans by Obamacare. And they are not being forced.

MOST people understand that to mean People won't be pushed off of Medicare or Medicaid.

This law helps the eternally stupid by not allowing insurance companies to sell them shitty non insurance.

Not this year but come next year those employer mandated plans come into effect and employees will get the shaft that we individuals are getting right now.

As to better insurance; 60/40  with a $6000 deductible was not even available before cACA Obama HellCare. Why? Because nobody would ever buy it. The worst/cheapest coverage I could find was the equivalent of a Silver plan (80/20) but with a lower deductible and lower copays. Of course it didn't have maternity leave, free female contraception, dental and vision for children I don't have, and substance and alcohol abuse treatment because I DO NOT NEED THAT!

[SSG Snuggle Bunny]

This is a big ****ing deal.

[67 Rover]

The "own it" thread may be a better place to put this but it is relevant here also.


CNN) -- Some of Thomas Harte's New Hampshire neighbors are frustrated by the Affordable Care Act's insurance marketplaces but not for the reasons you might expect.

Harte is an insurance broker. He still has his share of frustrations with the marketplace websites, but the growing number of complaints he hears come from clients and fellow brokers who have seen the policies these marketplaces offer.

Nationally the marketplaces offer tens of thousands of different policies with a wide variety of coverage, but Harte has noticed many have one thing in common: They cover a narrow network of doctors and hospitals.

That narrower network comes as particularly bad news for the residents of Concord, New Hampshire.

Concord's one hospital won't accept any policies offered by the marketplaces. To see a doctor, specialist or primary care provider affiliated with the hospital, patients on these Obamacare plans will have to pay out of their own pocket. The closest in-network hospital is in Manchester.

"Can you imagine having to go 25 miles away to Manchester to get access to a health care provider that is covered by your insurance?" Harte asked. "Right now, Concord is one big black hole of health care for people buying these plans."

And it's not just Concord. Nationally, consumers are learning a number of well-known hospitals won't accept insurance offered through the marketplaces.

http://www.cnn.com/2013/10/29/health/obamacare-doctors-limited/index.html?hpt=he_c1

[DLR Pyro]

My wife just found out that her company is switching her over from United Healthcare that she has had for years and developed good relationships with her doctors to some sort of Blue Cross coverage where she will be paying more and have to abandon her doctors.

Thanks obama you ****ing asshole.   

[Bad Dog]

Half the DUmp is going to be tombstoned before this is over.

[Carl]

Not this year but come next year those employer mandated plans come into effect and employees will get the shaft that we individuals are getting right now.

As to better insurance; 60/40  with a $6000 deductible was not even available before cACA Obama HellCare. Why? Because nobody would ever buy it. The worst/cheapest coverage I could find was the equivalent of a Silver plan (80/20) but with a lower deductible and lower copays. Of course it didn't have maternity leave, free female contraception, dental and vision for children I don't have, and substance and alcohol abuse treatment because I DO NOT NEED THAT!

We got notice a few weeks ago our employer provided plan was done as of Jan 1st...I have not heard a thing about replacement yet.
It was not a "junk" plan either.

[Bad Dog]

We got notice a few weeks ago our employer provided plan was done as of Jan 1st...I have not heard a thing about replacement yet.
It was not a "junk" plan either.

You are the obvious victim of collusion between your evil employer and the eviler insurance company.  Dear leader is very personally upset about your plight.

[Freeper]

We got notice a few weeks ago our employer provided plan was done as of Jan 1st...I have not heard a thing about replacement yet.
It was not a "junk" plan either.

According to the DUmmies you are just too stupid to see how that plan was ripping you off. Under the new plans that cost more and cover less you will get a much better deal.

[Chris_]

According to the DUmmies you are just too stupid to see how that plan was ripping you off. Under the new plans that cost more and cover less you will get a much better deal.

That plan was not in your best interests.

[JohnnyReb]

That plan was not in your the communist leaders best interests.

