CC27, the top poster is 100% correct. Most of us in the public sector do pay into our retirement pensions and foot most of the bill for our health coverage. I pay over $7000 per year just to have an insurance card. Any doctor visits or prescriptions, I have to pay for. I don't really have insurance until I reach a $4,000 deductible, so it's basically catastrophic coverage. I bitch about it, yes, but it's better than nothing. I haven't had a COLA raise in 2 years now. For the 5 years prior to that we got 3% each year, which was swallowed up (and then some) by health insurance premium increases. I make a lot less now than I did 7 years ago. It's not an easy or free ride for us, either.