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Author Topic: My Truck will be paid off in Jan 09.  (Read 2921 times)

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Offline Mr Mannn

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My Truck will be paid off in Jan 09.
« on: June 20, 2008, 05:55:20 AM »
and I have only 28K Miles on it.
I struggled and put aside other things to pay this off. And in January, I will be free!
I won't care about gas prices. (well i will, but it won't hurt as much)
I will have a few years free of any auto payments. Freedom. it feels so good.

 :cheersmate: Celebrate with me. Hoist a virtual cold one.
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Offline Schadenfreude

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Re: My Truck will be paid off in Jan 09.
« Reply #1 on: June 20, 2008, 07:17:35 AM »
Congratulations, enjoy your truck that's fully paid for!   :cheersmate:
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Offline Lord Undies

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Re: My Truck will be paid off in Jan 09.
« Reply #2 on: June 20, 2008, 07:31:00 AM »
I feel your joy.  The July 30th payment on my wife's truck will be the last one.  It is a chunky payment too.  Its absence from the budget will be a financial lift.
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Offline Flame

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Re: My Truck will be paid off in Jan 09.
« Reply #3 on: June 20, 2008, 08:14:47 AM »
Congrats!!   :cheersmate:



 I wish I was in your boat, but not even close.


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Offline BEG

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Re: My Truck will be paid off in Jan 09.
« Reply #4 on: June 20, 2008, 08:40:28 AM »
There is nothing better than the feeling you get when you pay off a big ticket item.  Congratulations! 
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Offline LaceDustBoots

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Re: My Truck will be paid off in Jan 09.
« Reply #5 on: June 20, 2008, 09:15:58 AM »
Our truck will be paid off in Jan 09 too!  Plus our travel trailer will be paid off Oct of this year!!!!  An extra $1300 a month, whew.  Yipeeee! 

 :cheersmate:



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Offline CactusCarlos

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Re: My Truck will be paid off in Jan 09.
« Reply #6 on: June 20, 2008, 09:53:11 AM »
Quote from: Mr Mannn on June 20, 2008, 05:55:20 AM
and I have only 28K Miles on it.
I struggled and put aside other things to pay this off. And in January, I will be free!
I won't care about gas prices. (well i will, but it won't hurt as much)
I will have a few years free of any auto payments. Freedom. it feels so good.

 :cheersmate: Celebrate with me. Hoist a virtual cold one.


 :cheersmate: 'grats Mr Mannn.  I paid my Tacoma off in January of this year and am about to dive into another 4 or 5 years of car payments  :bawl:  :rotf:
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Offline DixieBelle

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Re: My Truck will be paid off in Jan 09.
« Reply #7 on: June 20, 2008, 12:15:28 PM »
Congrats!!!! Invest that former payment or stick it away. You'll need it when we're all wearing Carter's sweaters :-)
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Offline Miss Mia

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Re: My Truck will be paid off in Jan 09.
« Reply #8 on: June 20, 2008, 12:25:58 PM »
Congrats!   :cheersmate:



I envy you, I financed my car for 72 months to get the payment low enough that I could afford it.
I've made 31 payments and have 41 remaining (to be paid off Nov. 4, 2011)


But, I pay extra on my principal every month, so I can get it paid off sooner. 
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Offline Chris_

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Re: My Truck will be paid off in Jan 09.
« Reply #9 on: June 20, 2008, 12:30:35 PM »
Strong Strong recommendation:

Take that amount (chop off a few bucks for yourself) and PAY IT TO YOURSELF EVERY MONTH.  Open an account and start (automatically) move it to a separate account.  After a few months and you get that account seeded, look into investments.

You already are used to not "having" the payment amount -- just stay that way.

I did that and used it to overpay my mortgage.  It looks like I will own my condo in 3 years,
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Offline mamacags

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Re: My Truck will be paid off in Jan 09.
« Reply #10 on: June 20, 2008, 03:19:02 PM »
We paid off both of our vehicles in March.  It felt so awesome!!!!! :cheersmate:
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Offline Chris_

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Re: My Truck will be paid off in Jan 09.
« Reply #11 on: June 20, 2008, 04:56:27 PM »
I'm about to start a new job in a couple of months.  If I've figured my after-tax pay correctly, I might be able to pay my car off two years early. 

I hate car payments. 
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Offline RobJohnson

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Re: My Truck will be paid off in Jan 09.
« Reply #12 on: June 20, 2008, 04:59:12 PM »
I would spend the left over money on hookers.
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Offline LaceDustBoots

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Re: My Truck will be paid off in Jan 09.
« Reply #13 on: June 21, 2008, 07:51:53 AM »
Quote from: RobJohnson on June 20, 2008, 04:59:12 PM
I would spend the left over money on hookers.

LOL, that's a good idea.  Maybe he'll stop following me around the house with his tongue hanging out or let me sleep without getting pawed on.  Geez, we've been together for 12 years!  :naughty:
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