FIXXORED

[BattleHymn]

hooverville29 (91 posts) Tue Oct 29, 2013, 12:21 PM
17. Yeah. but people had them and in fact had a form of health insurance, faulty or not.

And now those faulty policies are being cancelled, and those people are uninsured totally (how's that for a fault) unless they pay higher premiums for a policy. Lots of people are above that subsidy level, by the way, and it is turning out that some will in fact pay a bundle for insurance and won't be able to afford it.

Nobody ever told them that would be what would happen when this all started. That wasn't what the President said in his reassurance. This whole thing was done very, very clumsily by White House staff in the way they allowed the Prez to be trotted out to make assurances that Sibelius should make. Then later, she can be fired if it goes too wrong. This has been very clumsy.

All those cancelled polices are just bumps in the road.

[Chris_]

Nobody ever told them that would be what would happen when this all started.

We did.

[Freeper]

We did.

And they called us racists when we did.

They still say we are lying even as everything we said unfolds.

[Carl]

According to the DUmmies you are just too stupid to see how that plan was ripping you off. Under the new plans that cost more and cover less you will get a much better deal.

Will I get a raise too??? 

[JohnnyReb]

Will I get a raise too??? 

Yes....right after your health insurance goes down 3,000%.

[NHSparky]

The "own it" thread may be a better place to put this but it is relevant here also.


CNN) -- Some of Thomas Harte's New Hampshire neighbors are frustrated by the Affordable Care Act's insurance marketplaces but not for the reasons you might expect.

Harte is an insurance broker. He still has his share of frustrations with the marketplace websites, but the growing number of complaints he hears come from clients and fellow brokers who have seen the policies these marketplaces offer.

Nationally the marketplaces offer tens of thousands of different policies with a wide variety of coverage, but Harte has noticed many have one thing in common: They cover a narrow network of doctors and hospitals.

That narrower network comes as particularly bad news for the residents of Concord, New Hampshire.

Concord's one hospital won't accept any policies offered by the marketplaces. To see a doctor, specialist or primary care provider affiliated with the hospital, patients on these Obamacare plans will have to pay out of their own pocket. The closest in-network hospital is in Manchester.

"Can you imagine having to go 25 miles away to Manchester to get access to a health care provider that is covered by your insurance?" Harte asked. "Right now, Concord is one big black hole of health care for people buying these plans."

And it's not just Concord. Nationally, consumers are learning a number of well-known hospitals won't accept insurance offered through the marketplaces.

http://www.cnn.com/2013/10/29/health/obamacare-doctors-limited/index.html?hpt=he_c1

As a matter of fact, IIRC, we have to go to Portsmouth or Exeter to get covered under ACA despite there being a perfectly fine hospital here in town.

[FlaGator]

I wish the DUers would just sit back and think "what if this was Bushcare and Dubya had said the things Obama has said." I guarantee you that the twisted pretzel would be singing a completely different tune.

[Karin]

That Pretzel Warrior is driving me up a wall!  He keeps saying the same thing over and over.  "Shitty insurance!"  It makes him look all panicky.  The funny thing is, they're running around their own asylum, spouting at each other.  Meanwhile, the internet's on fire.

[Carl]

Prosense is on it though...

http://www.democraticunderground.com/10023942430

They will need to come up with new names for the geometric shapes these cretins are twisting themselves into.

[Wineslob]

 

[Maxiest]

Response to SoCalDem (Reply #12)

Tue Oct 29, 2013, 12:14 PM

Star Member leftstreet (25,187 posts)
13. That probably should have been explained

Quote
"If you like your health care plan, you will be able to keep your health care plan. Period. No one will take it away. No matter what." Barack Obama June 2009


How hard would it have been to say that if your plan met the new requirements, you could keep it?

Well see that would have been the ****ing truth which the Obama Admin has no idea how to tell.  That also would have raised a red flag they didn't want raised.  You think it was a ****ing accident?  Think again DUmmy.