We thought of paying off the Jeep but the interest rate is too good. I make more in my accounts versus paying it off. We just refinanced the house to a lower payment and interest rate (see DUmmies, that's what managing your money correctly gets you.) so that my wife wouldn't ever have to work unless she wants too. Right now her working would put us in the higher tax bracket and I don't want the moochers to get more of my money.